{"url":"https://nivawealth.com/firms/premier-estate-planners-122638","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/122638","regulatoryAum":226948109,"crd":"122638","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1352988","suffix":null,"lastName":"CARNAGHI","firstName":"DONALD","middleName":"P"},{"crd":"1091453","suffix":null,"lastName":"MAZZA","firstName":"THOMAS","middleName":"ROY"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-15","regulatoryAum":208203455,"clients":660,"employees":4,"offices":1},{"filedOn":"2022-06-09","regulatoryAum":227633652,"clients":638,"employees":3,"offices":1},{"filedOn":"2023-04-24","regulatoryAum":178080369,"clients":635,"employees":4,"offices":1},{"filedOn":"2024-01-19","regulatoryAum":186587839,"clients":574,"employees":4,"offices":1},{"filedOn":"2025-06-10","regulatoryAum":203459882,"clients":590,"employees":4,"offices":1},{"filedOn":"2026-02-09","regulatoryAum":226948109,"clients":584,"employees":4,"offices":1}],"secFileNumber":"801-68487","legalName":"Premier 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BROCHURE","fee_rate_low":0.5,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"Financial planning is billed hourly at $100 to $250 depending on scope and complexity, with 50% paid in advance and the balance on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007472","versionId":1007472,"submittedOn":"2026-02-09","documentName":"PREMIER ESTATE PLANNERS, LLC ADV BROCHURE"},{"role":"other","program":"Savings plan management","summary":"Savings plan management for 401(k), 403(b) and 457 participants is a fixed fee of $480 to $1,200 a year per account, or an annual asset-based fee of 0.25%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007472","versionId":1007472,"submittedOn":"2026-02-09","documentName":"PREMIER ESTATE PLANNERS, LLC ADV BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:38:33.619965+00:00","documents":[{"name":"PREMIER ESTATE PLANNERS, LLC ADV BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007472","versionId":1007472,"submittedOn":"2026-02-09"}]},"custodians":[{"name":"Axos Advisor Services","shortName":"Axos Advisor Services","location":"Centennial, CO","smaAssets":136199503},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":64861769}],"custodyNote":"Premier Estate Planners does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Donald Carnaghi","title":"Managing Member/Chief Compliance Officer","crd":"1352988"},{"name":"Thomas Mazza","title":"Managing Member","crd":"1091453"}],"ownership":[{"label":"Donald Carnaghi","detail":"Managing member/chief compliance officer in the 50% to 75% ownership band and a control person, since July 2002."},{"label":"Thomas Mazza","detail":"Managing member in the 50% to 75% ownership band and a control person, since July 2002."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"16950 19 Mile RD, Suite 4","city":"Clinton Township","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"586-228-7772","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"Securities issued by registered investment companies or business development companies","percent":75},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"9 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/122638/PDF/122638.pdf","brochureDate":"9 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007472","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Premier Estate Planners have?","answer":"Premier Estate Planners has 584 clients and manages $227 million for them, as of February 2026. They include 529 individual clients and 55 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Premier Estate Planners offer?","answer":"Premier Estate Planners provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Premier Estate Planners charge?","answer":"Premier Estate Planners charges 0.50%–1.50% a year for its Portfolio management services. The fee is billed in advance and is negotiable.","source":"PREMIER ESTATE PLANNERS, LLC ADV BROCHURE, filed 9 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Premier Estate Planners use?","answer":"Premier Estate Planners’ separately managed account assets are held at Axos Advisor Services (Centennial, CO), with $136M and Charles Schwab & Co., Inc. (Westlake, TX), with $64.9M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Premier Estate Planners have?","answer":"Premier Estate Planners has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Premier Estate Planners invest in?","answer":"At the end of its last fiscal year, Premier Estate Planners’ separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Premier Estate Planners?","answer":"Premier Estate Planners’ direct owners are Donald Carnaghi (50% to 75%) and Thomas Mazza (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Premier Estate Planners get paid?","answer":"Premier Estate Planners is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Premier Estate Planners?","answer":"Premier Estate Planners’ main office is at 16950 19 Mile RD, Suite 4, Clinton Township, MI 48038. Its phone number is 586-228-7772. Its website is yourplanners.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}