Premier Estate Planners provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Premier Estate Planners reports 584 clients. They include 529 individual clients and 55 high-net-worth individuals. Of its assets, 63.0% ($143M across 596 accounts) are managed with discretion; $83.9M across 300 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 91% | 55% |
| High-net-worth individuals | 9% | 45% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 529 | $125M | 55.2% | $237K |
| High-net-worth individuals | 55 | $102M | 44.8% | $1.85M |
| Total | 584 | $227M | 100% | $389K |
- Clients
- 529
- Regulatory AUM
- $125M
- AUM share
- 55.2%
- Avg. per client
- $237K
- Clients
- 55
- Regulatory AUM
- $102M
- AUM share
- 44.8%
- Avg. per client
- $1.85M
Total
- Clients
- 584
- Regulatory AUM
- $227M
- AUM share
- 100%
- Avg. per client
- $389K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Premier Estate Planners charges 0.50%–1.50% a year for its Portfolio management services. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Financial planning is billed hourly at $100 to $250 depending on scope and complexity, with 50% paid in advance and the balance on completion.
- Savings plan management
- Savings plan management for 401(k), 403(b) and 457 participants is a fixed fee of $480 to $1,200 a year per account, or an annual asset-based fee of 0.25%.
Donald Carnaghi owns 50% to 75% of Premier Estate Planners. The leadership team of Premier Estate Planners includes Chief Compliance Officer Donald Carnaghi. It has 4 employees, 2 of them in advisory roles.
Staff
- 4 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 insurance agents
- Owns 50% to 75% of Premier Estate Planners, LLC
Donald Carnaghi
Control person · since July 2002
- Owns 50% to 75% of Premier Estate Planners, LLC
Thomas Mazza
Control person · since July 2002
Premier Estate Planners’ regulatory assets grew from $208M (January 2021) to $227M (February 2026); clients fell from 660 to 584 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $227M | 584 | 4 | 1 |
| Jun 2025June 2025 | $203M | 590 | 4 | 1 |
| Jan 2024January 2024 | $187M | 574 | 4 | 1 |
| Apr 2023April 2023 | $178M | 635 | 4 | 1 |
| Jun 2022June 2022 | $228M | 638 | 3 | 1 |
| Jan 2021January 2021 | $208M | 660 | 4 | 1 |
Besides its headquarters, Premier Estate Planners has 0 offices, with 1 listed address in 1 state.
Michigan · 1 listed address
- 16950 19 Mile RD, Suite 4, Clinton TownshipHQ
Other business names
Premier Estate Planners has reported 1 other business name to the SEC.
- Premier Estate Planners Ria,llc
Contact and registration details
- Legal name
- Premier Estate Planners, LLC
- Headquarters
- 16950 19 Mile RD, Suite 4, Clinton Township, MI 48038
- Website
- yourplanners.com
- Phone
- 586-228-7772
- SEC file
- 801-68487
- Structure
- Michigan LLC
- Fiscal year end
- December
Premier Estate Planners’ named custodians for separately managed accounts are Axos Advisor Services ($136M, 68%) and Charles Schwab ($64.9M, 32%). Premier Estate Planners does not have custody of client assets.
- Axos Advisor ServicesAxos Advisor Services · Centennial, CO · $136M68%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $64.9M32%
At year end, Premier Estate Planners’ separately managed accounts were mostly in funds (75%) and stocks (20%).
What the accounts hold
- Stocks20%
- Funds75%
- Cash5%
How many clients does Premier Estate Planners have?
Premier Estate Planners has 584 clients and manages $227 million for them, as of February 2026. They include 529 individual clients and 55 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 February 2026
What services does Premier Estate Planners offer?
Premier Estate Planners provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Premier Estate Planners charge?
Premier Estate Planners charges 0.50%–1.50% a year for its Portfolio management services. The fee is billed in advance and is negotiable.
Source: PREMIER ESTATE PLANNERS, LLC ADV BROCHURE, filed 9 February 2026
Which custodians does Premier Estate Planners use?
Premier Estate Planners’ separately managed account assets are held at Axos Advisor Services (Centennial, CO), with $136M and Charles Schwab & Co., Inc. (Westlake, TX), with $64.9M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 February 2026
How many financial advisors does Premier Estate Planners have?
Premier Estate Planners has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Premier Estate Planners invest in?
At the end of its last fiscal year, Premier Estate Planners’ separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Premier Estate Planners?
Premier Estate Planners’ direct owners are Donald Carnaghi (50% to 75%) and Thomas Mazza (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 February 2026
How does Premier Estate Planners get paid?
Premier Estate Planners is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Premier Estate Planners?
Premier Estate Planners’ main office is at 16950 19 Mile RD, Suite 4, Clinton Township, MI 48038. Its phone number is 586-228-7772. Its website is yourplanners.com.