{"url":"https://nivawealth.com/firms/valmark-advisers-108050","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/108050","regulatoryAum":10166311019,"crd":"108050","secFileNumber":"801-55564","legalName":"Valmark Advisers Inc","displayName":"Valmark Advisers","website":null,"linkedinUrl":"https://www.linkedin.com/company/valmark-financial-group/mycompany/","founded":null,"organization":"Ohio corporation","fiscalYearEnd":"December","headquarters":{"street":"130 Springside Drive, Suite 300","city":"Akron","state":"OH","stateName":"Ohio","country":"United States","postalCode":"44333"},"tradeNames":[],"registration":{"secApproved":"29 May 1998","noticeFilings":null,"latestNoticeFiling":null},"staff":{"employees":280,"advisory":280,"brokerDealerReps":280,"insuranceAgents":270,"promoters":24},"aum":{"discretionary":9995377825,"discretionaryAccounts":20880,"nonDiscretionary":170933194,"nonDiscretionaryAccounts":1,"wrapProgram":6152201876,"nonUsClientsPct":0,"nonAumClients":380},"clientTypes":[{"label":"Individuals (other than HNW)","clients":12995,"regulatoryAum":4161643656},{"label":"High-net-worth individuals","clients":1629,"regulatoryAum":3946462741},{"label":"Investment companies","clients":1,"regulatoryAum":1490670050},{"label":"Pension and profit-sharing plans","clients":190,"regulatoryAum":165547326},{"label":"Charitable organizations","clients":19,"regulatoryAum":15179626},{"label":"Other","clients":56,"regulatoryAum":386807620}],"fees":[],"feeNotes":[],"custodians":[{"name":"Charles Schwab","shortName":"Charles Schwab","location":"Orlando, FL","smaAssets":6359274687},{"name":"Pershing LLC","shortName":"Pershing","location":"Jersey City, NJ","smaAssets":784981233}],"custodyNote":"Valmark Advisers has custody of $550.0M for 880 clients.","otherCustodians":[],"leadership":[{"name":"Lawrence Rybka","title":"President, Director","crd":"1661511"},{"name":"Caleb Callahan","title":"EVP, Chief Operating Officer","crd":"5011454"},{"name":"Douglas Wilburn","title":"Chief Compliance Officer/Chief Legal Officer","crd":"1407686"},{"name":"Elizabeth Kozenko","title":"VP Accounting & Finance","crd":"6218110"},{"name":"Michael McClary","title":"Chief Investment Officer","crd":"4802823"}],"ownership":[{"label":"Valmark Investments, LLC","detail":"Interm. shareholder in the 75% or more ownership band and a control person, since June 2000."},{"label":"Executive Insurance Agency, Inc.","detail":"Indirect owner: a member of Valmark Investments, LLC in the 75% or more band and a control person, since June 2000.","parent":"Valmark Investments, LLC"},{"label":"Lawrence Rybka","detail":"Indirect owner: a manager of Valmark Insurance Agency, LLC in the 25% to 50% band and a control person, since June 2000.","parent":"Valmark Insurance Agency, LLC"},{"label":"Valmark Financial Group LLC (fka Valmark Insurance Agency, LLC)","detail":"Indirect owner: a interm. shareholder of Executive Insurance Agency, Inc. in the 75% or more band, since June 2016.","parent":"Executive Insurance Agency, Inc."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":156,"privateResidences":0},"listedOfficeAddresses":26,"officesByState":[{"state":"Alabama","offices":1,"addresses":[{"street":"1800 Airport RD.","city":"Opelika"}]},{"state":"California","offices":2,"addresses":[{"street":"17852 East 17th Street","city":"Tustin"},{"street":"9890 Irvine Center Drive","city":"Irvine"}]},{"state":"Florida","offices":2,"addresses":[{"street":"2953 West Cypress Creek Road","city":"Fort Lauderdale"},{"street":"7700 Congress Avenue","city":"Boca Raton"}]},{"state":"Massachusetts","offices":2,"addresses":[{"street":"3 Heritage Way","city":"Gloucester"},{"street":"72 Taunton Street","city":"Plainville"}]},{"state":"Michigan","offices":2,"addresses":[{"street":"140 E. 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Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Valmark Advisers have?","answer":"Valmark Advisers has 280 investment adviser representatives registered with state securities authorities, out of 280 employees, and 280 perform investment advisory functions. 280 are registered representatives of a broker-dealer and 270 are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Valmark Advisers invest in?","answer":"At the end of its last fiscal year, Valmark Advisers’ separately managed accounts held 92% exchange-traded equities, 3% cash and equivalents, 2% state and local bonds, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds. 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Facts as filed; not a rating, ranking, or recommendation. Niva Wealth is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}