Compass Financial Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Compass Financial Management reports 2,228 clients. They include 1,955 individual clients, 197 high-net-worth individuals, and 39 corporations and other businesses. Of its assets, 100.0% ($894M across 3,799 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 88% | 45% |
| High-net-worth individuals | 9% | 50% |
| Pension and profit-sharing plans | 2% | 3% |
| Corporations and other businesses | 2% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,955 | $402M | 45.0% | $206K |
| High-net-worth individuals | 197 | $444M | 49.7% | $2.25M |
| Pension and profit-sharing plans | 37 | $29.4M | 3.3% | $796K |
| Corporations and other businesses | 39 | $18.4M | 2.1% | $473K |
| Total | 2,228 | $894M | 100% | $401K |
- Clients
- 1,955
- Regulatory AUM
- $402M
- AUM share
- 45.0%
- Avg. per client
- $206K
- Clients
- 197
- Regulatory AUM
- $444M
- AUM share
- 49.7%
- Avg. per client
- $2.25M
- Clients
- 37
- Regulatory AUM
- $29.4M
- AUM share
- 3.3%
- Avg. per client
- $796K
- Clients
- 39
- Regulatory AUM
- $18.4M
- AUM share
- 2.1%
- Avg. per client
- $473K
Total
- Clients
- 2,228
- Regulatory AUM
- $894M
- AUM share
- 100%
- Avg. per client
- $401K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Compass Financial Management charges 1.00%–1.95% a year for its Investment advisory services. The fee is billed in arrears and is negotiable.
Fee details and sources
Matthew Markowski owns 25% to 50% of Compass Financial Management. It has 33 employees, 31 of them in advisory roles.
Leadership
Matthew MarkowskiDirector/CCO/Managing Member
Michael MarkowskiDirector/Managing Member
Christopher MarkowskiDirector/Managing Member
Investment adviser representatives
46 representatives listed in the SEC register as of 9 October 2026.
- Austin Gray Lowder
- Christopher Markowski
- Joshua Manuel Markowski
- Matthew Markowski
- Michael John Markowski
Staff
- 33 employees
- 31 in advisory functions
- 33 state-registered reps
- 2 broker-dealer reps
- 17 insurance agents
- Owns 25% to 50% of Compass Financial Management LLC
Matthew Markowski
Control person · since July 2018
- Owns 25% to 50% of Compass Financial Management LLC
Michael Markowski
Control person · since July 2018
- Owns 25% to 50% of Compass Financial Management LLC
Christopher Markowski
Control person · since July 2018
Compass Financial Management’s regulatory assets grew 6.3× from $143M (July 2021) to $894M (May 2026); clients rose from 286 to 2,228 and employees from 7 to 33.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| May 2026May 2026 | $894M | 2,228 | 33 | 37 |
| Jul 2025July 2025 | $519M | 1,350 | 28 | 25 |
| May 2024May 2024 | $409M | 1,131 | 20 | 8 |
| Mar 2023March 2023 | $264M | 760 | 16 | 9 |
| Feb 2022February 2022 | $221M | 387 | 14 | 9 |
| Jul 2021July 2021 | $143M | 286 | 7 | 8 |
Besides its headquarters, Compass Financial Management has 36 offices (12 private residences, listed without an address), with 14 listed addresses across 7 states.
Florida · 8 listed addresses
- 2422 W. Sunset Drive, TampaHQ
- 1990 Main Street PH 13, Sarasota
- 2100 Constitution BLVD, Sarasota
- 17961 Hunting Bow Circle, Lutz
- 12200 5th Street E, Treasure Island
- 1511 N. Westshore BLVD Suite 680., Tampa
- 15170 N. Florida Ave., Tampa
- 1725 Massachusetts Ave Ne, St. Petersburg
Arizona · 1 listed address
- 2801 E. Camelback Road. Suite 200, Phoenix
California · 1 listed address
- 4025 Camino Del Rio South Suite 300, San Diego
Connecticut · 1 listed address
- 785 Oxford RD., Oxford
Minnesota · 1 listed address
- 8400 Normandal Lake BLVD #920, Bloomington
New York · 1 listed address
- 28 Liberty Street, New York
Texas · 1 listed address
- 1719 Angel Pkwy Ste 400-215, Allen
Other business names
Compass Financial Management has reported 18 other business names to the SEC.
- Burgess Wealth Advisory
- DMK Advisor Group
- Dise Wealth Management
- Executive Financial Services, Inc.
- Fortified Wealth Management
- Independence Money
- Intellivisor Family Office
- John Daniels CPA
- KDH Financial
- Kelly Investment Advisors
- Michael Lee Strategy
- Mowery Capital
Show all 18 names
- My Roadmap Advisor
- Nature Coast Capital
- Souza Wealth Management
- Texas Retirement Strategies
- Theus Wealth Advisors
- Zoda Financial
Contact and registration details
- Legal name
- Compass Financial Management LLC
- Headquarters
- 2422 W. Sunset Drive, Tampa, FL 33629
- Website
- compassfmllc.com
- Phone
- 813-597-6400
- SEC file
- 801-118185
- Structure
- Delaware LLC
- Fiscal year end
- December
Compass Financial Management’s named custodians for separately managed accounts are Charles Schwab ($477M, 54%) and Fidelity ($414M, 46%). Compass Financial Management does not have custody of client assets.
- FidelityFidelity Institutional Wealth Advisor LLC · Boston, MA · $414M46%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $477M54%
At year end, Compass Financial Management’s separately managed accounts were mostly in stocks (79%) and funds (15%). Its reported 13F holdings for the quarter ended 30 June 2026 total $829M across 1,547 positions; the largest are Nvidia Corp. (3.4%), Apple Inc. (3.1%) and State Street Technology Select Sector SPDR ETF (2.5%).
What the accounts hold
- Stocks79%
- Funds15%
- Registered funds12%
- Pooled vehicles3%
- Bonds3%
- Investment grade corporate bonds2%
- U.S. government and agency bonds1%
- Cash3%
Reported 13F holdings
- $829M
- Reported 13F value
- 1,547
- Positions
- 19.5%
- In the 10 largest
- —
- Value vs. prior quarter
- Nvidia Corp.3.4%
- Apple Inc.3.1%
- State Street Technology Select Sector SPDR ETF2.5%
- Janus Henderson Aaa Clo ETF2.2%
- Palantir Technologies Inclass A · Com CL A1.4%
- State Street SPDR Portfolio S&P 500 Growthetf1.4%
- Vanguard S&P 500 ETF1.4%
- Amazon.com Inc.1.4%
- Microsoft Corp.1.4%
- Vanguard High Dividend Yield Index Fund ETF Shares1.2%
Together, the ten largest are 19.5% of reported value.
How many clients does Compass Financial Management have?
Compass Financial Management has 2,228 clients and manages $894 million for them, as of May 2026. They include 1,955 individual clients, 197 high-net-worth individuals, and 39 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 May 2026
What services does Compass Financial Management offer?
Compass Financial Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Compass Financial Management charge?
Compass Financial Management charges 1.00%–1.95% a year for its Investment advisory services. The fee is billed in arrears and is negotiable.
Source: COMPASS FINANCIAL MANAGEMENT ADV PART 2A 5/4/2026, filed 11 May 2026
Which custodians does Compass Financial Management use?
Compass Financial Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $477M and Fidelity Institutional Wealth Advisor LLC (Boston, MA), with $414M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 May 2026
How many financial advisors does Compass Financial Management have?
Compass Financial Management has 33 investment adviser representatives registered with state securities authorities, out of 33 employees, and 31 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 17 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Compass Financial Management invest in?
At the end of its last fiscal year, Compass Financial Management’s separately managed accounts held 79% exchange-traded equities, 12% registered funds (mutual funds, ETFs, BDCs), 3% pooled vehicles (private funds and similar), 3% cash and equivalents, 2% investment grade corporate bonds and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Compass Financial Management?
Compass Financial Management’s direct owners are Matthew Markowski, Michael Markowski and Christopher Markowski, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 18 May 2026
How does Compass Financial Management get paid?
Compass Financial Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Compass Financial Management?
Compass Financial Management’s main office is at 2422 W. Sunset Drive, Tampa, FL 33629. Its phone number is 813-597-6400. Its website is compassfmllc.com.