Capital Management Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 11–25 clients last fiscal year.
Capital Management Services reports 242 clients. They include 215 individual clients and 27 high-net-worth individuals. Of its assets, 99.9% ($145M across 240 accounts) are managed with discretion; $200K across 2 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 89% | 68% |
| High-net-worth individuals | 11% | 32% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 215 | $98.2M | 67.6% | $457K |
| High-net-worth individuals | 27 | $47M | 32.4% | $1.74M |
| Total | 242 | $145M | 100% | $600K |
- Clients
- 215
- Regulatory AUM
- $98.2M
- AUM share
- 67.6%
- Avg. per client
- $457K
- Clients
- 27
- Regulatory AUM
- $47M
- AUM share
- 32.4%
- Avg. per client
- $1.74M
Total
- Clients
- 242
- Regulatory AUM
- $145M
- AUM share
- 100%
- Avg. per client
- $600K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Capital Management Services charges up to 2.00% a year for its Portfolio management services. The fee is billed in advance, is negotiable and requires an account of at least $25,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Fixed fee for financial planning services, agreed in the advisory contract and charged in addition to the portfolio management fee.
James Gissy owns 75% or more of Capital Management Services. The leadership team of Capital Management Services includes President James Gissy and Chief Operating Officer Joseph Gissy. It has 6 employees, 5 of them in advisory roles.
Staff
- 6 employees
- 5 in advisory functions
- 5 state-registered reps
- 1 broker-dealer rep
- 5 insurance agents
- 2 soliciting firms
- Owns 75% or more of Capital Management Services, Inc.
James Gissy
Control person · since December 1985
Capital Management Services’ regulatory assets fell from $161M (March 2021) to $145M (March 2026); clients fell from 562 to 242 and employees from 13 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $145M | 242 | 6 | 4 |
| Apr 2025April 2025 | $142M | 145 | 5 | 3 |
| Mar 2024March 2024 | $137M | 126 | 6 | 5 |
| Aug 2023August 2023 | $140M | 520 | 6 | 5 |
| Jul 2022July 2022 | $148M | 1,244 | 9 | 5 |
| Mar 2021March 2021 | $161M | 562 | 13 | 10 |
Besides its headquarters, Capital Management Services has 3 offices (1 private residence, listed without an address), with 3 listed addresses across 2 states.
Georgia · 2 listed addresses
- 572 Maddox Drive, Elijay
- 225 Creekstone Ridge, Woodstock
Missouri · 1 listed address
- 410 Sovereign CT., Suite 13, ManchesterHQ
Other business names
Capital Management Services has reported 2 other business names to the SEC.
- CMS Capital Management Services
- Retirement Planning Specialists
Contact and registration details
- Legal name
- Capital Management Services, Inc.
- Headquarters
- 410 Sovereign CT., Suite 13, Manchester, MO 63011
- Website
- foutsretirementplanning.com
- Phone
- 636-207-5829
- SEC file
- 801-117988
- Structure
- Missouri corporation
- Fiscal year end
- December
Capital Management Services’ named custodian for separately managed accounts is Charles Schwab ($140M). Capital Management Services does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $140M100%
At year end, Capital Management Services’ separately managed accounts were mostly in funds (80%) and stocks (15%).
What the accounts hold
- Stocks15%
- Funds80%
- Cash5%
How many clients does Capital Management Services have?
Capital Management Services has 242 clients and manages $145 million for them, as of March 2026. They include 215 individual clients and 27 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 March 2026
What services does Capital Management Services offer?
Capital Management Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Capital Management Services charge?
Capital Management Services charges up to 2.00% a year for its Portfolio management services. The fee is billed in advance, is negotiable and requires an account of at least $25,000.
Which custodians does Capital Management Services use?
Capital Management Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $140M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 March 2026
How many financial advisors does Capital Management Services have?
Capital Management Services has 5 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Capital Management Services invest in?
At the end of its last fiscal year, Capital Management Services’ separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 15% exchange-traded equities and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Capital Management Services have a minimum investment?
Yes, Capital Management Services’ minimum account size for its Portfolio management services is $25K.
Who owns Capital Management Services?
Capital Management Services’ direct owner is James Gissy (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 19 March 2026
How does Capital Management Services get paid?
Capital Management Services is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Capital Management Services?
Capital Management Services’ main office is at 410 Sovereign CT., Suite 13, Manchester, MO 63011. Its phone number is 636-207-5829. Its website is foutsretirementplanning.com.
