Top 10 financial advisor firms in San Jose

16 SEC-registered financial advisor firms are headquartered in San Jose, CA, with $10.2B in combined regulatory assets under management. The largest by assets are Silicon Valley Retirement Services ($1.4B), Werba Rubin Papier Wealth Management ($1.4B) and Kera Capital Partners ($1.36B).

16
Financial advisor firms: $10.2B
Their combined AUM: $570M
Median firm AUM: 4,090
Clients of the top 10

The 10 largest by assets

1
Silicon Valley Retirement Services
RIA
$1.4B
Regulatory AUM
2
Werba Rubin Papier Wealth Management
RIA
$1.4B
0.25% to 1.00% a year
3
Kera Capital Partners
RIA
$1.36B
Up to 1.25% a year
4
Silicon Valley Capital Partners
RIA
$1.29B
0.40% to 1.00% a year
5
Concentrum Wealth Management
RIA
$987M
1.20% to 1.50% a year
6
Clarity Wealth Advisors
RIA
$733M
0.75% to 1.25% a year
7
BetterWealth
RIA
$660M
0.65% to 1.00% a year
8
TTP Investments
RIA
$571M
Regulatory AUM
9
Potentia RIA
RIA
$569M
0.60% to 2.00% a year
10
Retirement Capital Strategies
RIA
$305M
0.55% to 1.75% a year

Profiles of the top 10

No. 1 · RIA

Silicon Valley Retirement Services

Silicon Valley Retirement Services is an investment adviser based in San Jose, CA, registered with the SEC since 2010. It provides pension consulting and selecting other managers. Its clients include individuals. Its regulatory assets under management total $1.4 billion, as filed on 9 February 2026.

Regulatory AUM: $1.4B
Clients: 50
Advisory staff: 2
Headquarters: 2570 N. First St, Second Floor, Suite 276, San Jose, CA 95131
Phone: 408-572-5572
Website: onedigital.com

No. 2 · RIA

Werba Rubin Papier Wealth Management

Werba Rubin Papier Wealth Management is an investment adviser based in San Jose, CA, registered with the SEC since 2006. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $1.4 billion, as filed on 6 August 2026.

Werba Rubin Papier Wealth Management charges 0.25%–1.00% a year for its Standard fee schedule.

Regulatory AUM: $1.4B
Clients: 677
Advisory staff: 9
Founded: 2006
Fee schedule: 0.25% to 1.00% a year
Minimum account: $1,000,000
Custodians: Charles Schwab, Fidelity
Headquarters: 1732 North 1st Street, Suite 220, San Jose, CA 95112
Phone: 408-217-2000
Website: wrpwealth.com

No. 3 · RIA

Kera Capital Partners

Kera Capital Partners is an investment adviser based in San Jose, CA, registered with the SEC since 2021. It provides financial planning and investment management. Its clients include high-net-worth individuals, corporations and other businesses, and pooled investment vehicles. Its regulatory assets under management total $1.36 billion, as filed on 24 September 2026.

Kera Capital Partners charges up to 1.25% a year for its Investment Management Fees.

Regulatory AUM: $1.36B
Clients: 329
Advisory staff: 8
Fee schedule: Up to 1.25% a year
Custodians: Fidelity, Charles Schwab
Headquarters: 1760 the Alameda, San Jose, CA 95126
Phone: 408-668-2201
Website: keracapital.com

No. 4 · RIA

Silicon Valley Capital Partners

Silicon Valley Capital Partners is an investment adviser based in San Jose, CA, registered with the SEC since 2003. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and pension and profit-sharing plans. Its regulatory assets under management total $1.29 billion, as filed on 20 March 2026.

Silicon Valley Capital Partners charges 0.40%–1.00% a year for its Investment Management Fees.

Regulatory AUM: $1.29B
Clients: 518
Advisory staff: 4
Fee schedule: 0.40% to 1.00% a year
Custodians: Fidelity
Headquarters: 1731 Technology Drive, Suite 810, San Jose, CA 95110
Phone: 408-236-7300
Website: svcp.com

No. 5 · RIA

Concentrum Wealth Management

Concentrum Wealth Management is an investment adviser based in San Jose, CA, registered with the SEC since 2013. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and pension and profit-sharing plans. Its regulatory assets under management total $987 million, as filed on 24 March 2026.

Concentrum Wealth Management charges 1.20%–1.50% a year for its Wrap Asset Management.

Regulatory AUM: $987M
Clients: 420
Advisory staff: 5
Founded: 2013
Fee schedule: 1.20% to 1.50% a year
Custodians: Charles Schwab
Headquarters: 353 Piercy Road, San Jose, CA 95138
Phone: 408-840-4030
Website: concentrumwealth.com

No. 6 · RIA

Clarity Wealth Advisors

Clarity Wealth Advisors is an investment adviser based in San Jose, CA, registered with the SEC since 2014. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and pension and profit-sharing plans. Its regulatory assets under management total $733 million, as filed on 15 September 2026.

Clarity Wealth Advisors charges 0.75%–1.25% a year for its Portfolio Management Services.

Regulatory AUM: $733M
Clients: 342
Advisory staff: 2
Founded: 2011
Fee schedule: 0.75% to 1.25% a year
Custodians: Fidelity, Charles Schwab
Headquarters: 2160 the Alameda, Suite A, San Jose, CA 95126
Phone: 408-560-3220
Website: claritywealthadvisors.com

No. 7 · RIA

BetterWealth

BetterWealth is an investment adviser based in San Jose, CA, registered with the SEC since 2015. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and pension and profit-sharing plans. Its regulatory assets under management total $660 million, as filed on 15 September 2026.

BetterWealth charges 0.65%–1.00% a year for its Wealth Management.

Regulatory AUM: $660M
Clients: 378
Advisory staff: 5
Founded: 2015
Fee schedule: 0.65% to 1.00% a year
Custodians: Charles Schwab
Headquarters: 1475 Saratoga Avenue, Suite 200, San Jose, CA 95129
Phone: 408-659-2390
Website: betterwealth.us

No. 8 · RIA

TTP Investments

TTP Investments is an investment adviser based in San Jose, CA, registered with the SEC since 2016. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $571 million, as filed on 25 March 2026.

Regulatory AUM: $571M
Clients: 382
Advisory staff: 3
Founded: 1998
Custodians: Fidelity
Headquarters: 1978 the Alameda, San Jose, CA 95126
Phone: 408-879-0399
Website: ttp-investments.com

No. 9 · RIA

Potentia RIA

Potentia RIA is an investment adviser based in San Jose, CA, registered with the SEC since 2024. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and corporations and other businesses. Its regulatory assets under management total $569 million, as filed on 31 March 2026.

Potentia RIA charges 0.60%–2.00% a year for its Investment Management Services.

Regulatory AUM: $569M
Clients: 731
Advisory staff: 7
Founded: 2023
Fee schedule: 0.60% to 2.00% a year
Custodians: LPL Financial
Headquarters: 1226 Lincoln Ave, Suite 200, San Jose, CA 95125
Phone: 408-288-7886
Website: potentiawealth.com

No. 10 · RIA

Retirement Capital Strategies

Retirement Capital Strategies is an investment adviser based in San Jose, CA, registered with the SEC since 2010. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and corporations and other businesses. Its regulatory assets under management total $305 million, as filed on 21 April 2026.

Retirement Capital Strategies charges 0.55%–1.75% a year for its Investment Management Services.

Regulatory AUM: $305M
Clients: 263
Advisory staff: 2
Founded: 2002
Fee schedule: 0.55% to 1.75% a year
Custodians: Charles Schwab
Headquarters: 1190 Saratoga Ave., Suite 140, San Jose, CA 95129
Phone: 408-551-6100
Website: retirementcapitalstrategies.com

Questions about financial advisors in San Jose

How many financial advisor firms are headquartered in San Jose?

16 SEC-registered financial advisor firms report their principal office in San Jose, CA, managing $10.2B in regulatory assets between them. The other 1 adviser headquartered in the city are broker-dealers, other kinds of wealth firm, or fund and institutional managers.

Source: Form ADV Part 1A, Items 1.F, 5.D and 5.F

What is the largest financial advisor firm in San Jose?

Silicon Valley Retirement Services, with $1.4B in regulatory assets under management on its latest Form ADV. The next largest are Werba Rubin Papier Wealth Management ($1.4B) and Kera Capital Partners ($1.36B).

Source: Form ADV Part 1A, Item 5.F

How large is a typical financial advisor firm in San Jose?

The median firm manages $570M in regulatory assets. That is the midpoint of the 16 firms headquartered in San Jose.

Source: Form ADV Part 1A, Item 5.F

How much do financial advisors in San Jose charge?

Of the 10 largest firms, 8 publish an asset-based fee schedule for their main service in their brochure. The highest rate in those schedules runs from 1.00% to 2.00% of assets, depending on the firm; each firm's fee is in its profile above.

Source: Form ADV Part 2A brochures, Item 5

How can I check a financial advisor's record in San Jose?

Search the firm or the person on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov, which shows registrations, Form ADV filings and any disclosures. Each firm profile in this directory links its SEC record.

Source: SEC Investment Adviser Public Disclosure

How is this list ordered?

By regulatory assets under management as filed on Form ADV, largest first. A firm is included when its principal office is in the city and most of its client assets belong to individuals and its type is RIA, which leaves out broker-dealers, wirehouses, RIA networks, digital advice, bank, insurance and family-office firms. A firm with only a branch office here is listed in its own headquarters city.

Source: Niva directory methodology

San Jose has 16 financial advisor firms; see every adviser in the city →

The 10 largest by assets

Profiles of the top 10

Questions about financial advisors in San Jose

Top financial advisor firms in other California cities