Clients
Valmark Advisers serves 14,890 clients, 1,629 of them high-net-worth individuals. The average client has about $683,000 with the firm, and high-net-worth clients hold 39% of its $10.2 billion in assets.
- Individuals12,995 clients41%
- High-net-worth individuals1,629 clients39%
- Investment companies1 clients15%
- Other56 clients4%
- OtherPension and profit-sharing plans, Charitable organizations2%
Show client breakdownHide client breakdown
| Client type | Clients | Regulatory AUM | Share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 12,995 | $4,161,643,656 | 40.9% | $320K |
| High-net-worth individuals | 1,629 | $3,946,462,741 | 38.8% | $2.42M |
| Investment companies | 1 | $1,490,670,050 | 14.7% | $1.49B |
| Pension and profit-sharing plans | 190 | $165,547,326 | 1.6% | $871K |
| Charitable organizations | 19 | $15,179,626 | 0.1% | $799K |
| Other | 56 | $386,807,620 | 3.8% | $6.91M |
| Total | 14,890 | $10,166,311,019 | 100% | $683K |
- Clients
- 12,995
- Regulatory AUM
- $4,161,643,656
- Share
- 40.9%
- Avg. per client
- $320K
- Clients
- 1,629
- Regulatory AUM
- $3,946,462,741
- Share
- 38.8%
- Avg. per client
- $2.42M
- Clients
- 1
- Regulatory AUM
- $1,490,670,050
- Share
- 14.7%
- Avg. per client
- $1.49B
- Clients
- 190
- Regulatory AUM
- $165,547,326
- Share
- 1.6%
- Avg. per client
- $871K
- Clients
- 19
- Regulatory AUM
- $15,179,626
- Share
- 0.1%
- Avg. per client
- $799K
- Clients
- 56
- Regulatory AUM
- $386,807,620
- Share
- 3.8%
- Avg. per client
- $6.91M
Total
- Clients
- 14,890
- Regulatory AUM
- $10,166,311,019
- Share
- 100%
- Avg. per client
- $683K
What it does
Valmark Advisers provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, portfolio management for institutions, pension consulting, selecting other managers and other activities. It is paid through a percentage of assets, hourly charges and fixed fees.
Valmark Advisers provided financial planning to 500 clients last fiscal year and advises no private funds.
98.3% of assets ($10.00B across 20,880 accounts) are managed with discretion; $170.9M across 1 account is not. $6.15B sits in a wrap fee program the firm both sponsors and manages. 0% of clients are outside the U.S., and 380 clients received advice without assets under management last fiscal year.
What the accounts hold
- Stocks92%
- Bonds5%
- State and local bonds2%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- High-yield corporate bonds1%
- Cash3%
Custodians
Valmark Advisers’ client accounts are held mainly at Charles Schwab, with 63% of managed assets, and Pershing, with 8%. Valmark Advisers has custody of $550.0M for 880 clients.
- Charles SchwabCharles Schwab · Orlando, FL · $6.36B63%
- PershingPershing LLC · Jersey City, NJ · $785.0M8%
- All other custodians$3.02B30%
Ownership and leadership
Valmark Investments, LLC owns 75% or more of Valmark Advisers.
- Owns 75% or more of Valmark Advisers Inc
Valmark Investments, LLC
Control person · since June 2000
- Owns 75% or more of Valmark Investments, LLC
Executive Insurance Agency, Inc.
Control person · since June 2000
- Owns 75% or more of Executive Insurance Agency, Inc.
Valmark Financial Group LLC (fka Valmark Insurance Agency, LLC)
since June 2016
- Owns 25% to 50% of Valmark Advisers Inc
Lawrence Rybka
Control person · since June 2000
Leadership
- Lawrence RybkaPresident, Director
- Caleb CallahanEVP, Chief Operating Officer
- Douglas WilburnChief Compliance Officer/Chief Legal Officer
- Elizabeth KozenkoVP Accounting & Finance
- Michael McClaryChief Investment Officer
Staff
- 280 employees
- 280 in advisory functions
- 280 state-registered reps
- 280 broker-dealer reps
- 270 insurance agents
- 24 soliciting firms
Reported holdings
Valmark Advisers’ reported 13F holdings total $9.42B across 728 positions, and the ten largest make up 46.1% of it.
- $9.42B
- Reported 13F value
- 728
- Positions
- 46.1%
- In the 10 largest
- +11.9%
- Value vs. prior quarter
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt9.2%
- SPDR Series Trust · ST Str P500grw6.0%
- SPDR Series Trust · ST Str P500val6.0%
- SPDR Series Trust · ST Str P400mid5.1%
- Vanguard Malvern Fds · Strm Infproidx3.9%
- Vanguard Index Fds · S&P 500 ETF Shs3.6%
- SPDR Series Trust · ST Shor Corp. ETF3.4%
- SPDR Series Trust · ST Str Sp600 Sml3.1%
- Vanguard Intl Equity Index F · FTSE Emr Mkt ETF2.9%
- SPDR Series Trust · ST Str PR Sp15002.9%
Together, the ten largest are 46.1% of reported value.
A 13F covers only exchange-traded long positions the firm holds with discretion, so this $9.42B is not its $10.17B in regulatory assets and does not represent any individual client's portfolio.
Fees
Valmark Advisers is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees).
Valmark Advisers’ fee rates are not included in this profile. Find its brochure on the SEC’s site.
Offices and registrations
Besides its headquarters, Valmark Advisers has 156 offices, with 26 listed addresses across 12 states.
Ohio · 10 listed addresses
- 130 Springside Drive, Suite 300, AkronHQ
- 4605 E.galbraith Road, Cincinnati
- 890 Proprietors Road, Worthington
- 2035 Crocker Road, Westlake
- 51 North Third Street, Newark
- 3701 Boardman-Canfield RD, Canfield
- 33 Merz BLVD, Fairlawn
- 301 Springside Drive, Akron
- 4225 Malsbary Road, Cincinnati
- 8500 Station Street, Mentor
California · 2 listed addresses
- 17852 East 17th Street, Tustin
- 9890 Irvine Center Drive, Irvine
Florida · 2 listed addresses
- 2953 West Cypress Creek Road, Fort Lauderdale
- 7700 Congress Avenue, Boca Raton
Massachusetts · 2 listed addresses
- 3 Heritage Way, Gloucester
- 72 Taunton Street, Plainville
Michigan · 2 listed addresses
- 140 E. Ash Street, Mason
- 3205 Eaglecrest DR Ne, Grand Rapids
Nebraska · 2 listed addresses
- 710 B South Main Street, MT. Vernon
- 20507 Nicholas Circle, Ste. 108, Elkhorn
Alabama · 1 listed address
- 1800 Airport RD., Opelika
Minnesota · 1 listed address
- 2700 1st ST. N, ST. Cloud
Mississippi · 1 listed address
- 12 River Bend Place, Flowood
New York · 1 listed address
- 1080 Pittsford Victor Road, Pittsford
Virginia · 1 listed address
- 44355 Premier Plaza, Ashburn
Wisconsin · 1 listed address
- N55W17922 High Bluff Drive, Menomonee Falls
Registration details
- Legal name
- Valmark Advisers Inc
- Headquarters
- 130 Springside Drive, Suite 300, Akron, OH 44333
- Phone
- 800-765-5201
- Website
- Not reported
- SEC file
- 801-55564
- Structure
- Ohio corporation
- Fiscal year end
- December
This directory does not report disciplinary history, for any firm or individual, in either direction. The SEC publishes the complete record, including any disciplinary events, and it is the authoritative place to check one. See this firm's record on adviserinfo.sec.gov
Common questions
How many clients does Valmark Advisers have?
Valmark Advisers has 14,890 clients and manages $10.2 billion for them, as of June 2026. They include 12,995 other individuals, 1,629 high-net-worth individuals and 190 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 June 2026
What services does Valmark Advisers offer?
Valmark Advisers provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, portfolio management for institutions, pension consulting, selecting other managers and other activities.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Valmark Advisers use?
Valmark Advisers’ separately managed account assets are held at Charles Schwab (Orlando, FL), with $6,359,274,687 and Pershing LLC (Jersey City, NJ), with $784,981,233. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 June 2026
How many financial advisors does Valmark Advisers have?
Valmark Advisers has 280 investment adviser representatives registered with state securities authorities, out of 280 employees, and 280 perform investment advisory functions. 280 are registered representatives of a broker-dealer and 270 are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Valmark Advisers invest in?
At the end of its last fiscal year, Valmark Advisers’ separately managed accounts held 92% exchange-traded equities, 3% cash and equivalents, 2% state and local bonds, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds. It advises no private funds of its own.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Valmark Advisers?
Valmark Advisers is owned through a chain of holding companies by Valmark Financial Group LLC (fka Valmark Insurance Agency, LLC). Its direct owners are Valmark Investments, LLC (75% or more) and Lawrence Rybka (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 1 June 2026
How does Valmark Advisers get paid?
Valmark Advisers is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file