CSP Financial Group provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
CSP Financial Group reports 397 clients. They include 346 individual clients, 46 high-net-worth individuals, and 5 pension and profit-sharing plans. Of its assets, 100.0% ($151M across 1,008 accounts) are managed with discretion. It advised 751 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 87% | 53% |
| High-net-worth individuals | 12% | 47% |
| Pension and profit-sharing plans | 1% | 0% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 346 | $79.1M | 52.5% | $229K |
| High-net-worth individuals | 46 | $71.5M | 47.5% | $1.55M |
| Pension and profit-sharing plans | 5 | $0 | 0.0% | $0 |
| Total | 397 | $151M | 100% | $379K |
- Clients
- 346
- Regulatory AUM
- $79.1M
- AUM share
- 52.5%
- Avg. per client
- $229K
- Clients
- 46
- Regulatory AUM
- $71.5M
- AUM share
- 47.5%
- Avg. per client
- $1.55M
- Clients
- 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- $0
Total
- Clients
- 397
- Regulatory AUM
- $151M
- AUM share
- 100%
- Avg. per client
- $379K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 751
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
CSP Financial Group charges 0.70%–1.20% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.20% |
| $1M–$3M | 1.00% |
| $3M–$5M | 0.90% |
| $5M–$10M | 0.80% |
| $10M and above | 0.70% |
Fee details and sources
Other fees
- Consultation Services
- Consultation services are billed at an hourly fee of $300.
- ERISA Plan Services
- Annual fee on Included Assets on the same tiered schedule as asset management, from 1.20% on the first $1,000,000 down to 0.70% above $10,000,000; negotiable.
- Full Financial Plan
- Fixed fee of up to $1,200 for a full financial plan.
Charles Pettit owns 75% or more of CSP Financial Group. The leadership team of CSP Financial Group includes Chief Compliance Officer Charles Pettit. It has 21 employees.
Staff
- 21 employees
- 21 in advisory functions
- 21 state-registered reps
- 21 insurance agents
- Owns 75% or more of CSP Financial Group LLC
Charles Pettit
Control person · since April 2020
CSP Financial Group’s regulatory assets grew Infinity× from $0 (July 2023) to $151M (September 2026); clients fell from 605 to 397 and employees rose from 20 to 21.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $151M | 397 | 21 | 18 |
| May 2025May 2025 | $30.3M | 983 | 19 | 2 |
| Jul 2024July 2024 | $0 | 605 | 25 | 2 |
| Jul 2023July 2023 | $0 | 605 | 20 | 2 |
Besides its headquarters, CSP Financial Group has 17 offices (15 private residences, listed without an address), with 3 listed addresses across 2 states.
Arizona · 2 listed addresses
- 14300 North Northsight BLVD, Suite 120, ScottsdaleHQ
- 13827 N 9th PL, Phoenix
Minnesota · 1 listed address
- 8810 Tessman Parkway N, Brooklyn Park
Contact and registration details
- Legal name
- CSP Financial Group LLC
- Headquarters
- 14300 North Northsight BLVD, Suite 120, Scottsdale, AZ 85260
- Website
- Not reported
- Phone
- 480-600-9626
- SEC file
- 801-128346
- Structure
- Arizona LLC
- Fiscal year end
- December
CSP Financial Group’s named custodian for separately managed accounts is Charles Schwab ($1.36B). CSP Financial Group does not have custody of client assets.
The filed custodian amounts total more than regulatory assets under management. Each amount is shown as filed.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $1.36B100%
At year end, CSP Financial Group’s separately managed accounts were mostly in funds (97%). Its reported 13F holdings for the quarter ended 31 March 2026 total $97.7M across 20 positions; the largest are Dimensional ETF Trust (34.8%), Dimensional ETF Trust (9.5%) and Dimensional ETF Trust (8.8%).
What the accounts hold
- Stocks2%
- Funds97%
- Registered funds94%
- Pooled vehicles3%
- Cash2%
How many clients does CSP Financial Group have?
CSP Financial Group has 397 clients and manages $151 million for them, as of September 2026. They include 346 individual clients, 46 high-net-worth individuals, and 5 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 September 2026
What services does CSP Financial Group offer?
CSP Financial Group provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does CSP Financial Group charge?
CSP Financial Group charges 0.70%–1.20% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Source: ADV PART 2A- CSP FINANCIAL GROUP LLC, filed 11 September 2026
Which custodians does CSP Financial Group use?
CSP Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $1.36B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 September 2026
How many financial advisors does CSP Financial Group have?
CSP Financial Group has 21 investment adviser representatives registered with state securities authorities, out of 21 employees, and 21 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 21 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does CSP Financial Group invest in?
At the end of its last fiscal year, CSP Financial Group’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 3% pooled vehicles (private funds and similar), 2% exchange-traded equities and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns CSP Financial Group?
CSP Financial Group’s direct owner is Charles Pettit (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 11 September 2026
How does CSP Financial Group get paid?
CSP Financial Group is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact CSP Financial Group?
CSP Financial Group’s main office is at 14300 North Northsight BLVD, Suite 120, Scottsdale, AZ 85260. Its phone number is 480-600-9626.
