{"url":"https://nivawealth.com/firms/western-reserve-capital-management-329811","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/329811","regulatoryAum":120226420,"crd":"329811","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6564812","suffix":null,"lastName":"PAUL","firstName":"GAGE","middleName":"COBEY"},{"crd":"2127374","suffix":"III","lastName":"SEXTON","firstName":"JAMES","middleName":"CARL"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135303","legalName":"Western Reserve Capital Management, LLC","displayName":"Western Reserve Capital Management","slug":"western-reserve-capital-management-329811","website":"https://wrcmfp.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/329811/6098779f26fde64d-r1.webp","tone":"light","width":956,"height":200,"sourceUrl":"https://wrcmfp.com/","sourceLabel":"Western Reserve Capital Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/western-reserve-capital-managment/","founded":null,"organization":"Ohio limited liability company","fiscalYearEnd":"December","headquarters":{"street":"102 First St, #208","city":"Hudson","state":"OH","stateName":"Ohio","country":"United States","postalCode":"44236"},"tradeNames":[],"registration":{"secApproved":"10 February 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1190064.2574257427,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":120226420,"discretionary":120226420,"discretionaryAccounts":270,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":60,"regulatoryAum":19887091},{"label":"High-net-worth individuals","clients":41,"regulatoryAum":100309399},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":20984},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":8946}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1.5,"from":0},{"to":2000000,"pct":1,"from":500000},{"to":5000000,"pct":0.8,"from":2000000},{"to":12000000,"pct":0.5,"from":5000000},{"to":null,"pct":0.4,"from":12000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000945","versionId":1000945,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-01-09","documentName":"WRCM ADV PART 2A/2B","fee_rate_low":0.4,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Ongoing Financial Planning","summary":"Annual fee of $5,000, paid quarterly in advance and possibly negotiable; included with no additional fee for clients with more than $500,000 in managed assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000945","versionId":1000945,"submittedOn":"2026-01-09","documentName":"WRCM ADV PART 2A/2B"},{"role":"other","program":"Project-Based Financial Planning","summary":"Fixed fees range from $2,500 to $4,000, or hourly at $250; negotiable, with no more than $1,200 billed six or more months in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000945","versionId":1000945,"submittedOn":"2026-01-09","documentName":"WRCM ADV PART 2A/2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:40:25.97217+00:00","documents":[{"name":"WRCM ADV PART 2A/2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000945","versionId":1000945,"submittedOn":"2026-01-09"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":120226420}],"custodyNote":"Western Reserve Capital Management has custody of $44M in client assets for 34 clients.","leadership":[{"name":"Gage Paul","title":"CEO & CCO","crd":"6564812"},{"name":"James Sexton","title":"Owner & Financial Advisor","crd":"2127374"}],"ownership":[{"label":"Gage Paul","detail":"Ceo & cco in the 25% to 50% ownership band and a control person, since January 2024."},{"label":"James Sexton","detail":"Owner & financial advisor in the 50% to 75% ownership band and a control person, since April 2024."}],"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Ohio","offices":3,"addresses":[{"street":"102 First St, #208","city":"Hudson","headquarters":true},{"street":"3465 S Arlington RD","city":"Akron"},{"street":"114 East High Ave","city":"New Philadelphia"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"330-655-1543","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":15},{"label":"Securities issued by registered investment companies or business development companies","percent":84},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"9 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/329811/PDF/329811.pdf","brochureDate":"9 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1000945","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Western Reserve Capital Management have?","answer":"Western Reserve Capital Management has 101 clients and manages $120 million for them, as of January 2026. They include 60 individual clients and 41 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Western Reserve Capital Management offer?","answer":"Western Reserve Capital Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Western Reserve Capital Management charge?","answer":"Western Reserve Capital Management charges 0.40%–1.50% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"WRCM ADV PART 2A/2B, filed 9 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Western Reserve Capital Management use?","answer":"Western Reserve Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $120M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Western Reserve Capital Management have?","answer":"Western Reserve Capital Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Western Reserve Capital Management invest in?","answer":"At the end of its last fiscal year, Western Reserve Capital Management’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 15% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Western Reserve Capital Management?","answer":"Western Reserve Capital Management’s direct owners are Gage Paul (25% to 50%) and James Sexton (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 9 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Western Reserve Capital Management get paid?","answer":"Western Reserve Capital Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Western Reserve Capital Management registered with the SEC?","answer":"Yes, Western Reserve Capital Management has been registered with the SEC as an investment adviser since 10 February 2026. Its CRD number is 329811 and its SEC file number is 801-135303.","source":"Form ADV Part 1A, Item 1, filed 9 January 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Western Reserve Capital Management?","answer":"Western Reserve Capital Management’s main office is at 102 First St, #208, Hudson, OH 44236. Its phone number is 330-655-1543. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}