{"url":"https://nivawealth.com/firms/fpf-fa-311329","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/311329","regulatoryAum":181283949,"crd":"311329","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8285265","suffix":null,"lastName":"Bobb","firstName":"Holden","middleName":null},{"crd":"2573385","suffix":null,"lastName":"OWEN","firstName":"GEOFFREY","middleName":"HENRY"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-07-16","regulatoryAum":123444512,"clients":111,"employees":1,"offices":1},{"filedOn":"2025-07-30","regulatoryAum":143685737,"clients":121,"employees":1,"offices":1},{"filedOn":"2026-01-05","regulatoryAum":181283949,"clients":132,"employees":1,"offices":1}],"secFileNumber":"801-129454","legalName":"FPF Fa L.L.C.","displayName":"FPF Fa","slug":"fpf-fa-311329","website":"https://frontporchfa.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"North Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"211 East BLVD.","city":"Charlotte","state":"NC","stateName":"North Carolina","country":"United States","postalCode":"28203"},"tradeNames":[],"registration":{"secApproved":"5 February 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":991090.5877192982,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":181283949,"discretionary":113899379,"discretionaryAccounts":370,"nonDiscretionary":67384570,"nonDiscretionaryAccounts":17,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":66,"regulatoryAum":22866473},{"label":"High-net-worth individuals","clients":48,"regulatoryAum":90117854},{"label":"Pension and profit-sharing plans","clients":17,"regulatoryAum":67384570},{"label":"Corporations and other businesses","clients":1,"regulatoryAum":915052}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"whole_balance","fee_tiers":[{"to":500000,"pct":1.25,"from":0},{"to":1000000,"pct":0.95,"from":500000},{"to":3000000,"pct":0.7,"from":1000000},{"to":6000000,"pct":0.5,"from":3000000},{"to":null,"pct":0.4,"from":6000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999919","versionId":999919,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-01-05","documentName":"ADV PART 2A- FPF FA L.L.C. DBA FRONT PORCH FINANCIAL ADVISORY","fee_rate_low":0.4,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"Fixed plan fees of $2,500 to $10,000, or hourly fees of $150 to $400, negotiated for each engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999919","versionId":999919,"submittedOn":"2026-01-05","documentName":"ADV PART 2A- FPF FA L.L.C. DBA FRONT PORCH FINANCIAL ADVISORY"},{"role":"other","program":"Participant directed retirement plan fees","summary":"Negotiated plan fees generally range from 0.10% to 0.35%, set by plan assets, contributions, number of employees, locations and business growth.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999919","versionId":999919,"submittedOn":"2026-01-05","documentName":"ADV PART 2A- FPF FA L.L.C. DBA FRONT PORCH FINANCIAL ADVISORY"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:46:26.908721+00:00","documents":[{"name":"ADV PART 2A- FPF FA L.L.C. DBA FRONT PORCH FINANCIAL ADVISORY","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999919","versionId":999919,"submittedOn":"2026-01-05"}]},"custodians":[{"name":"Voya Retirement Advisors, LLC","shortName":"Voya","location":"Windsor, CT","smaAssets":39337614},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":113899379},{"name":"Vanguard Group Inc","shortName":"Vanguard Group","location":"Malvern, PA","smaAssets":21145587}],"custodyNote":"FPF Fa does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Geoffrey Owen","title":"Managing Member & Chief Compliance Officer","crd":"2573385"}],"ownership":[{"label":"Geoffrey Owen","detail":"Managing member & chief compliance officer in the 75% or more ownership band and a control person, since September 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"North Carolina","offices":1,"addresses":[{"street":"211 East BLVD.","city":"Charlotte","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"704-803-5585","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":75},{"label":"Cash and cash equivalents","percent":15}],"privateFunds":0},"sources":{"adv1FilingDate":"5 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/311329/PDF/311329.pdf","brochureDate":"5 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999919","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does FPF Fa have?","answer":"FPF Fa has 132 clients and manages $181 million for them, as of January 2026. They include 66 individual clients, 48 high-net-worth individuals, and 17 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does FPF Fa offer?","answer":"FPF Fa provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does FPF Fa charge?","answer":"FPF Fa charges 0.40%–1.25% a year for its Portfolio Management Fees. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A- FPF FA L.L.C. DBA FRONT PORCH FINANCIAL ADVISORY, filed 5 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does FPF Fa use?","answer":"FPF Fa’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $114M, Voya Retirement Advisors, LLC (Windsor, CT), with $39.3M and Vanguard Group Inc (Malvern, PA), with $21.1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does FPF Fa have?","answer":"FPF Fa has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does FPF Fa invest in?","answer":"At the end of its last fiscal year, FPF Fa’s separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 15% cash and equivalents, 9% exchange-traded equities and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns FPF Fa?","answer":"FPF Fa’s direct owner is Geoffrey Owen (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does FPF Fa get paid?","answer":"FPF Fa is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact FPF Fa?","answer":"FPF Fa’s main office is at 211 East BLVD., Charlotte, NC 28203. Its phone number is 704-803-5585. Its website is frontporchfa.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}