Ridgegate Advisors provides financial planning and portfolio management for individuals and small businesses.
Ridgegate Advisors reports 206 clients. They include 172 individual clients, 27 high-net-worth individuals, and 4 corporations and other businesses. Of its assets, 92.0% ($109M across 514 accounts) are managed with discretion; $9.52M across 22 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 83% | 47% |
| High-net-worth individuals | 13% | 53% |
| Pension and profit-sharing plans | 1% | <1% |
| Corporations and other businesses | 2% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 172 | $55.4M | 46.6% | $322K |
| High-net-worth individuals | 27 | $62.7M | 52.7% | $2.32M |
| Pension and profit-sharing plans | 3 | $548K | 0.5% | $183K |
| Corporations and other businesses | 4 | $282K | 0.2% | $70.5K |
| Total | 206 | $119M | 100% | $577K |
- Clients
- 172
- Regulatory AUM
- $55.4M
- AUM share
- 46.6%
- Avg. per client
- $322K
- Clients
- 27
- Regulatory AUM
- $62.7M
- AUM share
- 52.7%
- Avg. per client
- $2.32M
- Clients
- 3
- Regulatory AUM
- $548K
- AUM share
- 0.5%
- Avg. per client
- $183K
- Clients
- 4
- Regulatory AUM
- $282K
- AUM share
- 0.2%
- Avg. per client
- $70.5K
Total
- Clients
- 206
- Regulatory AUM
- $119M
- AUM share
- 100%
- Avg. per client
- $577K
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Ridgegate Advisors charges up to 2.00% a year for its Investment Management Fees. The fee is billed in arrears, is negotiable and requires an account of at least $500,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Fees
- Financial planning fees begin at $1,250 and are agreed in advance in each client's planning agreement.
George Smith owns 75% or more of Ridgegate Advisors. It has 11 employees, 7 of them in advisory roles.
Staff
- 11 employees
- 7 in advisory functions
- 7 state-registered reps
- 7 broker-dealer reps
- 7 insurance agents
- Owns 75% or more of Ridgegate Advisors, LLC
George Smith
Control person · since December 2022
Ridgegate Advisors’ regulatory assets grew Infinity× from $0 (July 2025) to $119M (March 2026); employees were 11 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $119M | 206 | 11 | 1 |
| Jul 2025July 2025 | $0 | 0 | 11 | 1 |
Besides its headquarters, Ridgegate Advisors has 0 offices, with 1 listed address in 1 state.
Colorado · 1 listed address
- 8310 S Valley Highway, Suite 480, EnglewoodHQ
Other business names
Ridgegate Advisors has reported 1 other business name to the SEC.
- Impact 1031
Contact and registration details
- Legal name
- Ridgegate Advisors, LLC
- Headquarters
- 8310 S Valley Highway, Suite 480, Englewood, CO 80112
- Website
- ridgegatefinancial.com
- Phone
- 303-791-2253
- @ridgegate-financial
- SEC file
- 801-133986
- Structure
- Colorado LLC
- Fiscal year end
- December
Ridgegate Advisors’ named custodians for separately managed accounts are Charles Schwab ($97.7M, 82%) and Fidelity ($21.2M, 18%). Ridgegate Advisors does not have custody of client assets.
The filed custodian amounts total more than regulatory assets under management. Each amount is shown as filed.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $97.7M82%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $21.2M18%
At year end, Ridgegate Advisors’ separately managed accounts were mostly in funds (66%) and stocks (29%).
What the accounts hold
- Stocks29%
- Exchange-traded equities28%
- Non-exchange-traded equities1%
- Funds66%
- Cash5%
How many clients does Ridgegate Advisors have?
Ridgegate Advisors has 206 clients and manages $119 million for them, as of March 2026. They include 172 individual clients, 27 high-net-worth individuals, and 4 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026
What services does Ridgegate Advisors offer?
Ridgegate Advisors provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Ridgegate Advisors charge?
Ridgegate Advisors charges up to 2.00% a year for its Investment Management Fees. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Which custodians does Ridgegate Advisors use?
Ridgegate Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $97.7M and Fidelity Brokerage Services LLC (Smithfield, RI), with $21.2M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026
How many financial advisors does Ridgegate Advisors have?
Ridgegate Advisors has 7 investment adviser representatives registered with state securities authorities, out of 11 employees, and 7 perform investment advisory functions. 7 employees are registered representatives of a broker-dealer and 7 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ridgegate Advisors invest in?
At the end of its last fiscal year, Ridgegate Advisors’ separately managed accounts held 66% registered funds (mutual funds, ETFs, BDCs), 28% exchange-traded equities, 5% cash and equivalents and 1% non-exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Ridgegate Advisors have a minimum investment?
Yes, Ridgegate Advisors’ minimum account size for its Investment Management Fees is $500K.
Who owns Ridgegate Advisors?
Ridgegate Advisors’ direct owner is George Smith (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 25 March 2026
How does Ridgegate Advisors get paid?
Ridgegate Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ridgegate Advisors?
Ridgegate Advisors’ main office is at 8310 S Valley Highway, Suite 480, Englewood, CO 80112. Its phone number is 303-791-2253. Its website is ridgegatefinancial.com.
