Quantum Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Quantum Financial Advisors reports 363 clients. They include 230 high-net-worth individuals, 110 individual clients, and 23 pension and profit-sharing plans. Of its assets, 27.1% ($151M across 254 accounts) are managed with discretion; $407M across 110 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 30% | 8% |
| High-net-worth individuals | 63% | 24% |
| Pension and profit-sharing plans | 6% | 68% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 110 | $46.1M | 8.3% | $419K |
| High-net-worth individuals | 230 | $132M | 23.7% | $573K |
| Pension and profit-sharing plans | 23 | $377M | 67.5% | $16.4M |
| Charitable organizations | Fewer than 5 | $3M | 0.5% | — |
| Total | 363 | $558M | 100% | — |
- Clients
- 110
- Regulatory AUM
- $46.1M
- AUM share
- 8.3%
- Avg. per client
- $419K
- Clients
- 230
- Regulatory AUM
- $132M
- AUM share
- 23.7%
- Avg. per client
- $573K
- Clients
- 23
- Regulatory AUM
- $377M
- AUM share
- 67.5%
- Avg. per client
- $16.4M
- Clients
- Fewer than 5
- Regulatory AUM
- $3M
- AUM share
- 0.5%
- Avg. per client
- —
Total
- Clients
- 363
- Regulatory AUM
- $558M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Quantum Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Joseph Rinaldi owns 75% or more of Quantum Financial Advisors. The leadership team of Quantum Financial Advisors includes President Joseph Rinaldi. It has 10 employees, 7 of them in advisory roles.
Leadership
- Joseph RinaldiPresident, Chief Compliance Officer & Chief Investment Officer
Investment adviser representatives
10 representatives listed in the SEC register as of 9 October 2026.
- Michael James Huber
- Emmanuel Ngozi Ike
- Yongxiang Li
- Howard Rinehart Lodge
- Andrew Bernard Martin
- Joseph Francis Rinaldi, III MR.
- Joseph J Schmelzle
- Richard Lee Stone
- Mark Richard Tiralosi
- John Andre Weisbrod
Staff
- 10 employees
- 7 in advisory functions
- 7 state-registered reps
- 2 insurance agents
- Owns 75% or more of Quantum Financial Advisors Inc
Joseph Rinaldi
Control person · since June 1996
Quantum Financial Advisors’ regulatory assets grew 4.1× from $135M (May 2022) to $558M (March 2026); clients rose from 234 to 363 and employees were 10 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $558M | 363 | 10 | 6 |
| March 2025 | $164M | 339 | 10 | 6 |
| March 2024 | $143M | 332 | 10 | 5 |
| March 2023 | $132M | 242 | 8 | 4 |
| May 2022 | $135M | 234 | 10 | 4 |
Besides its headquarters, Quantum Financial Advisors has 5 offices (5 private residences, listed without an address), with 1 listed address in Maryland.
Maryland · 1 listed address
- 51 Monroe Street, Suite 1902, RockvilleHQ
Other business names
Quantum Financial Advisors has reported 2 other business names to the SEC.
- Lifetime Benefits
- Qfa
Contact and registration details
- Legal name
- Quantum Financial Advisors Inc
- Headquarters
- 51 Monroe Street, Suite 1902, Rockville, MD 20850
- Website
- qfainc.com
- Phone
- 301-296-6203
- @quantum-financial-advisors
- SEC file
- 801-125887
- Structure
- Delaware corporation
- Fiscal year end
- December
Quantum Financial Advisors uses Fidelity ($219M, 59%) and Charles Schwab ($151M, 41%) as custodians for its separately managed accounts. Quantum Financial Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $151M41%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $219M59%
At year end, Quantum Financial Advisors’ separately managed accounts were mostly in funds (50%) and stocks (15%).
What the accounts hold
- Stocks15%
- Funds50%
- Cash15%
- Other20%
- Derivatives20%
How many clients does Quantum Financial Advisors have?
Quantum Financial Advisors has 363 clients and manages $558 million for them, as of March 2026. They include 230 high-net-worth individuals, 110 individual clients, and 23 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026
What services does Quantum Financial Advisors offer?
Quantum Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Quantum Financial Advisors use?
Quantum Financial Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $219M and Charles Schwab & Co., Inc. (Westlake, TX), with $151M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026
How many financial advisors does Quantum Financial Advisors have?
Quantum Financial Advisors has 7 investment adviser representatives registered with state securities authorities, out of 10 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Quantum Financial Advisors invest in?
At the end of its last fiscal year, Quantum Financial Advisors’ separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 20% derivatives, 15% exchange-traded equities and 15% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Quantum Financial Advisors?
Quantum Financial Advisors’ direct owner is Joseph Rinaldi (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 26 March 2026
How does Quantum Financial Advisors get paid?
Quantum Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Quantum Financial Advisors registered with the SEC?
Yes, Quantum Financial Advisors has been registered with the SEC as an investment adviser since 16 June 2022. Its CRD number is 113563 and its SEC file number is 801-125887.
Source: Form ADV Part 1A, Item 1, filed 26 March 2026; IAPD firm record
How do I contact Quantum Financial Advisors?
Quantum Financial Advisors’ main office is at 51 Monroe Street, Suite 1902, Rockville, MD 20850. Its phone number is 301-296-6203. Its website is qfainc.com.