{"url":"https://nivawealth.com/firms/willow-tree-credit-partners-287810","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/287810","regulatoryAum":2800117139,"crd":"287810","history":[{"filedOn":"2021-06-08","regulatoryAum":868260655,"clients":4,"employees":10,"offices":2},{"filedOn":"2022-03-31","regulatoryAum":1862884429,"clients":6,"employees":14,"offices":2},{"filedOn":"2023-03-31","regulatoryAum":2402375820,"clients":6,"employees":16,"offices":3},{"filedOn":"2024-03-31","regulatoryAum":2315882054,"clients":4,"employees":20,"offices":2},{"filedOn":"2025-03-31","regulatoryAum":2447196172,"clients":6,"employees":21,"offices":2},{"filedOn":"2026-09-09","regulatoryAum":2800117139,"clients":14,"employees":21,"offices":3}],"secFileNumber":"801-110516","legalName":"Willow Tree Credit Partners LP","displayName":"Willow Tree Credit Partners","slug":"willow-tree-credit-partners-287810","website":"https://willowtreelp.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/287810/9ae1a411095dff9c-r1.webp","tone":"dark","width":614,"height":200,"sourceUrl":"https://www.willowtreelp.com/","sourceLabel":"Willow Tree Credit Partners LP, website"},"classification":{"segment":"private_funds","segmentLabel":"Private funds","type":"private_fund_manager","typeLabel":null,"feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/willow-tree-credit-partners/","founded":null,"organization":"Delaware limited partnership","fiscalYearEnd":"December","headquarters":{"street":"450 Park Avenue, 29th Floor","city":"New York","state":"NY","stateName":"New York","country":"United States","postalCode":"10022"},"tradeNames":[],"registration":{"secApproved":"31 May 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":21,"advisory":13,"brokerDealerReps":0,"insuranceAgents":0,"promoters":3},"aum":{"regulatory":2800117139,"discretionary":2292215594,"discretionaryAccounts":14,"nonDiscretionary":507901545,"nonDiscretionaryAccounts":5,"wrapProgram":null,"nonUsClientsPct":16,"nonAumClients":0},"clientTypes":[{"label":"Pooled investment vehicles","clients":14,"regulatoryAum":2292215594},{"label":"Other investment advisers","clients":null,"fewerThan5":true,"regulatoryAum":159680854},{"label":"Insurance companies","clients":null,"fewerThan5":true,"regulatoryAum":348220691}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"U.S. Bank NA","shortName":"U.S. Bank NA","location":"New York, NY","smaAssets":159680854},{"name":"Umb Bank, N.A.","shortName":"Umb Bank, N.A.","location":"Kansas City, MO","smaAssets":159680854},{"name":"JP Morgan Chase Bank","shortName":"J.P. Morgan","location":"New York, NY","smaAssets":80366810},{"name":"Citi Bank N.A.","shortName":"Citi Bank N.A.","location":"New York, NY","smaAssets":54419987},{"name":"Keybank N.A","shortName":"Keybank N.A","location":"Albany, NY","smaAssets":56318285}],"custodyNote":"Willow Tree Credit Partners has custody of $1.41B in client assets for 12 clients.","otherCustodians":[],"leadership":[{"name":"Timothy Lower","title":"Chief Executive Officer","crd":"2702617"},{"name":"Siddhartha Chowdhury","title":"Chief Financial Officer","crd":"8341070"},{"name":"Justin Lee","title":"General Counsel and Chief Compliance Officer","crd":"7835543"},{"name":"James Roche","title":"Chief Credit Officer","crd":"6780235"}],"ownership":[{"label":"Tllow Holdings LLC","detail":"Limited partner in the 75% or more ownership band and a control person, since January 2023."},{"label":"Timothy Lower","detail":"Indirect owner: a managing member and owner of Willow Tree Credit Partners GP, LLC in the 75% or more band and a control person, since February 2017. Also a managing member and member of Tllow Holdings LLC in the 75% or more band and a control person, since January 2023.","parent":"Willow Tree Credit Partners GP, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"2601 South Bayshore Drive","city":"Miami"}]},{"state":"Illinois","offices":1,"addresses":[{"street":"444 W Lake Street","city":"Chicago"}]},{"state":"New York","offices":1,"addresses":[{"street":"450 Park Avenue, 29th Floor","city":"New York","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"212-218-1090","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Performance-based fees","Other"],"activities":["Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":null,"assetMix":[{"label":"Other","percent":100,"detail":"First Lien Senior Secured Non-Investment Grade Floating Rate Corporate Loans."}],"privateFunds":9},"sources":{"adv1FilingDate":"9 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/287810/PDF/287810.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Willow Tree Credit Partners have?","answer":"Willow Tree Credit Partners has 14 clients and manages $2.8 billion for them, as of September 2026. They include 14 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Willow Tree Credit Partners offer?","answer":"Willow Tree Credit Partners provides portfolio management for pooled vehicles and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Willow Tree Credit Partners use?","answer":"Willow Tree Credit Partners’ separately managed account assets are held at U.S. Bank NA (New York, NY), with $160M, Umb Bank, N.A. (Kansas City, MO), with $160M, JP Morgan Chase Bank (New York, NY), with $80.4M, Keybank N.A (Albany, NY), with $56.3M and Citi Bank N.A. (New York, NY), with $54.4M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Willow Tree Credit Partners have?","answer":"Willow Tree Credit Partners has 0 investment adviser representatives registered with state securities authorities, out of 21 employees, and 13 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Willow Tree Credit Partners invest in?","answer":"At the end of its last fiscal year, Willow Tree Credit Partners’ separately managed accounts held 100% other. The 100% other category is described as: First Lien Senior Secured Non-Investment Grade Floating Rate Corporate Loans. It advises 9 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Willow Tree Credit Partners?","answer":"Willow Tree Credit Partners’ direct owners are Tllow Holdings LLC (75% or more) and Timothy Lower (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 9 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Willow Tree Credit Partners get paid?","answer":"Willow Tree Credit Partners is paid through a percentage of assets under management, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Willow Tree Credit Partners?","answer":"Willow Tree Credit Partners’ main office is at 450 Park Avenue, 29th Floor, New York, NY 10022. Its phone number is 212-218-1090. Its website is willowtreelp.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}