MCW Financial provides portfolio management for individuals and small businesses.
MCW Financial reports 259 clients. They include 205 individual clients and 54 high-net-worth individuals. Of its assets, 96.5% ($155M across 252 accounts) are managed with discretion; $5.67M across 7 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 79% | 17% |
| High-net-worth individuals | 21% | 83% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 205 | $27.2M | 16.9% | $133K |
| High-net-worth individuals | 54 | $134M | 83.1% | $2.47M |
| Total | 259 | $161M | 100% | $621K |
- Clients
- 205
- Regulatory AUM
- $27.2M
- AUM share
- 16.9%
- Avg. per client
- $133K
- Clients
- 54
- Regulatory AUM
- $134M
- AUM share
- 83.1%
- Avg. per client
- $2.47M
Total
- Clients
- 259
- Regulatory AUM
- $161M
- AUM share
- 100%
- Avg. per client
- $621K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
MCW Financial is paid through a percentage of assets under management. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Pension consulting services
- Fees for customized pension consulting services are negotiated with the plan sponsor or named fiduciary on a case-by-case basis.
Michael Weber owns 75% or more of MCW Financial. The leadership team of MCW Financial includes President Michael Weber. It has 3 employees.
Leadership
- Michael WeberPresident and Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 insurance agents
- Owns 75% or more of MCW Financial, Inc.
Michael Weber
Control person · since May 1997
MCW Financial’s regulatory assets grew from $116M (May 2021) to $161M (March 2026); clients fell from 281 to 259 and employees from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $161M | 259 | 3 | 1 |
| March 2025 | $135M | 262 | 4 | 1 |
| March 2024 | $115M | 233 | 4 | 1 |
| March 2023 | $105M | 229 | 4 | 1 |
| March 2022 | $122M | 200 | 4 | 1 |
| May 2021 | $116M | 281 | 4 | 1 |
Besides its headquarters, MCW Financial has 0 offices, with 1 listed address in Kentucky.
Kentucky · 1 listed address
- 634 Buttermilk Pike, Crescent SpringsHQ
Contact and registration details
- Legal name
- MCW Financial, Inc.
- Headquarters
- 634 Buttermilk Pike, Crescent Springs, KY 41017-1302
- Phone
- 859-578-2200
- SEC file
- 801-121337
- Structure
- Kentucky corporation
- Fiscal year end
- December
MCW Financial uses Raymond James ($104M) as custodian for its separately managed accounts. MCW Financial does not have custody of client assets.
- Raymond JamesRaymond James & Associates, Inc. · St. Petersburg, FL · $104M100%
At year end, MCW Financial’s separately managed accounts were mostly in stocks (80%) and cash (12%).
What the accounts hold
- Stocks80%
- Bonds8%
- U.S. government and agency bonds7%
- State and local bonds1%
- Cash12%
How many clients does MCW Financial have?
MCW Financial has 259 clients and manages $161 million for them, as of March 2026. They include 205 individual clients and 54 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026
What services does MCW Financial offer?
MCW Financial provides portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does MCW Financial use?
MCW Financial’s separately managed account assets are held at Raymond James & Associates, Inc. (St. Petersburg, FL), with $104M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026
How many financial advisors does MCW Financial have?
MCW Financial has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does MCW Financial invest in?
At the end of its last fiscal year, MCW Financial’s separately managed accounts held 80% exchange-traded equities, 12% cash and equivalents, 7% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns MCW Financial?
MCW Financial’s direct owner is Michael Weber (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 18 March 2026
How does MCW Financial get paid?
MCW Financial is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is MCW Financial registered with the SEC?
Yes, MCW Financial has been registered with the SEC as an investment adviser since 28 May 2021. Its CRD number is 157609 and its SEC file number is 801-121337.
Source: Form ADV Part 1A, Item 1, filed 18 March 2026; IAPD firm record
How do I contact MCW Financial?
MCW Financial’s main office is at 634 Buttermilk Pike, Crescent Springs, KY 41017-1302. Its phone number is 859-578-2200. Its website is researchandportfoliomanagement.com.