The Perspective Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, business succession planning, education planning, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 1–10 clients last fiscal year.
The Perspective Group reports 297 clients. They include 190 individual clients, 105 high-net-worth individuals and 1 charitable organization. Of its assets, 100.0% ($225M across 554 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $197M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 34% |
| High-net-worth individuals | 35% | 65% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 190 | $77M | 34.2% | $405K |
| High-net-worth individuals | 105 | $146M | 64.8% | $1.39M |
| Charitable organizations | Fewer than 5 | $1.47M | 0.7% | $1.47M |
| Corporations and other businesses | Fewer than 5 | $664K | 0.3% | $664K |
| Total | 297 | $225M | 100% | — |
- Clients
- 190
- Regulatory AUM
- $77M
- AUM share
- 34.2%
- Avg. per client
- $405K
- Clients
- 105
- Regulatory AUM
- $146M
- AUM share
- 64.8%
- Avg. per client
- $1.39M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.47M
- AUM share
- 0.7%
- Avg. per client
- $1.47M
- Clients
- Fewer than 5
- Regulatory AUM
- $664K
- AUM share
- 0.3%
- Avg. per client
- $664K
Total
- Clients
- 297
- Regulatory AUM
- $225M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
The Perspective Group is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Hourly and flat-fee consulting
- Consulting is billed hourly, generally $250 to $325 an hour and may exceed $325, or as a flat fee generally from $500 to $5,000.
- Retirement plan consulting
- Plan consulting fees follow a schedule on plan assets, from 0.75% on the first $250,000 down to 0.17% on assets of $20,000,000 and higher.
- Tax preparation
- Tax preparation is offered through a separate business, from $300 for a personal return to $750 for an LLC taxed as an S corporation, with an estimate in advance if the total may exceed the starting amount.
Stephen Lane owns 75% or more of The Perspective Group. The leadership team of The Perspective Group includes President Stephen Lane. It has 5 employees, 2 of them in advisory roles.
Staff
- 5 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 broker-dealer reps
- 2 insurance agents
- Owns 75% or more of The Perspective Group, LLC
Stephen Lane
Control person · since May 2012
- Owns 5% to 10% of The Perspective Group, LLC
Garrett Halton
since July 2019
The Perspective Group’s regulatory assets grew 1.9× from $116M (February 2021) to $225M (July 2026); clients rose from 230 to 297 and employees were 5 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jul 2026July 2026 | $225M | 297 | 5 | 1 |
| Apr 2025April 2025 | $174M | 307 | 5 | 1 |
| Mar 2024March 2024 | $178M | 296 | 5 | 1 |
| Jul 2023July 2023 | $134M | 286 | 5 | 1 |
| Jul 2022July 2022 | $151M | 324 | 5 | 1 |
| Feb 2021February 2021 | $116M | 230 | 5 | 1 |
Besides its headquarters, The Perspective Group has 0 offices, with 1 listed address in 1 state.
Kansas · 1 listed address
- 1421 Research Park Drive, Suite 3a, LawrenceHQ
Contact and registration details
- Legal name
- The Perspective Group, LLC
- Headquarters
- 1421 Research Park Drive, Suite 3a, Lawrence, KS 66044
- Website
- theperspectivegroup.com
- Phone
- 785-749-1881
- SEC file
- 801-119555
- Founded
- 2004
- Structure
- Kansas LLC
- Fiscal year end
- December
The Perspective Group’s named custodians for separately managed accounts are LPL Financial ($174M, 90%) and Lincoln Financial Distributors ($19.1M, 10%). The Perspective Group does not have custody of client assets.
- LPL FinancialLPL Financial LLC · Boston, MA · $174M90%
- Lincoln Financial DistributorsLincoln Financial Distributors, Inc. · Radnor, PA · $19.1M10%
At year end, The Perspective Group’s separately managed accounts were mostly in funds (68%) and stocks (26%).
What the accounts hold
- Stocks26%
- Funds68%
- Bonds6%
- U.S. government and agency bonds2%
- Investment grade corporate bonds2%
- State and local bonds1%
- High-yield corporate bonds1%
- Cash3%
How many clients does The Perspective Group have?
The Perspective Group has 297 clients and manages $225 million for them, as of July 2026. They include 190 individual clients, 105 high-net-worth individuals and 1 charitable organization.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 July 2026
What services does The Perspective Group offer?
The Perspective Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, business succession planning, education planning, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does The Perspective Group use?
The Perspective Group’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $174M and Lincoln Financial Distributors, Inc. (Radnor, PA), with $19.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 July 2026
How many financial advisors does The Perspective Group have?
The Perspective Group has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does The Perspective Group invest in?
At the end of its last fiscal year, The Perspective Group’s separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 26% exchange-traded equities, 3% cash and equivalents, 2% U.S. government and agency bonds, 2% investment grade corporate bonds, 1% state and local bonds and 1% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns The Perspective Group?
The Perspective Group’s direct owners are Stephen Lane (75% or more) and Garrett Halton (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 20 July 2026
How does The Perspective Group get paid?
The Perspective Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact The Perspective Group?
The Perspective Group’s main office is at 1421 Research Park Drive, Suite 3a, Lawrence, KS 66044. Its phone number is 785-749-1881. Its website is theperspectivegroup.com.