{"url":"https://nivawealth.com/firms/mcw-financial-157609","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/157609","regulatoryAum":160806297,"crd":"157609","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2104222","suffix":null,"lastName":"DRISCOLL","firstName":"LUANN","middleName":null},{"crd":"1255635","suffix":null,"lastName":"WEBER","firstName":"MICHAEL","middleName":"CHARLES"},{"crd":"5733392","suffix":null,"lastName":"WEBER","firstName":"MICHAEL","middleName":"LEONARD"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-12","regulatoryAum":115687125,"clients":281,"employees":4,"offices":1},{"filedOn":"2022-03-25","regulatoryAum":121824804,"clients":200,"employees":4,"offices":1},{"filedOn":"2023-03-30","regulatoryAum":105415736,"clients":229,"employees":4,"offices":1},{"filedOn":"2024-03-27","regulatoryAum":115097671,"clients":233,"employees":4,"offices":1},{"filedOn":"2025-03-27","regulatoryAum":134654219,"clients":262,"employees":4,"offices":1},{"filedOn":"2026-03-18","regulatoryAum":160806297,"clients":259,"employees":3,"offices":1}],"secFileNumber":"801-121337","legalName":"MCW Financial, Inc.","displayName":"MCW Financial","slug":"mcw-financial-157609","website":"https://researchandportfoliomanagement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/research-and-portfolio-management/about/","founded":null,"organization":"Kentucky corporation","fiscalYearEnd":"December","headquarters":{"street":"634 Buttermilk Pike","city":"Crescent Springs","state":"KY","stateName":"Kentucky","country":"United States","postalCode":"41017-1302"},"tradeNames":[],"registration":{"secApproved":"28 May 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":620873.7335907336,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":160806297,"discretionary":155138423,"discretionaryAccounts":252,"nonDiscretionary":5667874,"nonDiscretionaryAccounts":7,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":205,"regulatoryAum":27193366},{"label":"High-net-worth individuals","clients":54,"regulatoryAum":133612931}],"feePrograms":[{"role":"other","program":"Pension consulting services","summary":"Fees for customized pension consulting services are negotiated with the plan sponsor or named fiduciary on a case-by-case basis.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020735","versionId":1020735,"submittedOn":"2026-03-18","documentName":"MCW FINANCIAL, INC. DBA RESEARCH & PORTFOLIO MANAGEMENT ADV BROCHURE AND SUPPLEMENT"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:20:06.794663+00:00","documents":[{"name":"MCW FINANCIAL, INC. DBA RESEARCH & PORTFOLIO MANAGEMENT ADV BROCHURE AND SUPPLEMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020735","versionId":1020735,"submittedOn":"2026-03-18"}]},"custodians":[{"name":"Raymond James & Associates, Inc.","shortName":"Raymond James","location":"St. Petersburg, FL","smaAssets":104498147}],"custodyNote":"MCW Financial does not have custody of client assets.","leadership":[{"name":"Michael Weber","title":"President and Chief Compliance Officer","crd":"1255635"}],"ownership":[{"label":"Michael Weber","detail":"President and chief compliance officer in the 75% or more ownership band and a control person, since May 1997."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Kentucky","offices":1,"addresses":[{"street":"634 Buttermilk Pike","city":"Crescent Springs","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"859-578-2200","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":80},{"label":"U.S. government/agency bonds","percent":7},{"label":"U.S. state and local bonds","percent":1},{"label":"Cash and cash equivalents","percent":12}],"privateFunds":0},"sources":{"adv1FilingDate":"18 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/157609/PDF/157609.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020735","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does MCW Financial have?","answer":"MCW Financial has 259 clients and manages $161 million for them, as of March 2026. They include 205 individual clients and 54 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does MCW Financial offer?","answer":"MCW Financial provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does MCW Financial use?","answer":"MCW Financial’s separately managed account assets are held at Raymond James & Associates, Inc. (St. Petersburg, FL), with $104M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does MCW Financial have?","answer":"MCW Financial has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does MCW Financial invest in?","answer":"At the end of its last fiscal year, MCW Financial’s separately managed accounts held 80% exchange-traded equities, 12% cash and equivalents, 7% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns MCW Financial?","answer":"MCW Financial’s direct owner is Michael Weber (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does MCW Financial get paid?","answer":"MCW Financial is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is MCW Financial registered with the SEC?","answer":"Yes, MCW Financial has been registered with the SEC as an investment adviser since 28 May 2021. Its CRD number is 157609 and its SEC file number is 801-121337.","source":"Form ADV Part 1A, Item 1, filed 18 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact MCW Financial?","answer":"MCW Financial’s main office is at 634 Buttermilk Pike, Crescent Springs, KY 41017-1302. Its phone number is 859-578-2200. Its website is researchandportfoliomanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}