Western Reserve Capital Management provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 51–100 clients last fiscal year.
Western Reserve Capital Management reports 101 clients. They include 60 individual clients and 41 high-net-worth individuals. Of its assets, 100.0% ($120M across 270 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 59% | 17% |
| High-net-worth individuals | 41% | 83% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 60 | $19.9M | 16.5% | $331K |
| High-net-worth individuals | 41 | $100M | 83.4% | $2.45M |
| Charitable organizations | Fewer than 5 | $21K | 0.0% | — |
| Corporations and other businesses | Fewer than 5 | $8.95K | 0.0% | — |
| Total | 101 | $120M | 100% | — |
- Clients
- 60
- Regulatory AUM
- $19.9M
- AUM share
- 16.5%
- Avg. per client
- $331K
- Clients
- 41
- Regulatory AUM
- $100M
- AUM share
- 83.4%
- Avg. per client
- $2.45M
- Clients
- Fewer than 5
- Regulatory AUM
- $21K
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $8.95K
- AUM share
- 0.0%
- Avg. per client
- —
Total
- Clients
- 101
- Regulatory AUM
- $120M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Western Reserve Capital Management charges 0.40%–1.50% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.50% |
| $500K–$2M | 1.00% |
| $2M–$5M | 0.80% |
| $5M–$12M | 0.50% |
| $12M and above | 0.40% |
Fee details and sources
Other fees
- Ongoing Financial Planning
- Annual fee of $5,000, paid quarterly in advance and possibly negotiable; included with no additional fee for clients with more than $500,000 in managed assets.
- Project-Based Financial Planning
- Fixed fees range from $2,500 to $4,000, or hourly at $250; negotiable, with no more than $1,200 billed six or more months in advance.
James Sexton owns 50% to 75% of Western Reserve Capital Management. It has 2 employees.
Leadership
- Gage PaulCEO & CCO
James SextonOwner & Financial Advisor
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Western Reserve Capital Management, LLC
James Sexton
Control person · since April 2024
- Owns 25% to 50% of Western Reserve Capital Management, LLC
Gage Paul
Control person · since January 2024
Besides its headquarters, Western Reserve Capital Management has 2 offices, with 3 listed addresses in Ohio.
Ohio · 3 listed addresses
- 102 First St, #208, HudsonHQ
- 3465 S Arlington RD, Akron
- 114 East High Ave, New Philadelphia
Contact and registration details
- Legal name
- Western Reserve Capital Management, LLC
- Headquarters
- 102 First St, #208, Hudson, OH 44236
- Website
- wrcmfp.com
- Phone
- 330-655-1543
- SEC file
- 801-135303
- Structure
- Ohio LLC
- Fiscal year end
- December
Western Reserve Capital Management uses Charles Schwab ($120M) as custodian for its separately managed accounts. Western Reserve Capital Management has custody of $44M in client assets for 34 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $120M100%
At year end, Western Reserve Capital Management’s separately managed accounts were mostly in funds (84%) and stocks (15%). Its reported 13F holdings for the quarter ended 30 June 2026 total $135M across 53 positions; the largest are Vanguard Index Fds (18.1%), Vanguard Tax-managed Fds (14.0%) and American Centy ETF TR (8.8%).
What the accounts hold
- Stocks15%
- Funds84%
- Cash1%
Reported 13F holdings
- $135M
- Reported 13F value
- 53
- Positions
- 77.6%
- In the 10 largest
- +10.7%
- Value vs. prior quarter
- Vanguard Index Fds · S&P 500 ETF Shs18.1%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt14.0%
- American Centy ETF TR · Avantis US Larg8.8%
- Schwab Strategic TR · Sht TM US Tres6.7%
- iShares TR · 0-5 YR Tips ETF6.6%
- American Centy ETF TR · Intl EQT ETF5.8%
- Exxon Mobil Corp.5.2%
- Vanguard Intl Equity Index F · FTSE Emr Mkt ETF4.3%
- Vanguard Index Fds · Extend Mkt ETF4.2%
- Sherwin Williams CO3.8%
Together, the ten largest are 77.6% of reported value.
How many clients does Western Reserve Capital Management have?
Western Reserve Capital Management has 101 clients and manages $120 million for them, as of January 2026. They include 60 individual clients and 41 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 January 2026
What services does Western Reserve Capital Management offer?
Western Reserve Capital Management provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Western Reserve Capital Management charge?
Western Reserve Capital Management charges 0.40%–1.50% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Western Reserve Capital Management use?
Western Reserve Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $120M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 January 2026
How many financial advisors does Western Reserve Capital Management have?
Western Reserve Capital Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Western Reserve Capital Management invest in?
At the end of its last fiscal year, Western Reserve Capital Management’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 15% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Western Reserve Capital Management?
Western Reserve Capital Management’s direct owners are Gage Paul (25% to 50%) and James Sexton (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 January 2026
How does Western Reserve Capital Management get paid?
Western Reserve Capital Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Western Reserve Capital Management registered with the SEC?
Yes, Western Reserve Capital Management has been registered with the SEC as an investment adviser since 10 February 2026. Its CRD number is 329811 and its SEC file number is 801-135303.
Source: Form ADV Part 1A, Item 1, filed 9 January 2026; IAPD firm record
How do I contact Western Reserve Capital Management?
Western Reserve Capital Management’s main office is at 102 First St, #208, Hudson, OH 44236. Its phone number is 330-655-1543. Its website is wrcmfp.com.