Top 5 financial advisor firms in Palm Desert

5 SEC-registered financial advisor firms are headquartered in Palm Desert, CA, with $3.86B in combined regulatory assets under management. The largest by assets are Cypress Wealth Services ($1.34B), Keystone Wealth Services ($861M) and FLC Capital Advisors ($822M).

5
Financial advisor firms: $3.86B
Their combined AUM: $822M
Median firm AUM: 2,427
Clients of the top 5

The 5 largest by assets

1
Cypress Wealth Services
RIA
$1.34B
Up to 1.50%
2
Keystone Wealth Services
RIA
$861M
Up to 2.00% a year
3
FLC Capital Advisors
RIA
$822M
Up to 1.90% a year
4
Fortem Financial Group
RIA
$632M
Regulatory AUM
5
Hardworking Capital Advisors
RIA
$206M
Regulatory AUM

Profiles of the top 5

No. 1 · RIA

Cypress Wealth Services

Cypress Wealth Services is an investment adviser based in Palm Desert, CA, registered with the SEC since 2017. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $1.34 billion, as filed on 6 February 2026.

Cypress Wealth Services charges up to 1.50% for its Investment Advisory Services. The brochure does not state whether the rate is annual.

Regulatory AUM: $1.34B
Clients: 836
Advisory staff: 14
Founded: 2017
Fee schedule: Up to 1.50%
Custodians: Charles Schwab
Headquarters: 74150 Country Club Drive, Palm Desert, CA 92260
Phone: 760-834-7250
Website: cypressws.com

No. 2 · RIA

Keystone Wealth Services

Keystone Wealth Services is an investment adviser based in Palm Desert, CA, registered with the SEC since 2021. It provides financial planning and investment management. Its clients include high-net-worth individuals, corporations and other businesses, and individual clients. Its regulatory assets under management total $861 million, as filed on 6 August 2026.

Keystone Wealth Services charges up to 2.00% a year for its Investment Advisory Services.

Regulatory AUM: $861M
Clients: 635
Advisory staff: 11
Founded: 2019
Fee schedule: Up to 2.00% a year
Custodians: Charles Schwab
Headquarters: 73575 El Paseo, Suite 2300, Palm Desert, CA 92260
Phone: 760-818-7020

No. 3 · RIA

FLC Capital Advisors

FLC Capital Advisors is an investment adviser based in Palm Desert, CA, registered with the SEC since 2013. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and other investment advisers. Its regulatory assets under management total $822 million, as filed on 3 April 2026.

FLC Capital Advisors charges up to 1.90% a year for its Wrap Portfolio Management.

Regulatory AUM: $822M
Clients: 325
Advisory staff: 5
Founded: 1996
Fee schedule: Up to 1.90% a year
Custodians: Charles Schwab
Headquarters: 44750 Village Court, Palm Desert, CA 92260
Phone: 760-779-8110
Website: flccapital.com

No. 4 · RIA

Fortem Financial Group

Fortem Financial Group is an investment adviser based in Palm Desert, CA, registered with the SEC since 2018. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $632 million, as filed on 21 April 2026.

Regulatory AUM: $632M
Clients: 347
Advisory staff: 6
Custodians: Charles Schwab
Headquarters: 44801 Village Court #201, Palm Desert, CA 92260
Phone: 760-206-8500
Website: fortemfin.com

No. 5 · RIA

Hardworking Capital Advisors

Hardworking Capital Advisors is an investment adviser based in Palm Desert, CA, registered with the SEC since 2017. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and pension and profit-sharing plans. Its regulatory assets under management total $206 million, as filed on 23 March 2026.

Regulatory AUM: $206M
Clients: 284
Advisory staff: 2
Custodians: Charles Schwab
Headquarters: 34220 Gateway Drive, Suite 120, Palm Desert, CA 92211
Phone: 760-340-3277
Website: hardworkingcapital.com

Questions about financial advisors in Palm Desert

How many financial advisor firms are headquartered in Palm Desert?

5 SEC-registered financial advisor firms report their principal office in Palm Desert, CA, managing $3.86B in regulatory assets between them.

Source: Form ADV Part 1A, Items 1.F, 5.D and 5.F

What is the largest financial advisor firm in Palm Desert?

Cypress Wealth Services, with $1.34B in regulatory assets under management on its latest Form ADV. The next largest are Keystone Wealth Services ($861M) and FLC Capital Advisors ($822M).

Source: Form ADV Part 1A, Item 5.F

How large is a typical financial advisor firm in Palm Desert?

The median firm manages $822M in regulatory assets. That is the midpoint of the 5 firms headquartered in Palm Desert.

Source: Form ADV Part 1A, Item 5.F

How much do financial advisors in Palm Desert charge?

Of the 5 largest firms, 3 publish an asset-based fee schedule for their main service in their brochure. The highest rate in those schedules runs from 1.50% to 2.00% of assets, depending on the firm; each firm's fee is in its profile above.

Source: Form ADV Part 2A brochures, Item 5

How can I check a financial advisor's record in Palm Desert?

Search the firm or the person on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov, which shows registrations, Form ADV filings and any disclosures. Each firm profile in this directory links its SEC record.

Source: SEC Investment Adviser Public Disclosure

How is this list ordered?

By regulatory assets under management as filed on Form ADV, largest first. A firm is included when its principal office is in the city and most of its client assets belong to individuals and its type is RIA, which leaves out broker-dealers, wirehouses, RIA networks, digital advice, bank, insurance and family-office firms. A firm with only a branch office here is listed in its own headquarters city.

Source: Niva directory methodology

Palm Desert has 5 financial advisor firms; see every adviser in the city →