Stephenson and Company provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Stephenson and Company reports 265 clients. They include 133 individual clients and 132 high-net-worth individuals. Of its assets, 79.1% ($353M across 531 accounts) are managed with discretion; $93.6M across 125 accounts are not. It advised 9 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 9% |
| High-net-worth individuals | 50% | 90% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 133 | $41.7M | 9.3% | $313K |
| High-net-worth individuals | 132 | $402M | 90.0% | $3.05M |
| Pension and profit-sharing plans | Fewer than 5 | $1.09M | 0.2% | — |
| Charitable organizations | Fewer than 5 | $2.11M | 0.5% | — |
| Total | 265 | $447M | 100% | — |
- Clients
- 133
- Regulatory AUM
- $41.7M
- AUM share
- 9.3%
- Avg. per client
- $313K
- Clients
- 132
- Regulatory AUM
- $402M
- AUM share
- 90.0%
- Avg. per client
- $3.05M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.09M
- AUM share
- 0.2%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $2.11M
- AUM share
- 0.5%
- Avg. per client
- —
Total
- Clients
- 265
- Regulatory AUM
- $447M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 9
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Stephenson and Company charges 0.30%–1.00% a year for its Investment Management. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Comprehensive Financial Planning
- Comprehensive financial planning is quoted by the planner in advance, subject to a $2,000 minimum; one-half is paid at the first appointment.
- Custom Designed Modular Financial Planning
- Modular financial planning is quoted by the planner in advance, subject to a $1,000 minimum; one-half is paid at the first appointment.
- Hourly Consultations
- Hourly consultations are billed at $400 to $600 an hour, negotiable depending on scope and complexity, and paid on completion.
Bradley and Teresa Ann Stephenson Trust Dated 7-27-98 owns 50% to 75% of Stephenson and Company. The leadership team of Stephenson and Company includes President Bradley Stephenson and Chief Financial Officer Riley Stephenson. It has 5 employees, 3 of them in advisory roles.
Leadership
- Bradley StephensonPresident/CCO
- Riley StephensonShareholder/Chief Financial Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 50% to 75% of Stephenson and Company, Inc.
Bradley and Teresa Ann Stephenson Trust Dated 7-27-98
Control person · since January 2016
Teresa Stephenson
Trustee · Control person · since July 1998
Bradley Stephenson
Trustee · Control person · since July 1998
- Owns 10% to 25% of Stephenson and Company, Inc.
Riley Stephenson
Control person · since January 2016
- Owns 5% to 10% of Stephenson and Company, Inc.
The Hubbert Stephenson Trust DTD 5/14/18 Fbo Briana J. Stephenson
since March 2022
Briana Stephenson
Trustee · Control person · since March 2022
Stephenson and Company’s regulatory assets grew 2.6× from $174M (April 2021) to $447M (March 2026); clients rose from 160 to 265 and employees from 4 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $447M | 265 | 5 | 2 |
| March 2025 | $312M | 236 | 4 | 1 |
| March 2024 | $266M | 223 | 4 | 1 |
| February 2023 | $216M | 220 | 4 | 1 |
| April 2022 | $228M | 201 | 5 | 1 |
| April 2021 | $174M | 160 | 4 | 1 |
Besides its headquarters, Stephenson and Company has 1 office (1 private residence, listed without an address), with 1 listed address in California.
California · 1 listed address
- 241 Avenida Del Mar, San ClementeHQ
Contact and registration details
- Legal name
- Stephenson and Company, Inc.
- Headquarters
- 241 Avenida Del Mar, San Clemente, CA 92672
- Website
- stephensonfinancial.com
- Phone
- 949-727-4255
- @stephenson-&-company
- SEC file
- 801-117128
- Founded
- 1991
- Structure
- California corporation
- Fiscal year end
- December
Stephenson and Company uses Charles Schwab ($254M, 57%) and SEI Investments Distribution ($193M, 43%) as custodians for its separately managed accounts. Stephenson and Company has custody of $93.3M in client assets for 58 clients.
- SEI Investments DistributionSEI Investments Distribution Co. · Oaks, PA · $193M43%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $254M57%
At year end, Stephenson and Company’s separately managed accounts were mostly in funds (83%) and stocks (11%). Its reported 13F holdings for the quarter ended 30 June 2026 total $213M across 50 positions; the largest are Invesco Exchange Traded FD T (14.5%), iShares TR (14.2%) and Vanguard Tax-managed Fds (14.0%).
What the accounts hold
- Stocks11%
- Funds83%
- Bonds1%
- Cash5%
Reported 13F holdings
- $213M
- Reported 13F value
- 50
- Positions
- 85.3%
- In the 10 largest
- +15.7%
- Value vs. prior quarter
- Invesco Exchange Traded FD T · S&P500 Eql Wgt14.5%
- iShares TR · Core S&P500 ETF14.2%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt14.0%
- Berkshire Hathaway Inc. Del · CL B New13.6%
- Vanguard BD Index Fds · Short Trm Bond9.0%
- Vanguard BD Index Fds · Intermed Term5.6%
- iShares TR · Core S&P Scp ETF4.4%
- iShares TR · Core S&P Mcp ETF4.1%
- Vanguard Intl Equity Index F · FTSE Emr Mkt ETF3.5%
- iShares TR · Tips BD ETF2.3%
Together, the ten largest are 85.3% of reported value.
How many clients does Stephenson and Company have?
Stephenson and Company has 265 clients and manages $447 million for them, as of March 2026. They include 133 individual clients and 132 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 March 2026
What services does Stephenson and Company offer?
Stephenson and Company provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Stephenson and Company charge?
Stephenson and Company charges 0.30%–1.00% a year for its Investment Management. The fee is billed in arrears and is negotiable.
Source: STEPHENSON AND COMPANY, INC. ADV BROCHURE, filed 17 March 2026
Which custodians does Stephenson and Company use?
Stephenson and Company’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $254M and SEI Investments Distribution Co. (Oaks, PA), with $193M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 March 2026
How many financial advisors does Stephenson and Company have?
Stephenson and Company has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Stephenson and Company invest in?
At the end of its last fiscal year, Stephenson and Company’s separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 11% exchange-traded equities, 5% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Stephenson and Company?
Stephenson and Company’s direct owners are Riley Stephenson (10% to 25%), Bradley and Teresa Ann Stephenson Trust Dated 7-27-98 (50% to 75%), and the Hubbert Stephenson Trust DTD 5/14/18 Fbo Briana J. Stephenson (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 March 2026
How does Stephenson and Company get paid?
Stephenson and Company is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Stephenson and Company?
Stephenson and Company’s main office is at 241 Avenida Del Mar, San Clemente, CA 92672. Its phone number is 949-727-4255. Its website is stephensonfinancial.com.