M1 Capital Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 11–25 clients last fiscal year.
M1 Capital Management reports 403 clients. They include 278 individual clients, 105 high-net-worth individuals, and 8 pension and profit-sharing plans. Of its assets, 100.0% ($450M across 1,020 accounts) are managed with discretion. It advised 7 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 21% |
| High-net-worth individuals | 26% | 68% |
| Pension and profit-sharing plans | 2% | 1% |
| Charitable organizations | <1% | 1% |
| Corporations and other businesses | 2% | 8% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 278 | $94.7M | 21.0% | $341K |
| High-net-worth individuals | 105 | $306M | 68.0% | $2.92M |
| Pension and profit-sharing plans | 8 | $5.61M | 1.2% | $702K |
| Charitable organizations | Fewer than 5 | $5.73M | 1.3% | $1.43M |
| Corporations and other businesses | 8 | $38.3M | 8.5% | $4.78M |
| Total | 403 | $450M | 100% | — |
- Clients
- 278
- Regulatory AUM
- $94.7M
- AUM share
- 21.0%
- Avg. per client
- $341K
- Clients
- 105
- Regulatory AUM
- $306M
- AUM share
- 68.0%
- Avg. per client
- $2.92M
- Clients
- 8
- Regulatory AUM
- $5.61M
- AUM share
- 1.2%
- Avg. per client
- $702K
- Clients
- Fewer than 5
- Regulatory AUM
- $5.73M
- AUM share
- 1.3%
- Avg. per client
- $1.43M
- Clients
- 8
- Regulatory AUM
- $38.3M
- AUM share
- 8.5%
- Avg. per client
- $4.78M
Total
- Clients
- 403
- Regulatory AUM
- $450M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 7
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
M1 Capital Management is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- One-time financial plans typically cost $1,500, from as little as $150 up to $10,000. Continuous planning is a yearly flat fee, divided by four and charged quarterly in advance.
Paul Dunbar owns 50% to 75% of M1 Capital Management. The leadership team of M1 Capital Management includes Chief Compliance Officer Ryan Malloch. It has 12 employees, 6 of them in advisory roles.
Staff
- 12 employees
- 6 in advisory functions
- 6 state-registered reps
- 2 insurance agents
- 1 soliciting firm
- Owns 50% to 75% of M1 Capital Management
Paul Dunbar
Control person · since June 2011
- Owns 50% to 75% of M1 Capital Management
Malloch Capital Management, Inc.
Control person · since December 2020
- Owns 50% to 75% of Malloch Capital Management, Inc.
Ryan Malloch
Control person · since December 2020
M1 Capital Management’s regulatory assets grew 2.1× from $211M (May 2021) to $450M (March 2026); clients rose from 229 to 403 and employees from 5 to 12.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $450M | 403 | 12 | 2 |
| Jun 2025June 2025 | $406M | 371 | 12 | 2 |
| Mar 2024March 2024 | $339M | 436 | 12 | 3 |
| Mar 2023March 2023 | $277M | 540 | 9 | 3 |
| Jul 2022July 2022 | $262M | 196 | 7 | 1 |
| May 2021May 2021 | $211M | 229 | 5 | 2 |
Besides its headquarters, M1 Capital Management has 1 office, with 2 listed addresses in 1 state.
Michigan · 2 listed addresses
- 200 E Big Beaver RD, Ste 132, TroyHQ
- 28175 Haggerty RD, Novi
Contact and registration details
- Legal name
- M1 Capital Management
- Headquarters
- 200 E Big Beaver RD, Ste 132, Troy, MI 48083
- Website
- m1capitalmanagement.com
- Phone
- 248-556-4600
- SEC file
- 801-72578
- Founded
- 2011
- Structure
- Michigan LLC
- Fiscal year end
- December
M1 Capital Management’s named custodian for separately managed accounts is Charles Schwab ($441M). M1 Capital Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $441M100%
At year end, M1 Capital Management’s separately managed accounts were mostly in funds (65%) and stocks (16%). Its reported 13F holdings for the quarter ended 31 March 2026 total $217M across 111 positions; the largest are Apple Inc. (9.3%), iShares TR (9.0%) and SPDR Series Trust (5.5%).
What the accounts hold
- Stocks16%
- Funds65%
- Bonds14%
- Cash1%
- Other4%
- Managed variable annuities, limited partnerships, 529 plans & misc. fixed income4%
How many clients does M1 Capital Management have?
M1 Capital Management has 403 clients and manages $450 million for them, as of March 2026. They include 278 individual clients, 105 high-net-worth individuals, and 8 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does M1 Capital Management offer?
M1 Capital Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does M1 Capital Management use?
M1 Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $441M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does M1 Capital Management have?
M1 Capital Management has 6 investment adviser representatives registered with state securities authorities, out of 12 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does M1 Capital Management invest in?
At the end of its last fiscal year, M1 Capital Management’s separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 16% exchange-traded equities, 14% U.S. government and agency bonds, 4% other and 1% cash and equivalents. The 4% other category is described as: Managed Variable Annuities, Limited Partnerships, 529 Plans & Misc. Fixed Income.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns M1 Capital Management?
M1 Capital Management is owned through a holding company by Ryan Malloch. Its direct owners are Paul Dunbar (50% to 75%) and Malloch Capital Management, Inc. (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does M1 Capital Management get paid?
M1 Capital Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact M1 Capital Management?
M1 Capital Management’s main office is at 200 E Big Beaver RD, Ste 132, Troy, MI 48083. Its phone number is 248-556-4600. Its website is m1capitalmanagement.com.