{"url":"https://nivawealth.com/firms/csp-financial-group-310819","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/310819","regulatoryAum":150550578,"crd":"310819","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7409708","suffix":null,"lastName":"Anderson 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Wicker","firstName":"Kim-Ngon","middleName":null},{"crd":"6056138","suffix":null,"lastName":"WHITE","firstName":"TONYA","middleName":"SHYREE"}],"total":21,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-07-24","regulatoryAum":0,"clients":605,"employees":20,"offices":2},{"filedOn":"2024-07-25","regulatoryAum":0,"clients":605,"employees":25,"offices":2},{"filedOn":"2025-05-02","regulatoryAum":30345692,"clients":983,"employees":19,"offices":2},{"filedOn":"2026-09-11","regulatoryAum":150550578,"clients":397,"employees":21,"offices":18}],"secFileNumber":"801-128346","legalName":"CSP Financial Group LLC","displayName":"CSP Financial Group","slug":"csp-financial-group-310819","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Arizona limited liability company","fiscalYearEnd":"December","headquarters":{"street":"14300 North Northsight BLVD, Suite 120","city":"Scottsdale","state":"AZ","stateName":"Arizona","country":"United States","postalCode":"85260"},"tradeNames":[],"registration":{"secApproved":"14 July 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":384057.5969387755,"staff":{"employees":21,"advisory":21,"brokerDealerReps":0,"insuranceAgents":21,"promoters":0},"aum":{"regulatory":150550578,"discretionary":150550578,"discretionaryAccounts":1008,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":751},"clientTypes":[{"label":"Individuals (other than HNW)","clients":346,"regulatoryAum":79062026},{"label":"High-net-worth individuals","clients":46,"regulatoryAum":71488552},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":0}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1.2,"from":0},{"to":3000000,"pct":1,"from":1000000},{"to":5000000,"pct":0.9,"from":3000000},{"to":10000000,"pct":0.8,"from":5000000},{"to":null,"pct":0.7,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057651","versionId":1057651,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-09-11","documentName":"ADV PART 2A- CSP FINANCIAL GROUP LLC","fee_rate_low":0.7,"fee_rate_high":1.2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consultation Services","summary":"Consultation services are billed at an hourly fee of $300.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057651","versionId":1057651,"submittedOn":"2026-09-11","documentName":"ADV PART 2A- CSP FINANCIAL GROUP LLC"},{"role":"other","program":"ERISA Plan Services","summary":"Annual fee on Included Assets on the same tiered schedule as asset management, from 1.20% on the first $1,000,000 down to 0.70% above $10,000,000; negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057651","versionId":1057651,"submittedOn":"2026-09-11","documentName":"ADV PART 2A- CSP FINANCIAL GROUP LLC"},{"role":"other","program":"Full Financial Plan","summary":"Fixed fee of up to $1,200 for a full financial plan.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057651","versionId":1057651,"submittedOn":"2026-09-11","documentName":"ADV PART 2A- CSP FINANCIAL GROUP LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:44:29.135052+00:00","documents":[{"name":"ADV PART 2A- CSP FINANCIAL GROUP LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057651","versionId":1057651,"submittedOn":"2026-09-11"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":1360110620}],"custodyNote":"CSP Financial Group does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Charles Pettit","title":"Managing Member & Chief Compliance Officer","crd":"2488074"}],"ownership":[{"label":"Charles Pettit","detail":"Managing member & chief compliance officer in the 75% or more ownership band and a control person, since April 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":17,"privateResidences":15},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Arizona","offices":2,"addresses":[{"street":"14300 North Northsight BLVD, Suite 120","city":"Scottsdale","headquarters":true},{"street":"13827 N 9th PL","city":"Phoenix"}]},{"state":"Minnesota","offices":1,"addresses":[{"street":"8810 Tessman Parkway N","city":"Brooklyn Park"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"480-600-9626","stateRegisteredReps":21,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":94},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":3},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"11 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/310819/PDF/310819.pdf","brochureDate":"11 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057651","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does CSP Financial Group have?","answer":"CSP Financial Group has 397 clients and manages $151 million for them, as of September 2026. They include 346 individual clients, 46 high-net-worth individuals, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does CSP Financial Group offer?","answer":"CSP Financial Group provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does CSP Financial Group charge?","answer":"CSP Financial Group charges 0.70%–1.20% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A- CSP FINANCIAL GROUP LLC, filed 11 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does CSP Financial Group use?","answer":"CSP Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $1.36B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does CSP Financial Group have?","answer":"CSP Financial Group has 21 investment adviser representatives registered with state securities authorities, out of 21 employees, and 21 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 21 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does CSP Financial Group invest in?","answer":"At the end of its last fiscal year, CSP Financial Group’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 3% pooled vehicles (private funds and similar), 2% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns CSP Financial Group?","answer":"CSP Financial Group’s direct owner is Charles Pettit (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 11 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does CSP Financial Group get paid?","answer":"CSP Financial Group is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact CSP Financial Group?","answer":"CSP Financial Group’s main office is at 14300 North Northsight BLVD, Suite 120, Scottsdale, AZ 85260. Its phone number is 480-600-9626.","source":"Form ADV Part 1A, Item 1.F, filed 11 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/csp-financial-group-310819/holdings","form":"13F-HR","periodOfReport":"2026-03-31","filedOn":"2026-05-08","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2111080/000211108026000001/0002111080-26-000001-index.html","totalValue":97679190,"positionCount":20,"top10Share":0.8911985756638645,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQUITY 2","cusip":"25434V708","value":33983217,"shares":874504,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP VAL","cusip":"25434V815","value":9295022,"shares":265269,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROFITAB","cusip":"25434V831","value":8607794,"shares":234162,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":8266098,"shares":232651,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL CORE PLUS","cusip":"25434V583","value":8153272,"shares":151014,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL CR ETF","cusip":"25434V567","value":5174772,"shares":95591,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":4909209,"shares":108803,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":3128812,"shares":90559,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":2802881,"shares":71067,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL HIGH PROFIT","cusip":"25434V765","value":2730478,"shares":84745,"shareType":"SH"}],"positionsListed":20,"positions":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQUITY 2","cusip":"25434V708","value":33983217,"shares":874504,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP VAL","cusip":"25434V815","value":9295022,"shares":265269,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROFITAB","cusip":"25434V831","value":8607794,"shares":234162,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":8266098,"shares":232651,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL CORE PLUS","cusip":"25434V583","value":8153272,"shares":151014,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL CR ETF","cusip":"25434V567","value":5174772,"shares":95591,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":4909209,"shares":108803,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":3128812,"shares":90559,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":2802881,"shares":71067,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL HIGH PROFIT","cusip":"25434V765","value":2730478,"shares":84745,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":1606183,"shares":60428,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS VA","cusip":"25434V740","value":1550105,"shares":43323,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS HI","cusip":"25434V757","value":1511302,"shares":44726,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":1344446,"shares":4191,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":1300066,"shares":33369,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHORT DURATION F","cusip":"25434V864","value":1123307,"shares":23461,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXED INCOM","cusip":"25434V872","value":938168,"shares":22221,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":583129,"shares":17222,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"DIMENSIONAL INTE","cusip":"25434V575","value":457191,"shares":8717,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"ULTRASHORT FIXED","cusip":"25434V591","value":213738,"shares":4215,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}