Rademacher Financial provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 101–250 clients last fiscal year.
Rademacher Financial reports 343 clients. They include 286 individual clients, 44 high-net-worth individuals, and 6 corporations and other businesses. Of its assets, 98.8% ($232M across 1,176 accounts) are managed with discretion; $2.78M across 8 accounts are not. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 83% | 34% |
| High-net-worth individuals | 13% | 46% |
| Charitable organizations | <1% | <1% |
| State or municipal government entities | 1% | 19% |
| Corporations and other businesses | 2% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 286 | $78.8M | 33.6% | $275K |
| High-net-worth individuals | 44 | $109M | 46.4% | $2.47M |
| Charitable organizations | 3 | $514K | 0.2% | $171K |
| State or municipal government entities | 4 | $43.7M | 18.6% | $10.9M |
| Corporations and other businesses | 6 | $2.49M | 1.1% | $415K |
| Total | 343 | $234M | 100% | $683K |
- Clients
- 286
- Regulatory AUM
- $78.8M
- AUM share
- 33.6%
- Avg. per client
- $275K
- Clients
- 44
- Regulatory AUM
- $109M
- AUM share
- 46.4%
- Avg. per client
- $2.47M
- Clients
- 3
- Regulatory AUM
- $514K
- AUM share
- 0.2%
- Avg. per client
- $171K
- Clients
- 4
- Regulatory AUM
- $43.7M
- AUM share
- 18.6%
- Avg. per client
- $10.9M
- Clients
- 6
- Regulatory AUM
- $2.49M
- AUM share
- 1.1%
- Avg. per client
- $415K
Total
- Clients
- 343
- Regulatory AUM
- $234M
- AUM share
- 100%
- Avg. per client
- $683K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Rademacher Financial charges up to 2.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable and requires an account of at least $250,000. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Negotiable fees: hourly rates of $75 to $550, flat fees of $490 to $7,500, or annual retainers of $490 to $3,000 billed in advance.
- Individual retirement plan consulting
- Annual fees of 0.90% to 1.00% of the participant's retirement plan asset value, payable quarterly in arrears.
Phillip Rademacher owns 50% to 75% of Rademacher Financial. The leadership team of Rademacher Financial includes President Phillip Rademacher. It has 6 employees, 5 of them in advisory roles.
Staff
- 6 employees
- 5 in advisory functions
- 6 state-registered reps
- 1 insurance agent
- Owns 50% to 75% of Rademacher Financial, Inc.
Phillip Rademacher
Control person · since October 1999
- Owns 50% to 75% of Rademacher Financial, Inc.
Rachel Rademacher
Control person · since October 1999
Rademacher Financial’s regulatory assets grew from $187M (June 2021) to $234M (March 2026); clients fell from 379 to 343 and employees from 9 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $234M | 343 | 6 | 2 |
| Apr 2025April 2025 | $263M | 347 | 6 | 2 |
| Jul 2024July 2024 | $180M | 339 | 6 | 2 |
| Jul 2023July 2023 | $119M | 319 | 7 | 2 |
| May 2022May 2022 | $149M | 293 | 6 | 2 |
| Jun 2021June 2021 | $187M | 379 | 9 | 3 |
Besides its headquarters, Rademacher Financial has 1 office (1 private residence, listed without an address), with 1 listed address in 1 state.
Kansas · 1 listed address
- 1505 Kasold Drive, LawrenceHQ
Contact and registration details
- Legal name
- Rademacher Financial, Inc.
- Headquarters
- 1505 Kasold Drive, Lawrence, KS 66047
- Website
- rademacherfinancial.com
- Phone
- 785-865-5308
- @rademacher-financial-inc-
- SEC file
- 801-113139
- Structure
- Kansas corporation
- Fiscal year end
- December
Rademacher Financial’s named custodian for separately managed accounts is Raymond James ($218M). Rademacher Financial has custody of $877K for 5 clients.
- Raymond JamesRaymond James & Associates, Inc. · St. Petersburg, FL · $218M100%
At year end, Rademacher Financial’s separately managed accounts were mostly in funds (70%) and bonds (19%).
What the accounts hold
- Stocks6%
- Funds70%
- Bonds19%
- Cash5%
How many clients does Rademacher Financial have?
Rademacher Financial has 343 clients and manages $234 million for them, as of March 2026. They include 286 individual clients, 44 high-net-worth individuals, and 6 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 3 March 2026
What services does Rademacher Financial offer?
Rademacher Financial provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Rademacher Financial charge?
Rademacher Financial charges up to 2.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable and requires an account of at least $250,000.
Source: RADEMACHER FINANCIAL, INC. ADV BROCHURE, filed 3 March 2026
Which custodians does Rademacher Financial use?
Rademacher Financial’s separately managed account assets are held at Raymond James & Associates, Inc. (St. Petersburg, FL), with $218M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 March 2026
How many financial advisors does Rademacher Financial have?
Rademacher Financial has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Rademacher Financial invest in?
At the end of its last fiscal year, Rademacher Financial’s separately managed accounts held 70% registered funds (mutual funds, ETFs, BDCs), 19% U.S. government and agency bonds, 6% exchange-traded equities and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Rademacher Financial have a minimum investment?
Yes, Rademacher Financial’s minimum account size for its Portfolio Management Services is $250K.
Source: RADEMACHER FINANCIAL, INC. ADV BROCHURE, filed 3 March 2026
Who owns Rademacher Financial?
Rademacher Financial’s direct owners are Phillip Rademacher (50% to 75%) and Rachel Rademacher (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 3 March 2026
How does Rademacher Financial get paid?
Rademacher Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Rademacher Financial?
Rademacher Financial’s main office is at 1505 Kasold Drive, Lawrence, KS 66047. Its phone number is 785-865-5308. Its website is rademacherfinancial.com.