{"url":"https://nivawealth.com/firms/navigo-wealth-management-146265","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/146265","regulatoryAum":129911187,"crd":"146265","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6386566","suffix":null,"lastName":"CAWYER","firstName":"CHASE","middleName":"ROBERT"},{"crd":"4568156","suffix":null,"lastName":"CAWYER","firstName":"MARK","middleName":"LEE"},{"crd":"4717304","suffix":null,"lastName":"NATHOO","firstName":"SHABANA","middleName":"MANSUR"},{"crd":"7196789","suffix":null,"lastName":"Reifel","firstName":"Douglas","middleName":"Thomas"},{"crd":"4449679","suffix":null,"lastName":"ROBERTSON","firstName":"RORY","middleName":"AXEL"},{"crd":"5476319","suffix":null,"lastName":"WALKER","firstName":"CHRISTEL","middleName":"LEE"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135369","legalName":"Navigo Wealth Management, LLC","displayName":"Navigo Wealth Management","slug":"navigo-wealth-management-146265","website":"https://navigowealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/146265/10e9006a1449b402-r1.webp","tone":"light","width":924,"height":200,"sourceUrl":"https://navigowealth.com/","sourceLabel":"Navigo Wealth Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/navigo-wealth-management/","xUrl":"https://twitter.com/navigowealth","founded":null,"organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"2 March 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":831677.4451612904,"staff":{"employees":6,"advisory":6,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":129911187,"discretionary":129578751,"discretionaryAccounts":558,"nonDiscretionary":332436,"nonDiscretionaryAccounts":2,"wrapProgram":null,"nonUsClientsPct":2,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":73,"regulatoryAum":15625751},{"label":"High-net-worth individuals","clients":82,"regulatoryAum":113284253},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":1001183}],"feePrograms":[{"role":"other","program":"Financial planning services","summary":"Standard financial planning is a fixed fee of $500 to $2,500; specialized planning is billed at $150 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061016","versionId":1061016,"submittedOn":"2026-10-13","documentName":"NWM ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T13:42:11.833792+00:00","documents":[{"name":"NWM ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061016","versionId":1061016,"submittedOn":"2026-10-13"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1035216","versionId":1035216,"submittedOn":null}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":129965286}],"custodyNote":"Navigo Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Mark Cawyer","title":"Managing Principal/Managing Member/Chief Compliance Officer","crd":"4568156"},{"name":"Chase Cawyer","title":"Wealth Management Advisor/Member","crd":"6386566"},{"name":"Shabana Nathoo","title":"Principal/Wealth Management Advisor/Member","crd":"4717304"},{"name":"Douglas Reifel","title":"Wealth Management Advisor/Member","crd":"7196789"},{"name":"Rory Robertson","title":"Wealth Management Advisor/Member","crd":"4449679"},{"name":"Christel Walker","title":"Principal/Wealth Management Advisor/Member","crd":"5476319"}],"ownership":[{"label":"Mark Cawyer","detail":"Managing principal/managing member/chief compliance officer in the 25% to 50% ownership band and a control person, since February 2008."},{"label":"Rory Robertson","detail":"Wealth management advisor/member in the 5% to 10% ownership band and a control person, since January 2012."},{"label":"Christel Walker","detail":"Principal/wealth management advisor/member in the 10% to 25% ownership band, since April 2016."},{"label":"Chase Cawyer","detail":"Wealth management advisor/member in the 5% to 10% ownership band and a control person, since August 2014."},{"label":"Shabana Nathoo","detail":"Principal/wealth management advisor/member in the 10% to 25% ownership band and a control person, since May 2017."},{"label":"Douglas Reifel","detail":"Wealth management advisor/member in the 5% to 10% ownership band and a control person, since December 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":5,"privateResidences":5},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"281-804-4392","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":47},{"label":"Non-exchange-traded equity securities","percent":4},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":15},{"label":"Cash and cash equivalents","percent":23}],"privateFunds":0},"sources":{"adv1FilingDate":"20 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/146265/PDF/146265.pdf","brochureDate":"13 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061016","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Navigo Wealth Management have?","answer":"Navigo Wealth Management has 155 clients and manages $130 million for them, as of April 2026. They include 82 high-net-worth individuals and 73 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Navigo Wealth Management offer?","answer":"Navigo Wealth Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Navigo Wealth Management use?","answer":"Navigo Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $130M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Navigo Wealth Management have?","answer":"Navigo Wealth Management has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Navigo Wealth Management invest in?","answer":"At the end of its last fiscal year, Navigo Wealth Management’s separately managed accounts held 47% exchange-traded equities, 23% cash and equivalents, 15% registered funds (mutual funds, ETFs, BDCs), 5% U.S. government and agency bonds, 5% investment grade corporate bonds, 4% non-exchange-traded equities and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Navigo Wealth Management?","answer":"Navigo Wealth Management’s direct owners are Mark Cawyer, Rory Robertson, Christel Walker, Chase Cawyer, Shabana Nathoo and Douglas Reifel, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 20 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Navigo Wealth Management get paid?","answer":"Navigo Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Navigo Wealth Management?","answer":"Its phone number is 281-804-4392. Its website is navigowealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 20 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}