Top 10 financial advisor firms in Bellingham

10 SEC-registered financial advisor firms are headquartered in Bellingham, WA, with $4.13B in combined regulatory assets under management. The largest by assets are Financial Plan ($1.6B), Tradewinds Capital Management ($727M) and Skyline Advisors ($386M).

10
Financial advisor firms: $4.13B
Their combined AUM: $247M
Median firm AUM: 5,729
Clients of the top 10

The 10 largest by assets

1
Financial Plan
RIA
$1.6B
Regulatory AUM
2
Tradewinds Capital Management
RIA
$727M
0.40% to 0.90%
3
Skyline Advisors
RIA
$386M
Regulatory AUM
4
Northwest Wealth Advisors
RIA
$304M
0.50% to 1.50% a year
5
Waycross Investment Management
RIA
$252M
0.60% to 1.00% a year
6
VVR Holdings
RIA
$241M
0.80% to 1.00% a year
7
Baring Financial
RIA
$210M
Regulatory AUM
8
Bellingham Capital Management
RIA
$149M
0.75% to 1.50% a year
9
WealthMark
RIA
$132M
Regulatory AUM
10
Trail Financial Planning
RIA
$117M
Regulatory AUM

Profiles of the top 10

No. 1 · RIA

Financial Plan

Financial Plan is an investment adviser based in Bellingham, WA, registered with the SEC since 2012. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $1.6 billion, as filed on 16 March 2026.

Regulatory AUM: $1.6B
Clients: 924
Advisory staff: 11
Founded: 1996
Custodians: Pershing
Headquarters: 11 Bellwether Way, Suite 301, Bellingham, WA 98225-2956
Phone: 360-714-1234
Website: financialplaninc.com

No. 2 · RIA

Tradewinds Capital Management

Tradewinds Capital Management is an investment adviser based in Bellingham, WA, registered with the SEC since 2008. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and corporations and other businesses. Its regulatory assets under management total $727 million, as filed on 19 August 2026.

Tradewinds Capital Management charges 0.40%–0.90% for its Standard Fee Schedule. The brochure does not state whether the rate is annual.

Regulatory AUM: $727M
Clients: 2,238
Advisory staff: 7
Fee schedule: 0.40% to 0.90%
Custodians: Charles Schwab
Headquarters: 2211 Rimland Drive, Suite 401, Bellingham, WA 98226
Phone: 360-715-9000
Website: tradewinds.com

No. 3 · RIA

Skyline Advisors

Skyline Advisors is an investment adviser based in Bellingham, WA, registered with the SEC since 2015. It provides investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $386 million, as filed on 29 January 2026.

Regulatory AUM: $386M
Clients: 369
Advisory staff: 5
Custodians: Charles Schwab
Headquarters: 405 32nd Street, Suite 201, Bellingham, WA 98225
Phone: 360-671-1621
Website: skylineadvisors.com

No. 4 · RIA

Northwest Wealth Advisors

Northwest Wealth Advisors is an investment adviser based in Bellingham, WA, registered with the SEC since 2023. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and corporations and other businesses. Its regulatory assets under management total $304 million, as filed on 28 August 2026.

Northwest Wealth Advisors charges 0.50%–1.50% a year for its Portfolio Management Fees.

Regulatory AUM: $304M
Clients: 691
Advisory staff: 8
Fee schedule: 0.50% to 1.50% a year
Custodians: LPL Financial
Headquarters: 1801 F Street, Bellingham, WA 98225
Phone: 360-738-6019
Website: west-invest.com

No. 5 · RIA

Waycross Investment Management

Waycross Investment Management is an investment adviser based in Bellingham, WA, registered with the SEC since 2020. It provides financial planning and investment management. Its clients include high-net-worth individuals, charitable organizations and individual clients. Its regulatory assets under management total $252 million, as filed on 6 March 2026.

Waycross Investment Management charges 0.60%–1.00% a year for its Discretionary Management Fees.

Regulatory AUM: $252M
Clients: 160
Advisory staff: 3
Fee schedule: 0.60% to 1.00% a year
Custodians: Charles Schwab
Headquarters: 119 N Commercial St, Ste 191, Bellingham, WA 98225
Phone: 360-671-0148
Website: waycross.com

No. 6 · RIA

VVR Holdings

VVR Holdings is an investment adviser based in Bellingham, WA, registered with the SEC since 2025. It provides financial planning and investment management. Its clients include high-net-worth individuals and individual clients. Its regulatory assets under management total $241 million, as filed on 1 October 2026.

VVR Holdings charges 0.80%–1.00% a year for its Investment advisory fee.

Regulatory AUM: $241M
Clients: 262
Advisory staff: 1
Founded: 2021
Fee schedule: 0.80% to 1.00% a year
Custodians: Charles Schwab
Headquarters: 114 W Magnolia Street, Suite #444, Bellingham, WA 98225
Phone: 877-739-6007
Website: capstoneria.com

No. 7 · RIA

Baring Financial

Baring Financial is an investment adviser based in Bellingham, WA, registered with the SEC since 2021. It provides financial planning and investment management. Its clients include high-net-worth individuals and individual clients. Its regulatory assets under management total $210 million, as filed on 11 February 2026.

Regulatory AUM: $210M
Clients: 483
Advisory staff: 2
Custodians: Charles Schwab
Headquarters: 1310 10th St, Suite 101, Bellingham, WA 98225
Phone: 360-671-7257

No. 8 · RIA

Bellingham Capital Management

Bellingham Capital Management is an investment adviser based in Bellingham, WA, registered with the SEC since 2022. It provides financial planning and investment management. Its clients include individual clients, high-net-worth individuals, and corporations and other businesses. Its regulatory assets under management total $149 million, as filed on 18 August 2026.

Bellingham Capital Management charges 0.75%–1.50% a year for its Discretionary Investment Advisory Services.

Regulatory AUM: $149M
Clients: 252
Advisory staff: 4
Fee schedule: 0.75% to 1.50% a year
Custodians: Charles Schwab
Headquarters: 316 E McLeod RD, Suite 105, Bellingham, WA 98226
Phone: 360-685-4240
Website: bellinghamcapital.com

No. 9 · RIA

WealthMark

WealthMark is an investment adviser based in Bellingham, WA, registered with the SEC since 2021. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and other investment advisers. Its regulatory assets under management total $132 million, as filed on 3 March 2026.

Regulatory AUM: $132M
Clients: 193
Advisory staff: 2
Custodians: Axos Clearing
Headquarters: 1329 N. State St, Suite 206, Bellingham, WA 98225
Phone: 360-734-1323
Website: wealthmarkllc.com

No. 10 · RIA

Trail Financial Planning

Trail Financial Planning is an investment adviser based in Bellingham, WA, registered with the SEC since 2026. It provides financial planning and investment management. Its clients include high-net-worth individuals and individual clients. Its regulatory assets under management total $117 million, as filed on 11 March 2026.

Regulatory AUM: $117M
Clients: 157
Advisory staff: 3
Custodians: Altruist
Headquarters: 214 N Commercial St., Bellingham, WA 98225
Phone: 360-399-6486
Website: trailfp.com

Questions about financial advisors in Bellingham

How many financial advisor firms are headquartered in Bellingham?

10 SEC-registered financial advisor firms report their principal office in Bellingham, WA, managing $4.13B in regulatory assets between them. The other 1 adviser headquartered in the city are broker-dealers, other kinds of wealth firm, or fund and institutional managers.

Source: Form ADV Part 1A, Items 1.F, 5.D and 5.F

What is the largest financial advisor firm in Bellingham?

Financial Plan, with $1.6B in regulatory assets under management on its latest Form ADV. The next largest are Tradewinds Capital Management ($727M) and Skyline Advisors ($386M).

Source: Form ADV Part 1A, Item 5.F

How large is a typical financial advisor firm in Bellingham?

The median firm manages $247M in regulatory assets. That is the midpoint of the 10 firms headquartered in Bellingham.

Source: Form ADV Part 1A, Item 5.F

How much do financial advisors in Bellingham charge?

Of the 10 largest firms, 5 publish an asset-based fee schedule for their main service in their brochure. The highest rate in those schedules runs from 0.90% to 1.50% of assets, depending on the firm; each firm's fee is in its profile above.

Source: Form ADV Part 2A brochures, Item 5

How can I check a financial advisor's record in Bellingham?

Search the firm or the person on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov, which shows registrations, Form ADV filings and any disclosures. Each firm profile in this directory links its SEC record.

Source: SEC Investment Adviser Public Disclosure

How is this list ordered?

By regulatory assets under management as filed on Form ADV, largest first. A firm is included when its principal office is in the city and most of its client assets belong to individuals and its type is RIA, which leaves out broker-dealers, wirehouses, RIA networks, digital advice, bank, insurance and family-office firms. A firm with only a branch office here is listed in its own headquarters city.

Source: Niva directory methodology

Bellingham has 10 financial advisor firms; see every adviser in the city →

The 10 largest by assets

Profiles of the top 10

Questions about financial advisors in Bellingham

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