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Top 3 financial advisor firms in Waco

3 SEC-registered financial advisor firms are headquartered in Waco, TX, with $2.25B in combined regulatory assets under management. The largest by assets are Academy Capital Management ($1.16B), Disciplined Investors ($942M) and Winnacle Wealth ($145M).

3
Financial advisor firms
$2.25B
Their combined AUM
$942M
Median firm AUM
1,909
Clients of the top 3

The 3 largest by assets

  1. 1
    Academy Capital Management

    RIA

    $1.16B

  2. 2
    Disciplined Investors

    RIA

    $942M

  3. 3
    Winnacle Wealth

    RIA

    $145M

Profiles of the top 3

No. 1 · RIA

Academy Capital Management

Academy Capital Management is an investment adviser based in Waco, TX, registered with the SEC since 1987. It provides investment management. Its clients include high-net-worth individuals, individual clients, and pension and profit-sharing plans. Its regulatory assets under management total $1.16 billion, as filed on 10 March 2026.

Academy Capital Management charges 0.50%–1.00% a year for its Basic annual fee schedule.

Regulatory AUM
$1.16B
Clients
996
Advisory staff
5
Founded
1986
Fee schedule
0.50% to 1.00% a year
Custodians
Morgan Stanley, Charles Schwab
Headquarters
500 N Valley Mills DR Ste #200, Waco, TX 76710
Phone
254-751-0555
Website
academycapitalmgmt.com

No. 2 · RIA

Disciplined Investors

Disciplined Investors is an investment adviser based in Waco, TX, registered with the SEC since 2007. It provides financial planning and investment management. Its clients include high-net-worth individuals, pension and profit-sharing plans, and individual clients. Its regulatory assets under management total $942 million, as filed on 23 March 2026.

Disciplined Investors charges 0.40%–0.85% a year for its Investment management services.

Regulatory AUM
$942M
Clients
528
Advisory staff
8
Fee schedule
0.40% to 0.85% a year
Custodians
Charles Schwab, Empower
Headquarters
100 North 6th Street, Suite 500, Waco, TX 76701
Phone
254-265-7410
Website
dinvestors.com

No. 3 · RIA

Winnacle Wealth

Winnacle Wealth is an investment adviser based in Waco, TX, registered with the SEC since 2024. It provides financial planning and investment management. Its clients include individual clients and high-net-worth individuals. Its regulatory assets under management total $145 million, as filed on 27 May 2026.

Regulatory AUM
$145M
Clients
385
Advisory staff
5
Custodians
Altruist
Headquarters
200 W. Hwy 6, Suite 330, Waco, TX 76712
Phone
254-776-8400
Website
winnaclewealth.com

Questions about financial advisors in Waco

How many financial advisor firms are headquartered in Waco?

3 SEC-registered financial advisor firms report their principal office in Waco, TX, managing $2.25B in regulatory assets between them. The other 1 adviser headquartered in the city are broker-dealers, other kinds of wealth firm, or fund and institutional managers.

Source: Form ADV Part 1A, Items 1.F, 5.D and 5.F

What is the largest financial advisor firm in Waco?

Academy Capital Management, with $1.16B in regulatory assets under management on its latest Form ADV. The next largest are Disciplined Investors ($942M) and Winnacle Wealth ($145M).

Source: Form ADV Part 1A, Item 5.F

How large is a typical financial advisor firm in Waco?

The median firm manages $942M in regulatory assets. That is the midpoint of the 3 firms headquartered in Waco.

Source: Form ADV Part 1A, Item 5.F

How can I check a financial advisor's record in Waco?

Search the firm or the person on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov, which shows registrations, Form ADV filings and any disclosures. Each firm profile in this directory links its SEC record.

Source: SEC Investment Adviser Public Disclosure

How is this list ordered?

By regulatory assets under management as filed on Form ADV, largest first. A firm is included when its principal office is in the city and most of its client assets belong to individuals and its type is RIA, which leaves out broker-dealers, wirehouses, RIA networks, digital advice, bank, insurance and family-office firms. A firm with only a branch office here is listed in its own headquarters city.

Source: Niva directory methodology

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