Willow Tree Credit Partners provides portfolio management for pooled vehicles and portfolio management for institutions. The firm advises 9 private funds.
Willow Tree Credit Partners reports 14 clients. They include 14 pooled investment vehicles. Of its assets, 81.9% ($2.29B across 14 accounts) are managed with discretion; $508M across 5 accounts are not. Of its clients, 16% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Pooled investment vehicles | 100% | 82% |
| Other investment advisers | Fewer than 5 | 6% |
| Insurance companies | Fewer than 5 | 12% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Pooled investment vehicles | 14 | $2.29B | 81.9% | $164M |
| Other investment advisers | Fewer than 5 | $160M | 5.7% | — |
| Insurance companies | Fewer than 5 | $348M | 12.4% | — |
| Total | 14 | $2.8B | 100% | — |
- Clients
- 14
- Regulatory AUM
- $2.29B
- AUM share
- 81.9%
- Avg. per client
- $164M
- Clients
- Fewer than 5
- Regulatory AUM
- $160M
- AUM share
- 5.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $348M
- AUM share
- 12.4%
- Avg. per client
- —
Total
- Clients
- 14
- Regulatory AUM
- $2.8B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 16%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 9
Willow Tree Credit Partners is paid through a percentage of assets under management, performance-based fees and other compensation; its fees and minimums are set out in its brochures on the SEC website.
Tllow Holdings LLC owns 75% or more of Willow Tree Credit Partners. Timothy Lower is CEO; the leadership team includes Chief Financial Officer Siddhartha Chowdhury and Chief Compliance Officer Justin Lee. It has 21 employees, 13 of them in advisory roles.
Leadership
- Timothy LowerChief Executive Officer
- Siddhartha ChowdhuryChief Financial Officer
- Justin LeeGeneral Counsel and Chief Compliance Officer
- James RocheChief Credit Officer
Staff
- 21 employees
- 13 in advisory functions
- 3 soliciting firms
- Owns 75% or more of Willow Tree Credit Partners LP
Tllow Holdings LLC
Control person · since January 2023
- Owns 75% or more of Willow Tree Credit Partners LP
Timothy Lower
Control person · since February 2017
Willow Tree Credit Partners’ regulatory assets grew 3.2× from $868M (June 2021) to $2.8B (September 2026); clients rose from 4 to 14 and employees from 10 to 21.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $2.8B | 14 | 21 | 3 |
| March 2025 | $2.45B | 6 | 21 | 2 |
| March 2024 | $2.32B | 4 | 20 | 2 |
| March 2023 | $2.4B | 6 | 16 | 3 |
| March 2022 | $1.86B | 6 | 14 | 2 |
| June 2021 | $868M | 4 | 10 | 2 |
Besides its headquarters, Willow Tree Credit Partners has 2 offices, with 3 listed addresses in Florida, Illinois and New York.
Florida · 1 listed address
- 2601 South Bayshore Drive, Miami
Illinois · 1 listed address
- 444 W Lake Street, Chicago
New York · 1 listed address
- 450 Park Avenue, 29th Floor, New YorkHQ
Contact and registration details
- Legal name
- Willow Tree Credit Partners LP
- Headquarters
- 450 Park Avenue, 29th Floor, New York, NY 10022
- Website
- willowtreelp.com
- Phone
- 212-218-1090
- @willow-tree-credit-partners
- SEC file
- 801-110516
- Structure
- Delaware limited partnership
- Fiscal year end
- December
Willow Tree Credit Partners uses U.S. Bank NA ($160M, 31%), Umb Bank, N.A. ($160M, 31%) and J.P. Morgan ($80.4M, 16%), among others, as custodians for its separately managed accounts. Willow Tree Credit Partners has custody of $1.41B in client assets for 12 clients.
- U.S. Bank NAU.S. Bank NA · New York, NY · $160M31%
- Umb Bank, N.A.Umb Bank, N.A. · Kansas City, MO · $160M31%
- J.P. MorganJP Morgan Chase Bank · New York, NY · $80.4M16%
- Citi Bank N.A.Citi Bank N.A. · New York, NY · $54.4M11%
- Keybank N.AKeybank N.A · Albany, NY · $56.3M11%
What the accounts hold
- Other100%
- First lien senior secured non-investment grade floating rate corporate loans.100%
How many clients does Willow Tree Credit Partners have?
Willow Tree Credit Partners has 14 clients and manages $2.8 billion for them, as of September 2026. They include 14 pooled investment vehicles.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 September 2026
What services does Willow Tree Credit Partners offer?
Willow Tree Credit Partners provides portfolio management for pooled vehicles and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Willow Tree Credit Partners use?
Willow Tree Credit Partners’ separately managed account assets are held at U.S. Bank NA (New York, NY), with $160M, Umb Bank, N.A. (Kansas City, MO), with $160M, JP Morgan Chase Bank (New York, NY), with $80.4M, Keybank N.A (Albany, NY), with $56.3M and Citi Bank N.A. (New York, NY), with $54.4M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 September 2026
How many financial advisors does Willow Tree Credit Partners have?
Willow Tree Credit Partners has 0 investment adviser representatives registered with state securities authorities, out of 21 employees, and 13 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Willow Tree Credit Partners invest in?
At the end of its last fiscal year, Willow Tree Credit Partners’ separately managed accounts held 100% other. The 100% other category is described as: First Lien Senior Secured Non-Investment Grade Floating Rate Corporate Loans. It advises 9 private funds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Willow Tree Credit Partners?
Willow Tree Credit Partners’ direct owners are Tllow Holdings LLC (75% or more) and Timothy Lower (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 9 September 2026
How does Willow Tree Credit Partners get paid?
Willow Tree Credit Partners is paid through a percentage of assets under management, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Willow Tree Credit Partners?
Willow Tree Credit Partners’ main office is at 450 Park Avenue, 29th Floor, New York, NY 10022. Its phone number is 212-218-1090. Its website is willowtreelp.com.