VVR Holdings provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.
VVR Holdings reports 262 clients. They include 175 individual clients and 87 high-net-worth individuals. Of its assets, 100.0% ($241M across 636 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 67% | 33% |
| High-net-worth individuals | 33% | 67% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 175 | $79.5M | 33.0% | $454K |
| High-net-worth individuals | 87 | $162M | 67.0% | $1.86M |
| Total | 262 | $241M | 100% | $920K |
- Clients
- 175
- Regulatory AUM
- $79.5M
- AUM share
- 33.0%
- Avg. per client
- $454K
- Clients
- 87
- Regulatory AUM
- $162M
- AUM share
- 67.0%
- Avg. per client
- $1.86M
Total
- Clients
- 262
- Regulatory AUM
- $241M
- AUM share
- 100%
- Avg. per client
- $920K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
VVR Holdings charges 0.80%–1.00% a year for its Investment advisory fee. The fee is billed in advance and is not negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Employee benefit plans held away from Schwab
- For employee benefit plans held away from Schwab, extended services are charged up to 3.00% of the client's assets held at Schwab annually.
Tyler Ryan owns 50% to 75% of VVR Holdings. The leadership team of VVR Holdings includes Chief Compliance Officer Lettie Sihota. It has 3 employees, 1 of them in advisory roles.
Leadership
Lettie SihotaMember and Chief Compliance Officer
Tyler RyanMember
Lauryn VogtMember
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 1 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of VVR Holdings LLC
Tyler Ryan
Control person · since November 2024
- Owns 10% to 25% of VVR Holdings LLC
Lettie Sihota
Control person · since November 2024
- Owns 10% to 25% of VVR Holdings LLC
Lauryn Vogt
Control person · since November 2024
VVR Holdings’ regulatory assets grew from $199M (April 2025) to $241M (October 2026); clients fell from 664 to 262 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| October 2026 | $241M | 262 | 3 | 4 |
| April 2025 | $199M | 664 | 3 | 4 |
Besides its headquarters, VVR Holdings has 3 offices (3 private residences, listed without an address), with 1 listed address in Washington.
Washington · 1 listed address
- 114 W Magnolia Street, Suite #444, BellinghamHQ
Contact and registration details
- Legal name
- VVR Holdings LLC
- Headquarters
- 114 W Magnolia Street, Suite #444, Bellingham, WA 98225
- Website
- capstoneria.com
- Phone
- 877-739-6007
- @capstone-ria-wealth-advisors
- SEC file
- 801-131983
- Founded
- 2021
- Structure
- Washington LLC
- Fiscal year end
- December
VVR Holdings uses Charles Schwab ($224M) as custodian for its separately managed accounts. VVR Holdings does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $224M100%
At year end, VVR Holdings’ separately managed accounts were mostly in funds (90%). Its reported 13F holdings for the quarter ended 30 June 2026 total $231M across 38 positions; the largest are Vanguard Index Fds (16.2%), Invesco Qqq TR (10.7%) and Vanguard Index Fds (9.7%).
What the accounts hold
- Stocks2%
- Funds90%
- Bonds1%
- Cash7%
Reported 13F holdings
- $231M
- Reported 13F value
- 38
- Positions
- 77.5%
- In the 10 largest
- +19.5%
- Value vs. prior quarter
- Vanguard Index Fds · S&P 500 ETF Shs16.2%
- Invesco Qqq TR · Unit Ser 110.7%
- Vanguard Index Fds · Total Stk Mkt9.7%
- Capital Group Dividend Value · Shs Creation Uni9.0%
- Vanguard Index Fds · Growth ETF8.8%
- Schwab Strategic TR · Fundamental US L8.3%
- Capital Group Equity ETF TR · US Lrg Value ETF5.6%
- ETF Ser Solutions · Defiance Quantum3.4%
- J P Morgan Exchange Traded F · Ultra Shrt ETF3.3%
- iShares TR · Russell 2000 ETF2.6%
Together, the ten largest are 77.5% of reported value.
How many clients does VVR Holdings have?
VVR Holdings has 262 clients and manages $241 million for them, as of October 2026. They include 175 individual clients and 87 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026
What services does VVR Holdings offer?
VVR Holdings provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does VVR Holdings charge?
VVR Holdings charges 0.80%–1.00% a year for its Investment advisory fee. The fee is billed in advance and is not negotiable.
Which custodians does VVR Holdings use?
VVR Holdings’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $224M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026
How many financial advisors does VVR Holdings have?
VVR Holdings has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does VVR Holdings invest in?
At the end of its last fiscal year, VVR Holdings’ separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 2% exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns VVR Holdings?
VVR Holdings’ direct owners are Tyler Ryan (50% to 75%), Lettie Sihota (10% to 25%) and Lauryn Vogt (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 1 October 2026
How does VVR Holdings get paid?
VVR Holdings is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is VVR Holdings registered with the SEC?
Yes, VVR Holdings has been registered with the SEC as an investment adviser since 14 February 2025. Its CRD number is 334343 and its SEC file number is 801-131983.
Source: Form ADV Part 1A, Item 1, filed 1 October 2026; IAPD firm record
How do I contact VVR Holdings?
VVR Holdings’ main office is at 114 W Magnolia Street, Suite #444, Bellingham, WA 98225. Its phone number is 877-739-6007. Its website is capstoneria.com.