{"url":"https://nivawealth.com/firms/vvr-holdings-334343","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/334343","regulatoryAum":241081561,"crd":"334343","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5113394","suffix":null,"lastName":"RYAN","firstName":"TYLER","middleName":"EUGENE"},{"crd":"6269967","suffix":null,"lastName":"SIHOTA","firstName":"LETTIE","middleName":"ELIZABETH"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-04-28","regulatoryAum":198851220,"clients":664,"employees":3,"offices":4},{"filedOn":"2026-10-01","regulatoryAum":241081561,"clients":262,"employees":3,"offices":4}],"secFileNumber":"801-131983","legalName":"VVR Holdings LLC","displayName":"VVR Holdings","slug":"vvr-holdings-334343","website":"https://capstoneria.com/","classification":{"segment":"individuals","segmentLabel":"Wealth 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50% to 75% ownership band and a control person, since November 2024."},{"label":"Lettie Sihota","detail":"Member and chief compliance officer in the 10% to 25% ownership band and a control person, since November 2024."},{"label":"Lauryn Vogt","detail":"Member in the 10% to 25% ownership band and a control person, since November 2024."}],"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Washington","offices":1,"addresses":[{"street":"114 W Magnolia Street, Suite #444","city":"Bellingham","headquarters":true}]}],"brochureServices":["estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"877-739-6007","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small 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They include 175 individual clients and 87 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does VVR Holdings offer?","answer":"VVR Holdings provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does VVR Holdings charge?","answer":"VVR Holdings charges 0.80%–1.00% a year for its Investment advisory fee. The fee is billed in advance and is not negotiable.","source":"CAPSTONE RIA, filed 21 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does VVR Holdings use?","answer":"VVR Holdings’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $224M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does VVR Holdings have?","answer":"VVR Holdings has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does VVR Holdings invest in?","answer":"At the end of its last fiscal year, VVR Holdings’ separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 2% exchange-traded equities and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns VVR Holdings?","answer":"VVR Holdings’ direct owners are Tyler Ryan (50% to 75%), Lettie Sihota (10% to 25%) and Lauryn Vogt (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does VVR Holdings get paid?","answer":"VVR Holdings is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is VVR Holdings registered with the SEC?","answer":"Yes, VVR Holdings has been registered with the SEC as an investment adviser since 14 February 2025. Its CRD number is 334343 and its SEC file number is 801-131983.","source":"Form ADV Part 1A, Item 1, filed 1 October 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact VVR Holdings?","answer":"VVR Holdings’ main office is at 114 W Magnolia Street, Suite #444, Bellingham, WA 98225. Its phone number is 877-739-6007. Its website is capstoneria.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/vvr-holdings-334343/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-15","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2070884/000206336426000200/0002063364-26-000200-index.html","totalValue":231244875,"positionCount":38,"top10Share":0.7751165944758776,"top10":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":37467613,"shares":54554,"shareType":"SH","priorValue":32848579,"priorShares":54971},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":24792497,"shares":33667,"shareType":"SH","priorValue":17040301,"priorShares":29524},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}