Navigo Wealth Management provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 51–100 clients last fiscal year.
Navigo Wealth Management reports 155 clients. They include 82 high-net-worth individuals and 73 individual clients. Of its assets, 99.7% ($130M across 558 accounts) are managed with discretion; $332K across 2 accounts are not. Of its clients, 2% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 47% | 12% |
| High-net-worth individuals | 53% | 87% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 73 | $15.6M | 12.0% | $214K |
| High-net-worth individuals | 82 | $113M | 87.2% | $1.38M |
| Corporations and other businesses | Fewer than 5 | $1M | 0.8% | — |
| Total | 155 | $130M | 100% | — |
- Clients
- 73
- Regulatory AUM
- $15.6M
- AUM share
- 12.0%
- Avg. per client
- $214K
- Clients
- 82
- Regulatory AUM
- $113M
- AUM share
- 87.2%
- Avg. per client
- $1.38M
- Clients
- Fewer than 5
- Regulatory AUM
- $1M
- AUM share
- 0.8%
- Avg. per client
- —
Total
- Clients
- 155
- Regulatory AUM
- $130M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 2%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Navigo Wealth Management is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning services
- Standard financial planning is a fixed fee of $500 to $2,500; specialized planning is billed at $150 an hour.
Mark Cawyer owns 25% to 50% of Navigo Wealth Management. The leadership team of Navigo Wealth Management includes Chief Compliance Officer Mark Cawyer. It has 6 employees.
Staff
- 6 employees
- 6 in advisory functions
- 6 state-registered reps
- Owns 25% to 50% of Navigo Wealth Management, LLC
Mark Cawyer
Control person · since February 2008
- Owns 10% to 25% of Navigo Wealth Management, LLC
Christel Walker
since April 2016
- Owns 10% to 25% of Navigo Wealth Management, LLC
Shabana Nathoo
Control person · since May 2017
- Owns 5% to 10% of Navigo Wealth Management, LLC
Rory Robertson
Control person · since January 2012
- Owns 5% to 10% of Navigo Wealth Management, LLC
Chase Cawyer
Control person · since August 2014
- Owns 5% to 10% of Navigo Wealth Management, LLC
Douglas Reifel
Control person · since December 2019
Besides its headquarters, Navigo Wealth Management has 5 offices (5 private residences, listed without an address), with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Navigo Wealth Management, LLC
- Headquarters
- Not reported
- Website
- navigowealth.com
- Phone
- 281-804-4392
- @navigo-wealth-management
- SEC file
- 801-135369
- Structure
- Texas LLC
- Fiscal year end
- December
Navigo Wealth Management’s named custodian for separately managed accounts is Fidelity ($130M). Navigo Wealth Management does not have custody of client assets.
The filed custodian amounts total more than regulatory assets under management. Each amount is shown as filed.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $130M100%
At year end, Navigo Wealth Management’s separately managed accounts were mostly in stocks (51%) and cash (23%).
What the accounts hold
- Stocks51%
- Exchange-traded equities47%
- Non-exchange-traded equities4%
- Funds15%
- Bonds11%
- U.S. government and agency bonds5%
- Investment grade corporate bonds5%
- State and local bonds1%
- Cash23%
How many clients does Navigo Wealth Management have?
Navigo Wealth Management has 155 clients and manages $130 million for them, as of April 2026. They include 82 high-net-worth individuals and 73 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 April 2026
What services does Navigo Wealth Management offer?
Navigo Wealth Management provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Navigo Wealth Management use?
Navigo Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $130M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 April 2026
How many financial advisors does Navigo Wealth Management have?
Navigo Wealth Management has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Navigo Wealth Management invest in?
At the end of its last fiscal year, Navigo Wealth Management’s separately managed accounts held 47% exchange-traded equities, 23% cash and equivalents, 15% registered funds (mutual funds, ETFs, BDCs), 5% U.S. government and agency bonds, 5% investment grade corporate bonds, 4% non-exchange-traded equities and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Navigo Wealth Management?
Navigo Wealth Management’s direct owners are Mark Cawyer, Rory Robertson, Christel Walker, Chase Cawyer, Shabana Nathoo and Douglas Reifel, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 20 April 2026
How does Navigo Wealth Management get paid?
Navigo Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Navigo Wealth Management?
Its phone number is 281-804-4392. Its website is navigowealth.com.
