Secure Asset Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year.
Secure Asset Management reports 2,877 clients. They include 2,644 individual clients and 233 high-net-worth individuals. Of its assets, 90.6% ($789M across 4,144 accounts) are managed with discretion; $81.9M across 465 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 92% | 42% |
| High-net-worth individuals | 8% | 58% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 2,644 | $364M | 41.8% | $138K |
| High-net-worth individuals | 233 | $507M | 58.2% | $2.17M |
| Total | 2,877 | $871M | 100% | $303K |
- Clients
- 2,644
- Regulatory AUM
- $364M
- AUM share
- 41.8%
- Avg. per client
- $138K
- Clients
- 233
- Regulatory AUM
- $507M
- AUM share
- 58.2%
- Avg. per client
- $2.17M
Total
- Clients
- 2,877
- Regulatory AUM
- $871M
- AUM share
- 100%
- Avg. per client
- $303K
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Secure Asset Management charges up to 2.00% a year for its Asset Management. The fee is billed in advance or in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Retirement Plan Advisory Services
- Retirement plan advisory fees are negotiable and set as a percentage of assets under advisement: 0.90% down to 0.27% under ERISA 3(21), and 1.000% down to 0.550% under ERISA 3(38).
Bryan Spencer owns 75% or more of Secure Asset Management. The leadership team of Secure Asset Management includes Chief Compliance Officer Randall Joseph. It has 54 employees.
Staff
- 54 employees
- 54 in advisory functions
- 54 state-registered reps
- 38 broker-dealer reps
- 26 insurance agents
- 2 soliciting firms
- Owns 75% or more of Secure Asset Management, L.L.C.
Bryan Spencer
Control person · since April 2007
Secure Asset Management’s regulatory assets grew 3.6× from $245M (July 2021) to $871M (August 2026); clients rose from 1,664 to 2,877 and employees from 16 to 54.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Aug 2026August 2026 | $871M | 2,877 | 54 | 32 |
| Jul 2025July 2025 | $890M | 4,714 | 52 | 27 |
| Jul 2024July 2024 | $600M | 3,698 | 48 | 19 |
| Jul 2023July 2023 | $440M | 2,376 | 39 | 15 |
| Jul 2022July 2022 | $387M | 2,284 | 23 | 13 |
| Jul 2021July 2021 | $245M | 1,664 | 16 | 8 |
Besides its headquarters, Secure Asset Management has 31 offices (6 private residences, listed without an address), with 26 listed addresses across 16 states.
Michigan · 5 listed addresses
- 2565 West Maple RD, TroyHQ
- 4595 Broadmoor Ave Se Suite 115, Grand Rapids
- 37687 Pembroke, Livonia
- 8300 Hall Road, Utica
- 1668 South Telegraph Road, Bloomfield Hills
Texas · 3 listed addresses
- 1201 13th Street, Argyle
- 24907 Canston CT, Spring
- 3220 San Jacinto St, Houston
California · 2 listed addresses
- 1 Market Street, San Francisco
- 100 N. Brand BLVD, Glendale
Colorado · 2 listed addresses
- 4845 Pearl East Circle, Boulder
- 1219 Lake Plaza Drive, Colorado Springs
Florida · 2 listed addresses
- 23 Widener Way, Orange Park
- 1940 10th Ave, Vero Beach
Pennsylvania · 2 listed addresses
- 858 Hunter Hwy, Tunkhannock
- 148 Meadville Street, Edinboro
Georgia · 1 listed address
- 4734 Herefordfarm RD, Evans
Iowa · 1 listed address
- 1725 Blairs Ferry Road, Marion
Kansas · 1 listed address
- 3735 SW Wanamaker Road, Topeka
Minnesota · 1 listed address
- 8505 Pederson Road, Cook
Missouri · 1 listed address
- 8740 Big Bend BLVD, St. Louis
Nebraska · 1 listed address
- 20451 Corby St, Elkhorn
Ohio · 1 listed address
- 568 Red Oak Lane, Bay Village,
Oregon · 1 listed address
- 650 Ne Holladay Street, Portland
South Carolina · 1 listed address
- 8 Dapple Gray CT, Simpsonville
Washington · 1 listed address
- 10510 Northup Way, Kirkland
Other business names
Secure Asset Management has reported 21 other business names to the SEC.
- 1031 Consulting and Services Group
- Bluebird Advisory
- Coughlin Wealth Management
- Crescendo Finance
- Evergreen Investments
- Forthright Capital Management, LLC
- Fortner Wealth Services
- Glen H. Chester & Associates
- Goldstein Financial
- Harrison Financial
- Hornyak Financial Group
- Money & Investment Concepts
Show all 21 names
- Neville Financial Group
- Paceline Financial LLC
- RW Bowlin Investment Services, Inc.
- Range Financial
- Real Estate Transition Solutions
- Son Light Inc.
- Thomas Financial
- Titan Wealth Advisors
- Transcend Financial
Contact and registration details
- Legal name
- Secure Asset Management, L.L.C.
- Headquarters
- 2565 West Maple RD, Troy, MI 48084
- Website
- securefg.com
- Phone
- 248-414-1562
- @securefg
- SEC file
- 801-113954
- Structure
- Michigan LLC
- Fiscal year end
- December
Secure Asset Management’s named custodians for separately managed accounts are Charles Schwab ($505M, 64%) and Fidelity ($284M, 36%). Secure Asset Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $505M64%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $284M36%
At year end, Secure Asset Management’s separately managed accounts were mostly in stocks (50%) and funds (38%). Its reported 13F holdings for the quarter ended 30 June 2026 total $714M across 333 positions; the largest are Vanguard Scottsdale Fds (5.5%), Nvidia Corporation (4.1%) and Invesco Exch Traded FD TR II (3.0%).
What the accounts hold
- Stocks50%
- Exchange-traded equities49%
- Non-exchange-traded equities1%
- Funds38%
- Bonds4%
- U.S. government and agency bonds1%
- State and local bonds1%
- Sovereign bonds1%
- Investment grade corporate bonds1%
- Cash8%
How many clients does Secure Asset Management have?
Secure Asset Management has 2,877 clients and manages $871 million for them, as of August 2026. They include 2,644 individual clients and 233 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 August 2026
What services does Secure Asset Management offer?
Secure Asset Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Secure Asset Management charge?
Secure Asset Management charges up to 2.00% a year for its Asset Management. The fee is billed in advance or in arrears and is negotiable.
Which custodians does Secure Asset Management use?
Secure Asset Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $505M and Fidelity Brokerage Services LLC (Smithfield, RI), with $284M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 August 2026
How many financial advisors does Secure Asset Management have?
Secure Asset Management has 54 investment adviser representatives registered with state securities authorities, out of 54 employees, and 54 perform investment advisory functions. 38 employees are registered representatives of a broker-dealer and 26 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Secure Asset Management invest in?
At the end of its last fiscal year, Secure Asset Management’s separately managed accounts held 49% exchange-traded equities, 38% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% sovereign bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Secure Asset Management?
Secure Asset Management’s direct owner is Bryan Spencer (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 20 August 2026
How does Secure Asset Management get paid?
Secure Asset Management is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Secure Asset Management?
Secure Asset Management’s main office is at 2565 West Maple RD, Troy, MI 48084. Its phone number is 248-414-1562. Its website is securefg.com.