Spencer Lyons has been Shareholder of Carr Financial Group since July 2025, is a control person of the firm and directly owns between 5% and 10% of it. Spencer Lyons holds a Bachelor's degree in Finance from Fairfield University and a Master's degree in Finance from Southern New Hampshire University.
Carr Financial Group Corporation is a Worcester, MA firm with $836M under management, 625 clients and 7 advisers across 5 offices, as of its September 2026 filing.
Spencer Lyons is Partner - Financial Planner of Carr Financial Group, based in Worcester, MA. He works alongside Rich Carr to maintain existing client accounts and assists with retirement projections and investment strategies. He specializes in operations and works directly with clients to prepare and execute comprehensive financial plans.
- Carr Financial GroupCurrent– present · 4 yearsWorcester, MA · Adviser representative · Firm CRD 317321
Professional designations
Listed by Carr Financial Group
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment adviser representative registrations
Spencer Lyons is registered as an investment adviser representative in 2 states. The first approvals date from March 2022; the most recent is Texas, in May 2022.
- MassachusettsSince 21 March 2022
- TexasSince 20 May 2022
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 18 March 2022 |
| Series 7TO | General Securities Representative Examination | 30 April 2021 |
| Series 63 | Uniform Securities Agent State Law Examination | 12 November 2020 |
| Series 6TO | Investment Company Products/Variable Contracts Representative Examination | 6 August 2020 |
| SIE | Securities Industry Essentials Examination | 19 June 2020 |
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Name
- Securities Industry Essentials Examination
- Full name
- Spencer Mills Lyons
- CRD
- 6734715
- Firm
- Carr Financial Group · CRD 317321
- Role
- Shareholder
- Office
- 20 PARK AVENUE, STE #201, Worcester, MA 01605
- Registration
- Investment adviser registration
- In the industry since
- August 2020
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- carrfinancial.com
Where does Spencer Lyons work?
Spencer Lyons has been Shareholder of Carr Financial Group Corporation since July 2025, and is a control person of the firm.
Is Spencer Lyons a financial advisor?
Yes. Spencer Lyons has a current investment-adviser registration in Massachusetts and Texas, through Carr Financial Group since March 2022.
How many years of experience does Spencer Lyons have?
Spencer Lyons has 6 years in the financial industry, since August 2020, across 1 adviser firm.
What exams has Spencer Lyons passed?
Spencer Lyons has passed 5 licensing exams: the SIE, Series 6TO, Series 63, Series 7TO and Series 65. The earliest, the SIE, was passed in June 2020.
Where is Spencer Lyons based?
Spencer Lyons’ registered office is in Worcester, MA.
Is Spencer Lyons registered with FINRA?
No. Spencer Lyons has no current broker registration.
Is Spencer Lyons a CFP?
Carr Financial Group lists Spencer Lyons with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Spencer Lyons’ record?
Search CRD 6734715 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Spencer Lyons’ full registration record.
