Terril Brothers provides portfolio management for individuals and small businesses and portfolio management for institutions.
Terril Brothers reports 488 clients. They include 257 individual clients, 214 high-net-worth individuals, and 8 pension and profit-sharing plans. Of its assets, 100.0% ($988M across 1,140 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 53% | 7% |
| High-net-worth individuals | 44% | 82% |
| Pension and profit-sharing plans | 2% | 5% |
| Charitable organizations | <1% | 4% |
| Corporations and other businesses | 1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 257 | $71.3M | 7.2% | $278K |
| High-net-worth individuals | 214 | $815M | 82.5% | $3.81M |
| Pension and profit-sharing plans | 8 | $49.2M | 5.0% | $6.15M |
| Charitable organizations | Fewer than 5 | $39.9M | 4.0% | $13.3M |
| Corporations and other businesses | 6 | $12.6M | 1.3% | $2.1M |
| Total | 488 | $988M | 100% | — |
- Clients
- 257
- Regulatory AUM
- $71.3M
- AUM share
- 7.2%
- Avg. per client
- $278K
- Clients
- 214
- Regulatory AUM
- $815M
- AUM share
- 82.5%
- Avg. per client
- $3.81M
- Clients
- 8
- Regulatory AUM
- $49.2M
- AUM share
- 5.0%
- Avg. per client
- $6.15M
- Clients
- Fewer than 5
- Regulatory AUM
- $39.9M
- AUM share
- 4.0%
- Avg. per client
- $13.3M
- Clients
- 6
- Regulatory AUM
- $12.6M
- AUM share
- 1.3%
- Avg. per client
- $2.1M
Total
- Clients
- 488
- Regulatory AUM
- $988M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Terril Brothers charges up to 1.00% for its Investment advisory services. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Consulting services
- Occasional consulting is billed hourly at $250 per hour, payable as mutually agreed with the client.
John Terril owns 75% or more of Terril Brothers. The leadership team of Terril Brothers includes President John Terril. It has 16 employees, 6 of them in advisory roles.
Leadership
- John TerrilPresident
- John TerrilChief Compliance Officer
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 16 employees
- 6 in advisory functions
- 5 state-registered reps
- Owns 75% or more of Terril Brothers Inc
John Terril
Control person · since November 1979
Terril Brothers’ regulatory assets grew from $715M (February 2021) to $988M (March 2026); clients rose from 371 to 488 and employees from 7 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $988M | 488 | 16 | 3 |
| March 2025 | $864M | 470 | 15 | 3 |
| March 2024 | $761M | 451 | 13 | 3 |
| March 2023 | $677M | 375 | 9 | 3 |
| March 2022 | $713M | 348 | 8 | 2 |
| February 2021 | $715M | 371 | 7 | 2 |
Besides its headquarters, Terril Brothers has 2 offices (1 private residence, listed without an address), with 2 listed addresses in Illinois and Missouri.
Illinois · 1 listed address
- 3201 W. White Oaks Drive, Springfield
Missouri · 1 listed address
- 6 City Place Drive, Suite 1050, Saint LouisHQ
Contact and registration details
- Legal name
- Terril Brothers Inc
- Headquarters
- 6 City Place Drive, Suite 1050, Saint Louis, MO 63141-7102
- Website
- terrilco.com
- Phone
- 314-965-0344
- SEC file
- 801-15619
- Founded
- 1979
- Structure
- Missouri corporation
- Fiscal year end
- December
Terril Brothers uses U.S. Bancorp ($460M, 65%) and Central Trust and Investment ($248M, 35%) as custodians for its separately managed accounts. Terril Brothers does not have custody of client assets.
- Central Trust and InvestmentCentral Trust and Investment Company · St. Louis, MO · $248M35%
- U.S. BancorpU.S. Bancorp · St. Louis, MO · $460M65%
At year end, Terril Brothers’ separately managed accounts were mostly in stocks (50%) and bonds (44%).
What the accounts hold
- Stocks50%
- Exchange-traded equities49%
- Non-exchange-traded equities1%
- Bonds44%
- Investment grade corporate bonds26%
- U.S. government and agency bonds9%
- High-yield corporate bonds5%
- State and local bonds4%
- Cash5%
- Other1%
- Loans, real estate, gold and silver (1%)1%
How many clients does Terril Brothers have?
Terril Brothers has 488 clients and manages $988 million for them, as of March 2026. They include 257 individual clients, 214 high-net-worth individuals, and 8 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Terril Brothers offer?
Terril Brothers provides portfolio management for individuals and small businesses and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Terril Brothers charge?
Terril Brothers charges up to 1.00% for its Investment advisory services. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable.
Which custodians does Terril Brothers use?
Terril Brothers’ separately managed account assets are held at U.S. Bancorp (St. Louis, MO), with $460M and Central Trust and Investment Company (St. Louis, MO), with $248M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Terril Brothers have?
Terril Brothers has 5 investment adviser representatives registered with state securities authorities, out of 16 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Terril Brothers invest in?
At the end of its last fiscal year, Terril Brothers’ separately managed accounts held 49% exchange-traded equities, 26% investment grade corporate bonds, 9% U.S. government and agency bonds, 5% high-yield corporate bonds, 5% cash and equivalents, 4% state and local bonds, 1% non-exchange-traded equities and 1% other. The 1% other category is described as: Loans, Real Estate, Gold and Silver (1%).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Terril Brothers?
Terril Brothers’ direct owner is John Terril (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Terril Brothers get paid?
Terril Brothers is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Terril Brothers registered with the SEC?
Yes, Terril Brothers has been registered with the SEC as an investment adviser since 12 November 1980. Its CRD number is 110422 and its SEC file number is 801-15619.
Source: Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record
How do I contact Terril Brothers?
Terril Brothers’ main office is at 6 City Place Drive, Suite 1050, Saint Louis, MO 63141-7102. Its phone number is 314-965-0344. Its website is terrilco.com.