Clients
Aptus Capital Advisors serves 12,707 clients, 2,358 of them high-net-worth individuals. The average client has about $1.1 million with the firm, and high-net-worth clients hold 55% of its $14.1 billion in assets.
- Individuals10,335 clients21%
- High-net-worth individuals2,358 clients55%
- Investment companies14 clients24%
Show client breakdownHide client breakdown
| Client type | Clients | Regulatory AUM | Share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 10,335 | $2,958,878,162 | 20.9% | $286K |
| High-net-worth individuals | 2,358 | $7,755,714,893 | 54.8% | $3.29M |
| Investment companies | 14 | $3,426,964,264 | 24.2% | $244.8M |
| Total | 12,707 | $14,141,557,319 | 100% | $1.11M |
- Clients
- 10,335
- Regulatory AUM
- $2,958,878,162
- Share
- 20.9%
- Avg. per client
- $286K
- Clients
- 2,358
- Regulatory AUM
- $7,755,714,893
- Share
- 54.8%
- Avg. per client
- $3.29M
- Clients
- 14
- Regulatory AUM
- $3,426,964,264
- Share
- 24.2%
- Avg. per client
- $244.8M
Total
- Clients
- 12,707
- Regulatory AUM
- $14,141,557,319
- Share
- 100%
- Avg. per client
- $1.11M
What it does
Aptus Capital Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies and other activities. It is paid through a percentage of assets and fixed fees.
Aptus Capital Advisors provided financial planning to 251–500 clients last fiscal year and advises no private funds.
90.2% of assets ($12.76B across 11,212 accounts) are managed with discretion; $1.38B across 1,495 accounts are not. 0% of clients are outside the U.S., and 33 clients received advice without assets under management last fiscal year.
What the accounts hold
- Stocks21%
- Funds69%
- Bonds3%
- Investment grade corporate bonds2%
- U.S. government and agency bonds1%
- Cash6%
- Other1%
- Annuity, insurance, private1%
Custodians
Aptus Capital Advisors’ client accounts are held mainly at Charles Schwab, with 47% of managed assets, and Fidelity, with 17%. Aptus Capital Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $6.60B47%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $2.38B17%
- All other custodians$5.16B36%
Ownership and leadership
Aptus Midco, LLC owns 75% or more of Aptus Capital Advisors.
- Owns 75% or more of Aptus Capital Advisors, LLC
Aptus Midco, LLC
Control person · since December 2021
- Owns 50% to 75% of Aptus Midco, LLC
John Gardner
Control person · since December 2021
- Owns 50% to 75% of Aptus Midco, LLC
Aptus Holdings, LLC
Control person · since December 2021
Beckham Wyrick
Elected manager · since December 2021
John Goldsberry
Elected manager · since December 2021
William Gardner
Elected manager · since December 2021
Derek Hernquist
Elected manager · since December 2021
Leadership
- Brett WickmannChief Compliance Officer
- John GardnerFounder & Chief Investment Officer
- John GoldsberryManaging Member
- Beckham WyrickManaging Member
Staff
- 40 employees
- 26 in advisory functions
- 19 state-registered reps
Reported holdings
Aptus Capital Advisors’ reported 13F holdings total $14.62B across 1,782 positions, and the ten largest make up 26.8% of it.
- $14.62B
- Reported 13F value
- 1,782
- Positions
- 26.8%
- In the 10 largest
- +14.8%
- Value vs. prior quarter
- ETF Ser Solutions · Aptus Collrd Inv5.9%
- ETF Ser Solutions · Aptus Defined3.7%
- Vanguard Star Fds · VG TL Intl Stk F3.4%
- SPDR Series Trust · ST Str P500etf3.1%
- Nvidia Corporation2.3%
- Apple Inc.2.3%
- ETF Ser Solutions · Opus Sml CP VL1.9%
- ETF Ser Solutions · Aptus Int Enh YL1.4%
- State Str SPDR S&P 500 ETF T · TR UnitCall1.4%
- State Str SPDR S&P 500 ETF T · TR UnitPut1.4%
Together, the ten largest are 26.8% of reported value.
A 13F covers only exchange-traded long positions the firm holds with discretion, so this $14.62B is not its $14.14B in regulatory assets and does not represent any individual client's portfolio.
Fees
Aptus Capital Advisors is paid through a percentage of assets under management and fixed fees (other than subscription fees).
Aptus Capital Advisors’ fee rates are not included in this profile. Find its brochure on the SEC’s site.
Offices and registrations
Besides its headquarters, Aptus Capital Advisors has 17 offices (12 private residences, listed without an address), with 6 listed addresses across 3 states.
Alabama · 3 listed addresses
- 314 Magnolia Avenue, Suite 200, FairhopeHQ
- 2925 Crescent Ave, Homewood
- 813 Shades Creek Pkwy, Birmingham
Florida · 2 listed addresses
- 320 1st Ave N, ST. Petersburg
- 101 Aviation Drive N, Naples
Illinois · 1 listed address
- 4916 Clearwater Lane, Naperville
Registration details
- Legal name
- Aptus Capital Advisors, LLC
- Headquarters
- 314 Magnolia Avenue, Suite 200, Fairhope, AL 36532
- Phone
- 251-517-7198
- Website
- www.aptuscapitaladvisors.com
- SEC file
- 801-107723
- Structure
- Alabama LLC
- Fiscal year end
- December
This directory does not report disciplinary history, for any firm or individual, in either direction. The SEC publishes the complete record, including any disciplinary events, and it is the authoritative place to check one. See this firm's record on adviserinfo.sec.gov
Common questions
How many clients does Aptus Capital Advisors have?
Aptus Capital Advisors has 12,707 clients and manages $14.1 billion for them, as of September 2026. They include 10,335 other individuals, 2,358 high-net-worth individuals and 14 investment companies.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 September 2026
What services does Aptus Capital Advisors offer?
Aptus Capital Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies and other activities.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Aptus Capital Advisors use?
Aptus Capital Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $6,598,218,215 and Fidelity Brokerage Services LLC (Smithfield, RI), with $2,381,874,388. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 September 2026
How many financial advisors does Aptus Capital Advisors have?
Aptus Capital Advisors has 19 investment adviser representatives registered with state securities authorities, out of 40 employees, and 26 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Aptus Capital Advisors invest in?
At the end of its last fiscal year, Aptus Capital Advisors’ separately managed accounts held 69% registered funds (mutual funds, ETFs, BDCs), 21% exchange-traded equities, 6% cash and equivalents, 2% investment grade corporate bonds, 1% U.S. government and agency bonds and 1% annuity, insurance, private. It advises no private funds of its own.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Aptus Capital Advisors?
Aptus Capital Advisors is owned through a holding company by John Gardner and Aptus Holdings, LLC. Its direct owner is Aptus Midco, LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 24 September 2026
How does Aptus Capital Advisors get paid?
Aptus Capital Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file