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Top 4 financial advisor firms in Melbourne

4 SEC-registered financial advisor firms are headquartered in Melbourne, FL, with $1.43B in combined regulatory assets under management. The largest by assets are Rossby Financial ($855M), OxenFree Capital ($250M) and Flavin Financial Services ($205M).

4
Financial advisor firms
$1.43B
Their combined AUM
$227M
Median firm AUM
5,132
Clients of the top 4

The 4 largest by assets

  1. 1
    Rossby Financial

    RIA

    $855M

  2. 2
    OxenFree Capital

    RIA

    $250M

  3. 3
    Flavin Financial Services

    RIA

    $205M

  4. 4
    Money Management Concepts

    RIA

    $120M

Profiles of the top 4

No. 1 · RIA

Rossby Financial

Rossby Financial is an investment adviser based in Melbourne, FL, registered with the SEC since 2023. It provides financial planning and investment management. Its clients include individual clients, high-net-worth individuals, and pension and profit-sharing plans. Its regulatory assets under management total $855 million, as filed on 31 July 2026.

Rossby Financial charges up to 2.50% a year for its Asset Management Services.

Regulatory AUM
$855M
Clients
3,910
Advisory staff
2
Fee schedule
Up to 2.50% a year
Headquarters
2412 Irwin Street, Melbourne, FL 32901
Phone
321-209-0111

No. 2 · RIA

OxenFree Capital

OxenFree Capital is an investment adviser based in Melbourne, FL, registered with the SEC since 2023. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients and charitable organizations. Its regulatory assets under management total $250 million, as filed on 22 June 2026.

OxenFree Capital charges 0.90%–1.40% a year for its Portfolio Management Services.

Regulatory AUM
$250M
Clients
950
Advisory staff
8
Fee schedule
0.90% to 1.40% a year
Custodians
Charles Schwab
Headquarters
1900 S. Harbor City BLVD., Ste. 111, Melbourne, FL 32901-4725
Phone
321-722-7882
Website
oxenfreefinancial.com

No. 3 · RIA

Flavin Financial Services

Flavin Financial Services is an investment adviser based in Melbourne, FL, registered with the SEC since 2024. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and pension and profit-sharing plans. Its regulatory assets under management total $205 million, as filed on 13 February 2026.

Flavin Financial Services charges 0.75%–1.50% a year for its Wealth Management Services.

Regulatory AUM
$205M
Clients
182
Advisory staff
4
Fee schedule
0.75% to 1.50% a year
Custodians
Charles Schwab, Fidelity
Headquarters
2200 S. Babcock Street, Melbourne, FL 32901
Phone
321-725-4700

No. 4 · RIA

Money Management Concepts

Money Management Concepts is an investment adviser based in Melbourne, FL, registered with the SEC since 2022. It provides investment management. Its clients include high-net-worth individuals and individual clients. Its regulatory assets under management total $120 million, as filed on 24 February 2026.

Money Management Concepts charges 1.00% a year for its Investment Management Services.

Regulatory AUM
$120M
Clients
90
Advisory staff
2
Fee schedule
1.00% to 1.00% a year
Custodians
Charles Schwab
Headquarters
6767 N. Wickham Road, Suite 400pq, Melbourne, FL 32940
Phone
321-258-1932

Questions about financial advisors in Melbourne

How many financial advisor firms are headquartered in Melbourne?

4 SEC-registered financial advisor firms report their principal office in Melbourne, FL, managing $1.43B in regulatory assets between them.

Source: Form ADV Part 1A, Items 1.F, 5.D and 5.F

What is the largest financial advisor firm in Melbourne?

Rossby Financial, with $855M in regulatory assets under management on its latest Form ADV. The next largest are OxenFree Capital ($250M) and Flavin Financial Services ($205M).

Source: Form ADV Part 1A, Item 5.F

How large is a typical financial advisor firm in Melbourne?

The median firm manages $227M in regulatory assets. That is the midpoint of the 4 firms headquartered in Melbourne.

Source: Form ADV Part 1A, Item 5.F

How much do financial advisors in Melbourne charge?

Of the 4 largest firms, 4 publish an asset-based fee schedule for their main service in their brochure. The highest rate in those schedules runs from 1.00% to 2.50% of assets, depending on the firm; each firm's fee is in its profile above.

Source: Form ADV Part 2A brochures, Item 5

How can I check a financial advisor's record in Melbourne?

Search the firm or the person on the SEC's Investment Adviser Public Disclosure site, adviserinfo.sec.gov, which shows registrations, Form ADV filings and any disclosures. Each firm profile in this directory links its SEC record.

Source: SEC Investment Adviser Public Disclosure

How is this list ordered?

By regulatory assets under management as filed on Form ADV, largest first. A firm is included when its principal office is in the city and most of its client assets belong to individuals and its type is RIA, which leaves out broker-dealers, wirehouses, RIA networks, digital advice, bank, insurance and family-office firms. A firm with only a branch office here is listed in its own headquarters city.

Source: Niva directory methodology

Melbourne has 4 financial advisor firms; see every adviser in the city →

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