Winnacle Wealth provides financial planning and portfolio management for individuals and small businesses.
Winnacle Wealth reports 385 clients. They include 348 individual clients and 37 high-net-worth individuals. Of its assets, 100.0% ($145M across 1,264 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 90% | 54% |
| High-net-worth individuals | 10% | 46% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 348 | $78.7M | 54.3% | $226K |
| High-net-worth individuals | 37 | $66.2M | 45.7% | $1.79M |
| Total | 385 | $145M | 100% | $377K |
- Clients
- 348
- Regulatory AUM
- $78.7M
- AUM share
- 54.3%
- Avg. per client
- $226K
- Clients
- 37
- Regulatory AUM
- $66.2M
- AUM share
- 45.7%
- Avg. per client
- $1.79M
Total
- Clients
- 385
- Regulatory AUM
- $145M
- AUM share
- 100%
- Avg. per client
- $377K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Winnacle Wealth is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Comprehensive Financial Planning
- Comprehensive financial planning costs $3,000 to $10,000 for a four-month planning period, with a $1,200 upfront deposit.
Phillip Castle owns 75% or more of Winnacle Wealth. The leadership team of Winnacle Wealth includes President Jessica Burch and Chief Compliance Officer Phillip Castle. It has 6 employees, 5 of them in advisory roles.
Staff
- 6 employees
- 5 in advisory functions
- 5 state-registered reps
- 4 insurance agents
- Owns 75% or more of Winnacle Wealth, LLC
Phillip Castle
Control person · since October 2021
- Owns 10% to 25% of Winnacle Wealth, LLC
Jessica Burch
Control person · since August 2024
Winnacle Wealth’s regulatory assets grew from $101M (May 2024) to $145M (May 2026); clients rose from 280 to 385 and employees from 3 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| May 2026May 2026 | $145M | 385 | 6 | 1 |
| May 2025May 2025 | $123M | 370 | 6 | 3 |
| May 2024May 2024 | $101M | 280 | 3 | 2 |
Besides its headquarters, Winnacle Wealth has 0 offices, with 1 listed address in 1 state.
Texas · 1 listed address
- 200 W. Hwy 6, Suite 330, WacoHQ
Contact and registration details
- Legal name
- Winnacle Wealth, LLC
- Headquarters
- 200 W. Hwy 6, Suite 330, Waco, TX 76712
- Website
- winnaclewealth.com
- Phone
- 254-776-8400
- SEC file
- 801-130201
- Structure
- Texas LLC
- Fiscal year end
- December
Winnacle Wealth’s named custodian for separately managed accounts is Altruist ($138M). Winnacle Wealth does not have custody of client assets.
- AltruistAltruist Financial LLC · Culver City, CA · $138M100%
At year end, Winnacle Wealth’s separately managed accounts were mostly in funds (57%) and stocks (38%). Its reported 13F holdings for the quarter ended 30 June 2026 total $147M across 137 positions; the largest are iShares TR (7.0%), Innovator ETFS Trust (6.3%) and First TR Exchng Traded FD VI (3.6%).
What the accounts hold
- Stocks38%
- Funds57%
- Cash5%
How many clients does Winnacle Wealth have?
Winnacle Wealth has 385 clients and manages $145 million for them, as of May 2026. They include 348 individual clients and 37 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 May 2026
What services does Winnacle Wealth offer?
Winnacle Wealth provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Winnacle Wealth use?
Winnacle Wealth’s separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $138M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 May 2026
How many financial advisors does Winnacle Wealth have?
Winnacle Wealth has 5 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Winnacle Wealth invest in?
At the end of its last fiscal year, Winnacle Wealth’s separately managed accounts held 57% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Winnacle Wealth?
Winnacle Wealth’s direct owners are Phillip Castle (75% or more) and Jessica Burch (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 27 May 2026
How does Winnacle Wealth get paid?
Winnacle Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Winnacle Wealth?
Winnacle Wealth’s main office is at 200 W. Hwy 6, Suite 330, Waco, TX 76712. Its phone number is 254-776-8400. Its website is winnaclewealth.com.
