Wealth Advisory Solutions provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Wealth Advisory Solutions reports 684 clients. They include 580 individual clients, 98 high-net-worth individuals, and 2 pension and profit-sharing plans. Of its assets, 97.6% ($585M across 1,718 accounts) are managed with discretion; $14.3M across 108 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 85% | 20% |
| High-net-worth individuals | 14% | 78% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | <1% | 1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 580 | $120M | 20.0% | $207K |
| High-net-worth individuals | 98 | $467M | 78.0% | $4.77M |
| Pension and profit-sharing plans | Fewer than 5 | $3.91M | 0.7% | $1.96M |
| Charitable organizations | Fewer than 5 | $7.47M | 1.2% | $3.73M |
| Corporations and other businesses | Fewer than 5 | $292K | 0.0% | $146K |
| Total | 684 | $599M | 100% | — |
- Clients
- 580
- Regulatory AUM
- $120M
- AUM share
- 20.0%
- Avg. per client
- $207K
- Clients
- 98
- Regulatory AUM
- $467M
- AUM share
- 78.0%
- Avg. per client
- $4.77M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.91M
- AUM share
- 0.7%
- Avg. per client
- $1.96M
- Clients
- Fewer than 5
- Regulatory AUM
- $7.47M
- AUM share
- 1.2%
- Avg. per client
- $3.73M
- Clients
- Fewer than 5
- Regulatory AUM
- $292K
- AUM share
- 0.0%
- Avg. per client
- $146K
Total
- Clients
- 684
- Regulatory AUM
- $599M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Wealth Advisory Solutions is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Kimberly Custer owns 25% to 50% of Wealth Advisory Solutions. It has 11 employees, 8 of them in advisory roles.
Leadership
- Kimberly CusterManaging Member/CCO
- Tyler NeedlerManaging Member
- Steven KyburzManaging Member
Investment adviser representatives
9 representatives listed in the SEC register as of 9 October 2026.
Staff
- 11 employees
- 8 in advisory functions
- 8 state-registered reps
- 1 insurance agent
- Owns 25% to 50% of Wealth Advisory Solutions, LLC
Kimberly Custer
Control person · since June 2017
- Owns 25% to 50% of Wealth Advisory Solutions, LLC
Tyler Needler
Control person · since June 2017
- Owns 25% to 50% of Wealth Advisory Solutions, LLC
Steven Kyburz
Control person · since June 2017
Wealth Advisory Solutions’ regulatory assets fell from $646M (March 2021) to $599M (March 2026); clients fell from 1,066 to 684 and employees from 14 to 11.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $599M | 684 | 11 | 4 |
| June 2025 | $560M | 660 | 11 | 4 |
| May 2024 | $535M | 615 | 19 | 4 |
| July 2023 | $667M | 812 | 19 | 10 |
| March 2022 | $718M | 973 | 19 | 9 |
| March 2021 | $646M | 1,066 | 14 | 7 |
Besides its headquarters, Wealth Advisory Solutions has 3 offices, with 4 listed addresses in Indiana.
Indiana · 4 listed addresses
- 1630 W Oak St, Suite 201, ZionsvilleHQ
- 1630 West Oak Street, Zionsville
- 1340 Ohio Street, Terre Haute
- 7230 Arbuckle Commons, Brownsburg
Other business names
Wealth Advisory Solutions has reported 4 other business names to the SEC.
- Cedar Wealth Partners
- Envision RIA
- Intelligent Design Advisors, LLC
- The Monument Circle Group
Contact and registration details
- Legal name
- Wealth Advisory Solutions, LLC
- Headquarters
- 1630 W Oak St, Suite 201, Zionsville, IN 46077
- Website
- wasadvisors.com
- Phone
- 317-559-2945
- @wealth-advisory-solutions
- SEC file
- 801-110859
- Founded
- 2017
- Structure
- Indiana LLC
- Fiscal year end
- December
Wealth Advisory Solutions uses Wells Fargo Clearing Services ($416M, 71%) and Charles Schwab ($168M, 29%) as custodians for its separately managed accounts. Wealth Advisory Solutions has custody of $189M in client assets for 435 clients.
- Wells Fargo Clearing ServicesWells Fargo Clearing Services, LLC · St. Louis, MO · $416M71%
- Charles SchwabCharles Schwab & Co., Inc. · San Fancsisco, CA · $168M29%
At year end, Wealth Advisory Solutions’ separately managed accounts were mostly in stocks (83%) and funds (12%). Its reported 13F holdings for the quarter ended 30 June 2026 total $487M across 150 positions; the largest are State Str SPDR S&P 500 ETF T (9.2%), iShares TR (6.3%) and Invesco Exchange Traded FD T (5.9%).
What the accounts hold
- Stocks83%
- Funds12%
- Bonds2%
- Cash3%
Reported 13F holdings
- $487M
- Reported 13F value
- 150
- Positions
- 46.2%
- In the 10 largest
- +8.5%
- Value vs. prior quarter
- State Str SPDR S&P 500 ETF T · TR Unit9.2%
- iShares TR · Core S&P Mcp ETF6.3%
- Invesco Exchange Traded FD T · S&P500 Eql Wgt5.9%
- SPDR Series Trust · ST Str P500etf5.9%
- iShares TR · MSCI Eafe ETF4.1%
- Eli Lilly & CO4.0%
- Amazon Com Inc.3.2%
- Apple Inc.2.9%
- iShares TR · MSCI Emg Mkt ETF2.3%
- JPMORGAN Chase & CO2.3%
Together, the ten largest are 46.2% of reported value.
How many clients does Wealth Advisory Solutions have?
Wealth Advisory Solutions has 684 clients and manages $599 million for them, as of March 2026. They include 580 individual clients, 98 high-net-worth individuals, and 2 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 March 2026
What services does Wealth Advisory Solutions offer?
Wealth Advisory Solutions provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Wealth Advisory Solutions use?
Wealth Advisory Solutions’ separately managed account assets are held at Wells Fargo Clearing Services, LLC (St. Louis, MO), with $416M and Charles Schwab & Co., Inc. (San Fancsisco, CA), with $168M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 March 2026
How many financial advisors does Wealth Advisory Solutions have?
Wealth Advisory Solutions has 8 investment adviser representatives registered with state securities authorities, out of 11 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Wealth Advisory Solutions invest in?
At the end of its last fiscal year, Wealth Advisory Solutions’ separately managed accounts held 83% exchange-traded equities, 12% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents and 2% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Wealth Advisory Solutions?
Wealth Advisory Solutions’ direct owners are Kimberly Custer, Tyler Needler and Steven Kyburz, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 19 March 2026
How does Wealth Advisory Solutions get paid?
Wealth Advisory Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Wealth Advisory Solutions registered with the SEC?
Yes, Wealth Advisory Solutions has been registered with the SEC as an investment adviser since 21 July 2017. Its CRD number is 288903 and its SEC file number is 801-110859.
Source: Form ADV Part 1A, Item 1, filed 19 March 2026; IAPD firm record
How do I contact Wealth Advisory Solutions?
Wealth Advisory Solutions’ main office is at 1630 W Oak St, Suite 201, Zionsville, IN 46077. Its phone number is 317-559-2945. Its website is wasadvisors.com.