PointOak Retirement Advisors provides portfolio management for individuals and small businesses and pension consulting. Financial planning was provided to 1–10 clients last fiscal year.
PointOak Retirement Advisors reports 103 clients. They include 83 pension and profit-sharing plans, 19 individual clients, and 1 high-net-worth individual. Of its assets, 1.1% ($11.9M across 34 accounts) are managed with discretion; $1.07B across 83 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 18% | <1% |
| High-net-worth individuals | <1% | <1% |
| Pension and profit-sharing plans | 81% | 99% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 19 | $9.24M | 0.9% | $486K |
| High-net-worth individuals | Fewer than 5 | $2.65M | 0.2% | $2.65M |
| Pension and profit-sharing plans | 83 | $1.07B | 98.9% | $12.9M |
| Total | 103 | $1.08B | 100% | — |
- Clients
- 19
- Regulatory AUM
- $9.24M
- AUM share
- 0.9%
- Avg. per client
- $486K
- Clients
- Fewer than 5
- Regulatory AUM
- $2.65M
- AUM share
- 0.2%
- Avg. per client
- $2.65M
- Clients
- 83
- Regulatory AUM
- $1.07B
- AUM share
- 98.9%
- Avg. per client
- $12.9M
Total
- Clients
- 103
- Regulatory AUM
- $1.08B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
PointOak Retirement Advisors is paid through a percentage of assets under management and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Darshan Makim owns 75% or more of PointOak Retirement Advisors. The leadership team of PointOak Retirement Advisors includes President Darshan Makim. It has 3 employees.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 insurance agent
- Owns 75% or more of Pointoak Retirement Advisors, LLC
Darshan Makim
Control person · since May 2021
PointOak Retirement Advisors’ regulatory assets grew 1121.7× from $962K (July 2022) to $1.08B (March 2026); employees rose from 1 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $1.08B | 103 | 3 | 1 |
| Mar 2025March 2025 | $819M | 92 | 3 | 1 |
| Mar 2024March 2024 | $271M | 72 | 1 | 1 |
| Mar 2023March 2023 | $216M | 58 | 1 | 1 |
| Jul 2022July 2022 | $962K | 0 | 1 | 1 |
Besides its headquarters, PointOak Retirement Advisors has 0 offices, with 1 listed address in 1 state.
Virginia · 1 listed address
- 1751 Pinnacle DR, Ste 600, McLeanHQ
Contact and registration details
- Legal name
- Pointoak Retirement Advisors, LLC
- Headquarters
- 1751 Pinnacle DR, Ste 600, McLean, VA 22102
- Website
- pointoak.com
- Phone
- 703-595-4444
- @pointoak
- SEC file
- 801-122008
- Structure
- Virginia LLC
- Fiscal year end
- December
PointOak Retirement Advisors’ named custodians for separately managed accounts include Adp Broker-Dealer ($128M, 56%), Transamerica Capital ($50.9M, 22%) and Principal Securities ($41.9M, 18%). PointOak Retirement Advisors has custody of $5.27M for 17 clients.
- Adp Broker-DealerAdp Broker-Dealer, Inc. · Roseland, NJ · $128M56%
- Transamerica CapitalTransamerica Capital, LLC · Denver, CO · $50.9M22%
- Principal SecuritiesPrincipal Securities, Inc. · Des Moines, IA · $41.9M18%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $8.16M4%
At year end, PointOak Retirement Advisors’ separately managed accounts were mostly in funds (100%).
What the accounts hold
- Funds100%
How many clients does PointOak Retirement Advisors have?
PointOak Retirement Advisors has 103 clients and manages $1.08 billion for them, as of March 2026. They include 83 pension and profit-sharing plans, 19 individual clients, and 1 high-net-worth individual.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 4 March 2026
What services does PointOak Retirement Advisors offer?
PointOak Retirement Advisors provides portfolio management for individuals and small businesses and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does PointOak Retirement Advisors use?
PointOak Retirement Advisors’ separately managed account assets are held at Adp Broker-Dealer, Inc. (Roseland, NJ), with $128M, Transamerica Capital, LLC (Denver, CO), with $50.9M, Principal Securities, Inc. (Des Moines, IA), with $41.9M and Charles Schwab & Co., Inc. (Westlake, TX), with $8.16M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 March 2026
How many financial advisors does PointOak Retirement Advisors have?
PointOak Retirement Advisors has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does PointOak Retirement Advisors invest in?
At the end of its last fiscal year, PointOak Retirement Advisors’ separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns PointOak Retirement Advisors?
PointOak Retirement Advisors’ direct owner is Darshan Makim (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 4 March 2026
How does PointOak Retirement Advisors get paid?
PointOak Retirement Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact PointOak Retirement Advisors?
PointOak Retirement Advisors’ main office is at 1751 Pinnacle DR, Ste 600, McLean, VA 22102. Its phone number is 703-595-4444. Its website is pointoak.com.