{"url":"https://nivawealth.com/firms/pointoak-retirement-advisors-314866","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/314866","regulatoryAum":1078990787,"crd":"314866","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5043274","suffix":null,"lastName":"MAKIM","firstName":"DARSHAN","middleName":"PRAKASH"},{"crd":"3046250","suffix":null,"lastName":"Smith","firstName":"Mark","middleName":"Kevin"},{"crd":"5619706","suffix":null,"lastName":"WALL","firstName":"TAYLOR","middleName":"OWEN"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-07-26","regulatoryAum":961907,"clients":0,"employees":1,"offices":1},{"filedOn":"2023-03-29","regulatoryAum":215532131,"clients":58,"employees":1,"offices":1},{"filedOn":"2024-03-26","regulatoryAum":270873874,"clients":72,"employees":1,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":818662144,"clients":92,"employees":3,"offices":1},{"filedOn":"2026-03-04","regulatoryAum":1078990787,"clients":103,"employees":3,"offices":1}],"secFileNumber":"801-122008","legalName":"Pointoak Retirement Advisors, LLC","displayName":"PointOak Retirement Advisors","slug":"pointoak-retirement-advisors-314866","website":"https://pointoak.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/314866/04728789a5272458-r1.webp","tone":"dark","width":943,"height":200,"sourceUrl":"https://www.pointoak.com/","sourceLabel":"Pointoak Retirement Advisors, website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_asset_manager","typeLabel":"Asset manager","feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/pointoak/","founded":null,"organization":"Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1751 Pinnacle DR, Ste 600","city":"McLean","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22102"},"tradeNames":[],"registration":{"secApproved":"2 August 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":1078990787,"discretionary":11893329,"discretionaryAccounts":34,"nonDiscretionary":1067097458,"nonDiscretionaryAccounts":83,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":19,"regulatoryAum":9239818},{"label":"High-net-worth individuals","clients":1,"fewerThan5":true,"regulatoryAum":2653511},{"label":"Pension and profit-sharing plans","clients":83,"regulatoryAum":1067097458}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Adp Broker-Dealer, Inc.","shortName":"Adp Broker-Dealer","location":"Roseland, NJ","smaAssets":128116889},{"name":"Transamerica Capital, LLC","shortName":"Transamerica Capital","location":"Denver, CO","smaAssets":50915169},{"name":"Principal Securities, Inc.","shortName":"Principal Securities","location":"Des Moines, IA","smaAssets":41863128},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":8158721}],"custodyNote":"PointOak Retirement Advisors has custody of $5.27M in client assets for 17 clients.","otherCustodians":[],"leadership":[{"name":"Darshan Makim","title":"Chief Compliance Officer and President","crd":"5043274"}],"ownership":[{"label":"Darshan Makim","detail":"Chief compliance officer and president in the 75% or more ownership band and a control person, since May 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"1751 Pinnacle DR, Ste 600","city":"McLean","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"703-595-4444","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Pension consulting services","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":100}],"privateFunds":0},"sources":{"adv1FilingDate":"4 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/314866/PDF/314866.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does PointOak Retirement Advisors have?","answer":"PointOak Retirement Advisors has 103 clients and manages $1.08 billion for them, as of March 2026. They include 83 pension and profit-sharing plans, 19 individual clients, and 1 high-net-worth individual.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does PointOak Retirement Advisors offer?","answer":"PointOak Retirement Advisors provides portfolio management for individuals and small businesses and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does PointOak Retirement Advisors use?","answer":"PointOak Retirement Advisors’ separately managed account assets are held at Adp Broker-Dealer, Inc. (Roseland, NJ), with $128M, Transamerica Capital, LLC (Denver, CO), with $50.9M, Principal Securities, Inc. (Des Moines, IA), with $41.9M and Charles Schwab & Co., Inc. (Westlake, TX), with $8.16M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does PointOak Retirement Advisors have?","answer":"PointOak Retirement Advisors has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does PointOak Retirement Advisors invest in?","answer":"At the end of its last fiscal year, PointOak Retirement Advisors’ separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns PointOak Retirement Advisors?","answer":"PointOak Retirement Advisors’ direct owner is Darshan Makim (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does PointOak Retirement Advisors get paid?","answer":"PointOak Retirement Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact PointOak Retirement Advisors?","answer":"PointOak Retirement Advisors’ main office is at 1751 Pinnacle DR, Ste 600, McLean, VA 22102. Its phone number is 703-595-4444. Its website is pointoak.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}