Collaborative Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Collaborative Wealth Management reports 937 clients. They include 740 individual clients, 175 high-net-worth individuals, and 11 pension and profit-sharing plans. Of its assets, 90.9% ($594M across 1,898 accounts) are managed with discretion; $59.3M across 50 accounts are not. It advised 7 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 79% | 37% |
| High-net-worth individuals | 19% | 52% |
| Pension and profit-sharing plans | 1% | 9% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 740 | $244M | 37.3% | $329K |
| High-net-worth individuals | 175 | $337M | 51.6% | $1.93M |
| Pension and profit-sharing plans | 11 | $58.1M | 8.9% | $5.28M |
| Charitable organizations | 3 | $1.21M | 0.2% | $405K |
| Corporations and other businesses | 8 | $13.2M | 2.0% | $1.65M |
| Total | 937 | $653M | 100% | $697K |
- Clients
- 740
- Regulatory AUM
- $244M
- AUM share
- 37.3%
- Avg. per client
- $329K
- Clients
- 175
- Regulatory AUM
- $337M
- AUM share
- 51.6%
- Avg. per client
- $1.93M
- Clients
- 11
- Regulatory AUM
- $58.1M
- AUM share
- 8.9%
- Avg. per client
- $5.28M
- Clients
- 3
- Regulatory AUM
- $1.21M
- AUM share
- 0.2%
- Avg. per client
- $405K
- Clients
- 8
- Regulatory AUM
- $13.2M
- AUM share
- 2.0%
- Avg. per client
- $1.65M
Total
- Clients
- 937
- Regulatory AUM
- $653M
- AUM share
- 100%
- Avg. per client
- $697K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 7
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Collaborative Wealth Management charges up to 2.50% for its Investment Management Fees. The brochure does not state whether the rate is annual. The fee is billed in advance or in arrears, is negotiable and requires an account of at least $100,000. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Hourly consulting
- Consulting is billed at $200 to $400 an hour, with a two-hour minimum due on signing.
- Wealth planning
- Wealth planning fees range from $1,000 to $10,000, depending on the range and complexity of the services provided.
Chad Justice owns 75% or more of Collaborative Wealth Management. It has 13 employees, 9 of them in advisory roles.
Leadership
- Sandra StickneyChief
Chad JusticeCEO
Investment adviser representatives
14 representatives listed in the SEC register as of 9 October 2026.
Staff
- 13 employees
- 9 in advisory functions
- 13 state-registered reps
- 8 broker-dealer reps
- 8 insurance agents
- 1 soliciting firm
- Owns 75% or more of Collaborative Wealth Management, Inc.
Chad Justice
Control person · since September 2006
Collaborative Wealth Management’s regulatory assets grew 1.7× from $387M (January 2021) to $653M (March 2026); clients rose from 815 to 937 and employees fell from 14 to 13.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $653M | 937 | 13 | 4 |
| January 2025 | $564M | 893 | 13 | 4 |
| March 2024 | $464M | 6,347 | 12 | 4 |
| February 2023 | $390M | 792 | 12 | 4 |
| February 2022 | $451M | 802 | 14 | 4 |
| January 2021 | $387M | 815 | 14 | 4 |
Besides its headquarters, Collaborative Wealth Management has 3 offices, with 4 listed addresses in Florida.
Florida · 4 listed addresses
- 972 International Parkway, Lake MaryHQ
- 4915 NW 43rd Street, Gainesville
- 6900 Tavistock Lakes BLVD, Orlando
- 1805 S. Kanner Hwy., Stuart
Other business names
Collaborative Wealth Management has reported 3 other business names to the SEC.
- Collaborativewealth Gainesville
- Collaborativewealth Lake Nona
- Collaborativewealth Treasure Coast
Contact and registration details
- Legal name
- Collaborative Wealth Management, Inc.
- Headquarters
- 972 International Parkway, Lake Mary, FL 32746
- Website
- collaborativewealth.com
- Phone
- 407-792-3336
- @collaborativewealth
- SEC file
- 801-80100
- Structure
- Texas corporation
- Fiscal year end
- December
Collaborative Wealth Management uses LPL Financial ($387M, 59%), SEI Investments Distribution ($142M, 22%) and Charles Schwab ($125M, 19%) as custodians for its separately managed accounts. Collaborative Wealth Management does not have custody of client assets.
- LPL FinancialLPL Financial LLC · Boston, MA · $387M59%
- SEI Investments DistributionSEI Investments Distribution Co. · Oaks, PA · $142M22%
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $125M19%
At year end, Collaborative Wealth Management’s separately managed accounts were mostly in funds (73%) and stocks (13%). Its reported 13F holdings for the quarter ended 30 June 2026 total $238M across 170 positions; the largest are Innovator ETFS Trust (8.8%), iShares TR (6.3%) and First TR Exchng Traded FD VI (6.3%).
What the accounts hold
- Stocks13%
- Funds73%
- Registered funds72%
- Pooled vehicles1%
- Bonds6%
- Investment grade corporate bonds3%
- U.S. government and agency bonds2%
- State and local bonds1%
- Cash5%
- Other3%
- Variable annuities, non-exchange traded equities, sovereign bonds3%
Reported 13F holdings
- $238M
- Reported 13F value
- 170
- Positions
- 50.1%
- In the 10 largest
- +9.5%
- Value vs. prior quarter
- Innovator ETFS Trust · Laderd Alctn Pwr8.8%
- iShares TR · 0-5 YR Tips ETF6.3%
- First TR Exchng Traded FD VI · Smit Unco BD ETF6.3%
- SPDR Index Shs Fds · ST Str PO EX ETF5.8%
- American Centy ETF TR · US Sml CP Valu4.8%
- SPDR Series Trust · ST Str P400mid4.7%
- American Centy ETF TR · Avantis Emgmkt3.8%
- SPDR Series Trust · ST Str P500grw3.6%
- SPDR Series Trust · ST Str P500val3.1%
- Invesco Exch Traded FD TR II · Nasdaq 100 ETF2.9%
Together, the ten largest are 50.1% of reported value.
How many clients does Collaborative Wealth Management have?
Collaborative Wealth Management has 937 clients and manages $653 million for them, as of March 2026. They include 740 individual clients, 175 high-net-worth individuals, and 11 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026
What services does Collaborative Wealth Management offer?
Collaborative Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Collaborative Wealth Management charge?
Collaborative Wealth Management charges up to 2.50% for its Investment Management Fees. The brochure does not state whether the rate is annual. The fee is billed in advance or in arrears, is negotiable and requires an account of at least $100,000.
Source: COLLABORATIVE WEALTH ADV PART 2A, filed 18 March 2026
Which custodians does Collaborative Wealth Management use?
Collaborative Wealth Management’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $387M, SEI Investments Distribution Co. (Oaks, PA), with $142M and Charles Schwab & Co., Inc. (San Francisco, CA), with $125M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026
How many financial advisors does Collaborative Wealth Management have?
Collaborative Wealth Management has 13 investment adviser representatives registered with state securities authorities, out of 13 employees, and 9 perform investment advisory functions. 8 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Collaborative Wealth Management invest in?
At the end of its last fiscal year, Collaborative Wealth Management’s separately managed accounts held 72% registered funds (mutual funds, ETFs, BDCs), 13% exchange-traded equities, 5% cash and equivalents, 3% investment grade corporate bonds, 3% other, 2% U.S. government and agency bonds, 1% state and local bonds and 1% pooled vehicles (private funds and similar). The 3% other category is described as: Variable Annuities, Non-Exchange Traded Equities, Sovereign Bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Collaborative Wealth Management have a minimum investment?
Yes, Collaborative Wealth Management’s minimum account size for its Investment Management Fees is $100K.
Source: COLLABORATIVE WEALTH ADV PART 2A, filed 18 March 2026
Who owns Collaborative Wealth Management?
Collaborative Wealth Management’s direct owner is Chad Justice (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 18 March 2026
How does Collaborative Wealth Management get paid?
Collaborative Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Collaborative Wealth Management registered with the SEC?
Yes, Collaborative Wealth Management has been registered with the SEC as an investment adviser since 6 August 2014. Its CRD number is 142106 and its SEC file number is 801-80100.
Source: Form ADV Part 1A, Item 1, filed 18 March 2026; IAPD firm record
How do I contact Collaborative Wealth Management?
Collaborative Wealth Management’s main office is at 972 International Parkway, Lake Mary, FL 32746. Its phone number is 407-792-3336. Its website is collaborativewealth.com.