FPF Fa provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
FPF Fa reports 132 clients. They include 66 individual clients, 48 high-net-worth individuals, and 17 pension and profit-sharing plans. Of its assets, 62.8% ($114M across 370 accounts) are managed with discretion; $67.4M across 17 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 13% |
| High-net-worth individuals | 36% | 50% |
| Pension and profit-sharing plans | 13% | 37% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 66 | $22.9M | 12.6% | $346K |
| High-net-worth individuals | 48 | $90.1M | 49.7% | $1.88M |
| Pension and profit-sharing plans | 17 | $67.4M | 37.2% | $3.96M |
| Corporations and other businesses | 1 | $915K | 0.5% | $915K |
| Total | 132 | $181M | 100% | $1.37M |
- Clients
- 66
- Regulatory AUM
- $22.9M
- AUM share
- 12.6%
- Avg. per client
- $346K
- Clients
- 48
- Regulatory AUM
- $90.1M
- AUM share
- 49.7%
- Avg. per client
- $1.88M
- Clients
- 17
- Regulatory AUM
- $67.4M
- AUM share
- 37.2%
- Avg. per client
- $3.96M
- Clients
- 1
- Regulatory AUM
- $915K
- AUM share
- 0.5%
- Avg. per client
- $915K
Total
- Clients
- 132
- Regulatory AUM
- $181M
- AUM share
- 100%
- Avg. per client
- $1.37M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
FPF Fa charges 0.40%–1.25% a year for its Portfolio Management Fees. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.25% |
| $500K–$1M | 0.95% |
| $1M–$3M | 0.70% |
| $3M–$6M | 0.50% |
| $6M and above | 0.40% |
Fee details and sources
Other fees
- Financial planning
- Fixed plan fees of $2,500 to $10,000, or hourly fees of $150 to $400, negotiated for each engagement.
- Participant directed retirement plan fees
- Negotiated plan fees generally range from 0.10% to 0.35%, set by plan assets, contributions, number of employees, locations and business growth.
Geoffrey Owen owns 75% or more of FPF Fa. The leadership team of FPF Fa includes Chief Compliance Officer Geoffrey Owen. It has 1 employee.
Leadership
- Geoffrey OwenManaging Member & Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of FPF Fa L.L.C.
Geoffrey Owen
Control person · since September 2020
FPF Fa’s regulatory assets grew from $123M (July 2024) to $181M (January 2026); clients rose from 111 to 132 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $181M | 132 | 1 | 1 |
| July 2025 | $144M | 121 | 1 | 1 |
| July 2024 | $123M | 111 | 1 | 1 |
Besides its headquarters, FPF Fa has 0 offices, with 1 listed address in North Carolina.
North Carolina · 1 listed address
- 211 East BLVD., CharlotteHQ
Contact and registration details
- Legal name
- FPF Fa L.L.C.
- Headquarters
- 211 East BLVD., Charlotte, NC 28203
- Website
- frontporchfa.com
- Phone
- 704-803-5585
- SEC file
- 801-129454
- Structure
- North Carolina LLC
- Fiscal year end
- December
FPF Fa uses Charles Schwab ($114M, 65%), Voya ($39.3M, 23%) and Vanguard Group ($21.1M, 12%) as custodians for its separately managed accounts. FPF Fa does not have custody of client assets.
- VoyaVoya Retirement Advisors, LLC · Windsor, CT · $39.3M23%
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $114M65%
- Vanguard GroupVanguard Group Inc · Malvern, PA · $21.1M12%
At year end, FPF Fa’s separately managed accounts were mostly in funds (75%) and cash (15%).
What the accounts hold
- Stocks9%
- Funds75%
- Bonds1%
- Cash15%
How many clients does FPF Fa have?
FPF Fa has 132 clients and manages $181 million for them, as of January 2026. They include 66 individual clients, 48 high-net-worth individuals, and 17 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 January 2026
What services does FPF Fa offer?
FPF Fa provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does FPF Fa charge?
FPF Fa charges 0.40%–1.25% a year for its Portfolio Management Fees. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.
Source: ADV PART 2A- FPF FA L.L.C. DBA FRONT PORCH FINANCIAL ADVISORY, filed 5 January 2026
Which custodians does FPF Fa use?
FPF Fa’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $114M, Voya Retirement Advisors, LLC (Windsor, CT), with $39.3M and Vanguard Group Inc (Malvern, PA), with $21.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 January 2026
How many financial advisors does FPF Fa have?
FPF Fa has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does FPF Fa invest in?
At the end of its last fiscal year, FPF Fa’s separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 15% cash and equivalents, 9% exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns FPF Fa?
FPF Fa’s direct owner is Geoffrey Owen (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 5 January 2026
How does FPF Fa get paid?
FPF Fa is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact FPF Fa?
FPF Fa’s main office is at 211 East BLVD., Charlotte, NC 28203. Its phone number is 704-803-5585. Its website is frontporchfa.com.