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Top 3 financial advisor firms in Encinitas

3 SEC-registered financial advisor firms are headquartered in Encinitas, CA, with $669M in combined regulatory assets under management. The largest by assets are Cooper Capital Advisors ($283M), SWP Financial ($239M) and Stone Steps Financial ($147M).

3
Financial advisor firms
$669M
Their combined AUM
$239M
Median firm AUM
539
Clients of the top 3

The 3 largest by assets

  1. 1
    Cooper Capital Advisors

    RIA

    $283M

  2. 2
    SWP Financial

    RIA

    $239M

  3. 3
    Stone Steps Financial

    RIA

    $147M

Profiles of the top 3

No. 1 · RIA

Cooper Capital Advisors

Cooper Capital Advisors is an investment adviser based in Encinitas, CA, registered with the SEC since 2019. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and corporations and other businesses. Its regulatory assets under management total $283 million, as filed on 17 February 2026.

Regulatory AUM
$283M
Clients
208
Advisory staff
4
Founded
2019
Custodians
Charles Schwab
Headquarters
280 N Coast Highway 101, Encinitas, CA 92024
Phone
760-452-6114
Website
coopercapgroup.com

No. 2 · RIA

SWP Financial

SWP Financial is an investment adviser based in Encinitas, CA, registered with the SEC since 2023. It provides financial planning and investment management. Its clients include high-net-worth individuals and individual clients. Its regulatory assets under management total $239 million, as filed on 14 July 2026.

Regulatory AUM
$239M
Clients
193
Advisory staff
3
Founded
2023
Custodians
Fidelity
Headquarters
171 Saxony Road, Suite 211, Encinitas, CA 92024
Phone
858-768-0096
Website
salientwealthplanning.com

No. 3 · RIA

Stone Steps Financial

Stone Steps Financial is an investment adviser based in Encinitas, CA, registered with the SEC since 2024. It provides financial planning and investment management. Its clients include high-net-worth individuals and individual clients. Its regulatory assets under management total $147 million, as filed on 24 March 2026.

Regulatory AUM
$147M
Clients
138
Advisory staff
4
Custodians
Charles Schwab
Headquarters
533 Second Street, Suite 207, Encinitas, CA 92024
Phone
760-456-7147
Website
stonestepsfinancial.com

Questions about financial advisors in Encinitas

How many financial advisor firms are headquartered in Encinitas?

3 SEC-registered financial advisor firms report their principal office in Encinitas, CA, managing $669M in regulatory assets between them. The other 1 adviser headquartered in the city are broker-dealers, other kinds of wealth firm, or fund and institutional managers.

Source: Form ADV Part 1A, Items 1.F, 5.D and 5.F

What is the largest financial advisor firm in Encinitas?

Cooper Capital Advisors, with $283M in regulatory assets under management on its latest Form ADV. The next largest are SWP Financial ($239M) and Stone Steps Financial ($147M).

Source: Form ADV Part 1A, Item 5.F

How large is a typical financial advisor firm in Encinitas?

The median firm manages $239M in regulatory assets. That is the midpoint of the 3 firms headquartered in Encinitas.

Source: Form ADV Part 1A, Item 5.F

How can I check a financial advisor's record in Encinitas?

Search the firm or the person on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov, which shows registrations, Form ADV filings and any disclosures. Each firm profile in this directory links its SEC record.

Source: SEC Investment Adviser Public Disclosure

How is this list ordered?

By regulatory assets under management as filed on Form ADV, largest first. A firm is included when its principal office is in the city and most of its client assets belong to individuals and its type is RIA, which leaves out broker-dealers, wirehouses, RIA networks, digital advice, bank, insurance and family-office firms. A firm with only a branch office here is listed in its own headquarters city.

Source: Niva directory methodology

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