Flavin Financial Services provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars. Financial planning was provided to 51–100 clients last fiscal year.
Flavin Financial Services reports 182 clients. They include 125 individual clients, 47 high-net-worth individuals, and 10 pension and profit-sharing plans. Of its assets, 100.0% ($205M across 459 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 23% |
| High-net-worth individuals | 26% | 65% |
| Pension and profit-sharing plans | 5% | 8% |
| Corporations and other businesses | Fewer than 5 | 5% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 125 | $46.2M | 22.5% | $370K |
| High-net-worth individuals | 47 | $134M | 65.3% | $2.85M |
| Pension and profit-sharing plans | 10 | $15.5M | 7.5% | $1.55M |
| Corporations and other businesses | Fewer than 5 | $9.43M | 4.6% | — |
| Total | 182 | $205M | 100% | — |
- Clients
- 125
- Regulatory AUM
- $46.2M
- AUM share
- 22.5%
- Avg. per client
- $370K
- Clients
- 47
- Regulatory AUM
- $134M
- AUM share
- 65.3%
- Avg. per client
- $2.85M
- Clients
- 10
- Regulatory AUM
- $15.5M
- AUM share
- 7.5%
- Avg. per client
- $1.55M
- Clients
- Fewer than 5
- Regulatory AUM
- $9.43M
- AUM share
- 4.6%
- Avg. per client
- —
Total
- Clients
- 182
- Regulatory AUM
- $205M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Flavin Financial Services charges 0.75%–1.50% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$3M | 1.50% |
| $3M–$5M | 1.00% |
| $5M and above | 0.75% |
Fee details and sources
Other fees
- Retirement Plan Advisory Services
- Pension consulting is charged an annualized fee of up to 1.50% of plan assets, negotiable, generally payable quarterly in advance.
Barbara Nooney owns 50% to 75% of Flavin Financial Services. The leadership team of Flavin Financial Services includes President Barbara Nooney and Chief Compliance Officer Matthew Treskovich. It has 4 employees.
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 50% to 75% of Flavin Financial Services, Inc.
Barbara Nooney
Control person · since August 2022
- Owns 50% to 75% of Flavin Financial Services, Inc.
Matthew Treskovich
Control person · since May 2025
Flavin Financial Services’ regulatory assets grew 1.6× from $130M (April 2024) to $205M (February 2026); clients rose from 148 to 182 and employees from 3 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $205M | 182 | 4 | 1 |
| Jul 2025July 2025 | $169M | 165 | 3 | 1 |
| Apr 2024April 2024 | $130M | 148 | 3 | 1 |
Besides its headquarters, Flavin Financial Services has 0 offices, with 1 listed address in 1 state.
Florida · 1 listed address
- 2200 S. Babcock Street, MelbourneHQ
Other business names
Flavin Financial Services has reported 1 other business name to the SEC.
- Flavin, Nooney & Person, CPA Wealth Advisors
Contact and registration details
- Legal name
- Flavin Financial Services, Inc.
- Headquarters
- 2200 S. Babcock Street, Melbourne, FL 32901
- Website
- Not reported
- Phone
- 321-725-4700
- SEC file
- 801-129689
- Structure
- Florida corporation
- Fiscal year end
- December
Flavin Financial Services’ named custodians for separately managed accounts are Fidelity ($119M, 62%) and Charles Schwab ($73.4M, 38%). Flavin Financial Services has custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $73.4M38%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $119M62%
At year end, Flavin Financial Services’ separately managed accounts were largely in funds (47%) and stocks (44%). Its reported 13F holdings for the quarter ended 30 June 2026 total $175M across 81 positions; the largest are J P Morgan Exchange Traded F (5.3%), Fidelity Merrimack Str TR (4.6%) and T Rowe Price Exchange-traded (4.5%).
What the accounts hold
- Stocks44%
- Funds47%
- Bonds7%
- Cash2%
How many clients does Flavin Financial Services have?
Flavin Financial Services has 182 clients and manages $205 million for them, as of February 2026. They include 125 individual clients, 47 high-net-worth individuals, and 10 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 February 2026
What services does Flavin Financial Services offer?
Flavin Financial Services provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Flavin Financial Services charge?
Flavin Financial Services charges 0.75%–1.50% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: 10 16 2026 FLA FORM ADV PART 2A AND 2B FINAL, filed 16 October 2026
Which custodians does Flavin Financial Services use?
Flavin Financial Services’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $119M and Charles Schwab & Co., Inc. (Westlake, TX), with $73.4M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 February 2026
How many financial advisors does Flavin Financial Services have?
Flavin Financial Services has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Flavin Financial Services invest in?
At the end of its last fiscal year, Flavin Financial Services’ separately managed accounts held 47% registered funds (mutual funds, ETFs, BDCs), 44% exchange-traded equities, 7% U.S. government and agency bonds and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Flavin Financial Services?
Flavin Financial Services’ direct owners are Barbara Nooney (50% to 75%) and Matthew Treskovich (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 13 February 2026
How does Flavin Financial Services get paid?
Flavin Financial Services is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Flavin Financial Services?
Flavin Financial Services’ main office is at 2200 S. Babcock Street, Melbourne, FL 32901. Its phone number is 321-725-4700.
