Northeast Planning Associates provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 26–50 clients last fiscal year.
Northeast Planning Associates reports 959 clients. They include 886 individual clients and 73 high-net-worth individuals. Of its assets, 100.0% ($414M across 1,509 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $414M. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 92% | 82% |
| High-net-worth individuals | 8% | 18% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 886 | $342M | 82.5% | $385K |
| High-net-worth individuals | 73 | $72.5M | 17.5% | $993K |
| Total | 959 | $414M | 100% | $432K |
- Clients
- 886
- Regulatory AUM
- $342M
- AUM share
- 82.5%
- Avg. per client
- $385K
- Clients
- 73
- Regulatory AUM
- $72.5M
- AUM share
- 17.5%
- Avg. per client
- $993K
Total
- Clients
- 959
- Regulatory AUM
- $414M
- AUM share
- 100%
- Avg. per client
- $432K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Northeast Planning Associates charges 0.50%–2.00% for its Investment Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Fixed fees generally do not exceed $25,000; hourly fees generally range from $100 to $500 per hour; annual retainers generally range from $500 to $25,000 a year.
- Wealth Management Software
- A subscription of up to $100 per month, based on the features used and the overall client relationship.
Benjamin Hiers owns 75% or more of Northeast Planning Associates. Edward Hiers is CEO; the leadership team includes President Benjamin Hiers and Chief Compliance Officer Michael Hartman. It has 129 employees, 69 of them in advisory roles.
Staff
- 129 employees
- 69 in advisory functions
- 69 state-registered reps
- 68 broker-dealer reps
- 67 insurance agents
- Owns 75% or more of Northeast Planning Associates, Inc.
Benjamin Hiers
Control person · since February 2008
- Owns 25% to 50% of Northeast Planning Associates, Inc.
Edward Hiers
Control person · since August 1984
Northeast Planning Associates’ regulatory assets grew 1.8× from $224M (March 2021) to $414M (May 2026); clients rose from 728 to 959 and employees from 121 to 129.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| May 2026May 2026 | $414M | 959 | 129 | 36 |
| Jul 2025July 2025 | $328M | 1,137 | 131 | 34 |
| Mar 2024March 2024 | $301M | 1,071 | 122 | 33 |
| Mar 2023March 2023 | $256M | 876 | 126 | 33 |
| Mar 2022March 2022 | $285M | 534 | 125 | 33 |
| Mar 2021March 2021 | $224M | 728 | 121 | 33 |
Besides its headquarters, Northeast Planning Associates has 35 offices (10 private residences, listed without an address), with 26 listed addresses across 4 states.
New Hampshire · 10 listed addresses
- 43 Constitution Drive, BedfordHQ
- 25 New Hampshire Ave, Portsmouth
- 278 Lafayette Road, Portsmouth
- 133 Brock Street, Rochester
- 202 Main Street, Salem
- 425 Hooksett Road, Manchester
- 39 Simon Street, Nashua
- 121 Shattuck Way, Newington
- 7 Leavy Drive, Bedford
- 558 Mast Road, Goffstown
Massachusetts · 9 listed addresses
- 633 Chapman Street, Canton
- 40 Crescent Street, Waltham
- 37 1/2 Forrester Street, Newburyport
- 26 Parker Street, Newburyport
- 252 Sconticut Neck Road, Fairhaven
- 37 Broad Street, Westfield
- 227 Main Street, Milford
- 3 Baldwin Green Common, Woburn
- 5 Crystal Pond Road, Southborough
Maine · 6 listed addresses
- 324 Harlow Street, Bangor
- 59 Main Street, Madison
- 361 US Rte. 1, Falmouth
- 781 U.S. Route One, Yarmouth
- 671 Broadway, Bangor
- 1045 Broadway, Bangor
Arizona · 1 listed address
- 2231 East Pecos Road, Chandler
Other business names
Northeast Planning Associates has reported 7 other business names to the SEC.
- Acadia Wealth Planning
- Heritage Wealth Planning
- Maine Wealth Planning
- Newburyport Planning
- Olive Tree Wealth
- Provision Wealth Planning
- Tamagni Wealth Advisors
Contact and registration details
- Legal name
- Northeast Planning Associates, Inc.
- Headquarters
- 43 Constitution Drive, Bedford, NH 03110
- Website
- Not reported
- Phone
- 603-471-0900
- SEC file
- 801-110475
- Structure
- New Hampshire corporation
- Fiscal year end
- December
Northeast Planning Associates’ named custodians for separately managed accounts are Tiaa-Cref Individual & Institutional Services ($207M, 51%) and LPL Financial ($202M, 49%). Northeast Planning Associates does not have custody of client assets.
- LPL FinancialLPL Financial LLC · Boston, MA · $202M49%
- Tiaa-Cref Individual & Institutional ServicesTiaa-Cref Individual & Institutional Services, LLC · New York, NY · $207M51%
At year end, Northeast Planning Associates’ separately managed accounts were mostly in funds (55%) and stocks (39%).
What the accounts hold
- Stocks39%
- Funds55%
- Cash5%
- Other1%
- Derivatives1%
How many clients does Northeast Planning Associates have?
Northeast Planning Associates has 959 clients and manages $414 million for them, as of May 2026. They include 886 individual clients and 73 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 8 May 2026
What services does Northeast Planning Associates offer?
Northeast Planning Associates provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Northeast Planning Associates charge?
Northeast Planning Associates charges 0.50%–2.00% for its Investment Management Services. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable.
Source: NPA FULL DISCLOSURE BROCHURE AND WRAP BROCHURE, filed 26 March 2026
Which custodians does Northeast Planning Associates use?
Northeast Planning Associates’ separately managed account assets are held at Tiaa-Cref Individual & Institutional Services, LLC (New York, NY), with $207M and LPL Financial LLC (Boston, MA), with $202M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 May 2026
How many financial advisors does Northeast Planning Associates have?
Northeast Planning Associates has 69 investment adviser representatives registered with state securities authorities, out of 129 employees, and 69 perform investment advisory functions. 68 employees are registered representatives of a broker-dealer and 67 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Northeast Planning Associates invest in?
At the end of its last fiscal year, Northeast Planning Associates’ separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 39% exchange-traded equities, 5% cash and equivalents and 1% derivatives.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Northeast Planning Associates?
Northeast Planning Associates’ direct owners are Edward Hiers (25% to 50%) and Benjamin Hiers (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 8 May 2026
How does Northeast Planning Associates get paid?
Northeast Planning Associates is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Northeast Planning Associates?
Northeast Planning Associates’ main office is at 43 Constitution Drive, Bedford, NH 03110. Its phone number is 603-471-0900.
