{"url":"https://nivawealth.com/firms/quantum-financial-advisors-113563","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/113563","regulatoryAum":557546297,"crd":"113563","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7090706","suffix":null,"lastName":"Huber","firstName":"Michael","middleName":"James"},{"crd":"1984161","suffix":null,"lastName":"IKE","firstName":"EMMANUEL","middleName":"NGOZI"},{"crd":"4556591","suffix":null,"lastName":"LI","firstName":"YONGXIANG","middleName":null},{"crd":"1420474","suffix":null,"lastName":"LODGE","firstName":"HOWARD","middleName":"RINEHART"},{"crd":"4484517","suffix":null,"lastName":"MARTIN","firstName":"ANDREW","middleName":"BERNARD"},{"crd":"1012144","suffix":"MR.","lastName":"RINALDI, III","firstName":"JOSEPH","middleName":"FRANCIS"},{"crd":"6591250","suffix":null,"lastName":"Schmelzle","firstName":"Joseph","middleName":"J"},{"crd":"1998277","suffix":null,"lastName":"STONE","firstName":"RICHARD","middleName":"LEE"},{"crd":"2799289","suffix":null,"lastName":"TIRALOSI","firstName":"MARK","middleName":"RICHARD"},{"crd":"1056293","suffix":null,"lastName":"WEISBROD","firstName":"JOHN","middleName":"ANDRE"}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-05-16","regulatoryAum":135065000,"clients":234,"employees":10,"offices":4},{"filedOn":"2023-03-30","regulatoryAum":132494280,"clients":242,"employees":8,"offices":4},{"filedOn":"2024-03-28","regulatoryAum":143151828,"clients":332,"employees":10,"offices":5},{"filedOn":"2025-03-20","regulatoryAum":163700173,"clients":339,"employees":10,"offices":6},{"filedOn":"2026-03-26","regulatoryAum":557546297,"clients":363,"employees":10,"offices":6}],"secFileNumber":"801-125887","legalName":"Quantum Financial Advisors Inc","displayName":"Quantum Financial Advisors","slug":"quantum-financial-advisors-113563","website":"https://qfainc.com/","classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_wealth_manager","typeLabel":"OCIO / institutional wealth","feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/quantum-financial-advisors/","founded":null,"organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"51 Monroe Street, Suite 1902","city":"Rockville","state":"MD","stateName":"Maryland","country":"United States","postalCode":"20850"},"tradeNames":["Lifetime Benefits","Qfa"],"registration":{"secApproved":"16 June 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":523531.1,"staff":{"employees":10,"advisory":7,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":557546297,"discretionary":151000574,"discretionaryAccounts":254,"nonDiscretionary":406545723,"nonDiscretionaryAccounts":110,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":110,"regulatoryAum":46110082},{"label":"High-net-worth individuals","clients":230,"regulatoryAum":131890492},{"label":"Pension and profit-sharing plans","clients":23,"regulatoryAum":376545723},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":3000000}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":151000574},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":219000000}],"custodyNote":"Quantum Financial Advisors does not have custody of client assets.","leadership":[{"name":"Joseph Rinaldi","title":"President, Chief Compliance Officer & Chief Investment Officer","crd":"1012144"}],"ownership":[{"label":"Joseph Rinaldi","detail":"President, chief compliance officer & chief investment officer in the 75% or more ownership band and a control person, since June 1996."}],"filedOffices":{"otherThanPrincipal":5,"privateResidences":5},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"51 Monroe Street, Suite 1902","city":"Rockville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"301-296-6203","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":15},{"label":"Derivatives","percent":20},{"label":"Securities issued by registered investment companies or business development companies","percent":50},{"label":"Cash and cash equivalents","percent":15}],"privateFunds":0},"sources":{"adv1FilingDate":"26 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/113563/PDF/113563.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Quantum Financial Advisors have?","answer":"Quantum Financial Advisors has 363 clients and manages $558 million for them, as of March 2026. They include 230 high-net-worth individuals, 110 individual clients, and 23 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Quantum Financial Advisors offer?","answer":"Quantum Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Quantum Financial Advisors use?","answer":"Quantum Financial Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $219M and Charles Schwab & Co., Inc. (Westlake, TX), with $151M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Quantum Financial Advisors have?","answer":"Quantum Financial Advisors has 7 investment adviser representatives registered with state securities authorities, out of 10 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Quantum Financial Advisors invest in?","answer":"At the end of its last fiscal year, Quantum Financial Advisors’ separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 20% derivatives, 15% exchange-traded equities and 15% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Quantum Financial Advisors?","answer":"Quantum Financial Advisors’ direct owner is Joseph Rinaldi (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Quantum Financial Advisors get paid?","answer":"Quantum Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Quantum Financial Advisors registered with the SEC?","answer":"Yes, Quantum Financial Advisors has been registered with the SEC as an investment adviser since 16 June 2022. Its CRD number is 113563 and its SEC file number is 801-125887.","source":"Form ADV Part 1A, Item 1, filed 26 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Quantum Financial Advisors?","answer":"Quantum Financial Advisors’ main office is at 51 Monroe Street, Suite 1902, Rockville, MD 20850. Its phone number is 301-296-6203. Its website is qfainc.com.","source":"Form ADV Part 1A, Item 1.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}