Clients
Onedigital Investment Advisors serves 18,203 clients, 3,846 of them high-net-worth individuals. The average client has about $8.5 million with the firm, and high-net-worth clients hold 8% of its $155.4 billion in assets.
- High-net-worth individuals3,846 clients8%
- Pension and profit-sharing plans5,160 clients90%
- OtherIndividuals, Charitable organizations, Corporations and other businesses2%
Show client breakdownHide client breakdown
| Client type | Clients | Regulatory AUM | Share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 9,087 | $2,864,858,478 | 1.8% | $315K |
| High-net-worth individuals | 3,846 | $12,479,767,426 | 8.0% | $3.24M |
| Pension and profit-sharing plans | 5,160 | $139,264,073,765 | 89.6% | $27.0M |
| Charitable organizations | 22 | $149,539,372 | 0.1% | $6.80M |
| Corporations and other businesses | 88 | $651,438,374 | 0.4% | $7.40M |
| Total | 18,203 | $155,409,677,415 | 100% | $8.54M |
- Clients
- 9,087
- Regulatory AUM
- $2,864,858,478
- Share
- 1.8%
- Avg. per client
- $315K
- Clients
- 3,846
- Regulatory AUM
- $12,479,767,426
- Share
- 8.0%
- Avg. per client
- $3.24M
- Clients
- 5,160
- Regulatory AUM
- $139,264,073,765
- Share
- 89.6%
- Avg. per client
- $27.0M
- Clients
- 22
- Regulatory AUM
- $149,539,372
- Share
- 0.1%
- Avg. per client
- $6.80M
- Clients
- 88
- Regulatory AUM
- $651,438,374
- Share
- 0.4%
- Avg. per client
- $7.40M
Total
- Clients
- 18,203
- Regulatory AUM
- $155,409,677,415
- Share
- 100%
- Avg. per client
- $8.54M
What it does
Onedigital Investment Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers and educational seminars. It is paid through a percentage of assets, hourly charges, fixed fees and performance-based fees.
Onedigital Investment Advisors provided financial planning to 101–250 clients last fiscal year and advises no private funds.
38.0% of assets ($59.08B across 34,368 accounts) are managed with discretion; $96.32B across 6,101 accounts are not. 1% of clients are outside the U.S., and 175 clients received advice without assets under management last fiscal year.
What the accounts hold
- Stocks13%
- Funds68%
- Registered funds67%
- Pooled vehicles1%
- Bonds9%
- U.S. government and agency bonds5%
- State and local bonds2%
- Investment grade corporate bonds2%
- Cash7%
- Other3%
- Annuities3%
Custodians
Onedigital Investment Advisors’ client accounts are held mainly at Fidelity, with 29% of managed assets, and Empower, with 20%. Onedigital Investment Advisors has custody of $3.66B for 3,920 clients.
- Charles SchwabCharles Schwab & Co., Inc. · El Paso, TX · $12.06B8%
- EmpowerEmpower Trust Company, LLC · Denver, CO · $31.66B20%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $45.17B29%
- All other custodians$66.52B43%
Ownership and leadership
Digital Insurance LLC owns 75% or more of Onedigital Investment Advisors.
- Owns 75% or more of Onedigital Investment Advisors LLC
Digital Insurance LLC
Control person · since January 2020
- Owns 75% or more of Digital Insurance LLC
Digital Insurance Holdings LLC
Control person · since June 2011
- Owns 75% or more of Digital Insurance Holdings LLC
Onedigital Intermediate I LLC
Control person · since April 2017
- Owns 75% or more of Onedigital Intermediate I LLC
Onedigital Intermediate 2 LLC
Control person · since April 2017
- Owns 75% or more of Onedigital Intermediate 2 LLC
Onedigital Borrower LLC
Control person · since April 2017
- Owns 75% or more of Onedigital Borrower LLC
Onedigital Holdings LLC
Control person · since October 2020
- Owns 75% or more of Onedigital Holdings LLC
Onedigital Topco LLC
Control person · since November 2020
- Owns 25% to 50% of Onedigital Topco LLC
Stone Point-C-Onex Od Holdings, Inc.
Control person · since November 2020
- Owns 50% to 75% of Stone Point-C-Onex Od Holdings, Inc.
Stone Point-C Od Holdings Aggregator, LP
Control person · since December 2025
- Owns 25% to 50% of Stone Point-C Od Holdings Aggregator, LP
T-X Hammer Co-Invest LP
Control person · since December 2025
- Owns 50% to 75% of T-X Hammer Co-Invest LP
Atic Third International Investment Company LLC
Control person · since December 2025
- Owns 25% to 50% of Stone Point-C Od Holdings Aggregator, LP
CPP Investment Board Private Holdings (4) Inc.
Control person · since December 2025
- Owns 75% or more of CPP Investment Board Private Holdings (4) Inc.
Canada Pension Plan Investment Board
Control person · since November 2018
- Owns 25% to 50% of Stone Point-C-Onex Od Holdings, Inc.
Onex Od Limited Partnership
Control person · since November 2020
Leadership
- Andrew JefferysNational Vice President - Wealth Management Solutions
- Vincent MorrisPresident
- Frank ZugaroNational Vice President - Retirement Plan Solutions
- David ItoChief Compliance Officer
- Michael EsselmanChief Investment Officer
Staff
- 648 employees
- 367 in advisory functions
- 372 state-registered reps
- 94 broker-dealer reps
- 164 insurance agents
- 14 soliciting firms
Reported holdings
Onedigital Investment Advisors’ reported 13F holdings total $11.85B across 1,573 positions, and the ten largest make up 25.1% of it.
- $11.85B
- Reported 13F value
- 1,573
- Positions
- 25.1%
- In the 10 largest
- +15.8%
- Value vs. prior quarter
- SPDR Series Trust · ST Str P500etf7.6%
- iShares TR · Core Univrsl Usd3.3%
- Blackrock ETF Trust · iShares US Equit2.3%
- Schwab Strategic TR · US Lcap GR ETF2.2%
- Dimensional ETF Trust · US Core EQT Mkt2.0%
- Dimensional ETF Trust · US Cor Equ 2 ETF1.6%
- Dimensional ETF Trust · Shor Dur Fix ETF1.6%
- iShares TR · Mbs ETF1.5%
- Apple Inc.1.5%
- iShares TR · S&P 500 Val ETF1.5%
Together, the ten largest are 25.1% of reported value.
A 13F covers only exchange-traded long positions the firm holds with discretion, so this $11.85B is not its $155.41B in regulatory assets and does not represent any individual client's portfolio.
Fees
Onedigital Investment Advisors is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and performance-based fees.
Onedigital Investment Advisors’ fee rates are not included in this profile. Find its brochure on the SEC’s site.
Offices and registrations
Besides its headquarters, Onedigital Investment Advisors has 173 offices, with 26 listed addresses across 18 states.
California · 3 listed addresses
- 1450 Maria Lane, Walnut Creek
- 6165 Greenwich Drive, San Diego
- 7755 Irvine Center Drive, Irvine
New Jersey · 3 listed addresses
- 180 Mount Airy Road, Basking Ridge
- 300 Carnegie Center Drive, Princeton
- 2101 State Route 34, Wall
Florida · 2 listed addresses
- 135 Durbin Station Court, ST. Johns
- 301 E. Pine Street, Orlando
Georgia · 2 listed addresses
- 300 Galleria Parkway, Atlanta
- 3333 Riverwood Parkway, Atlanta
New York · 2 listed addresses
- 80 Business Park Drive, Armonk
- 11 Centre Park, Rochester
North Carolina · 2 listed addresses
- 3623 N. Elm Street, Greensboro
- 2021 Shepherds Vineyard Drive, Apex
Connecticut · 1 listed address
- 195 Scott Swamp Road, Farmington
Kansas · 1 listed address
- 11101 Switzer Road, Suite 200, Overland ParkHQ
Maryland · 1 listed address
- 921 E. Fort Avenue, Baltimore
Massachusetts · 1 listed address
- 222 Rosewood Drive, Danvers
Michigan · 1 listed address
- 900 N. Squirrel Road, Auburn Hills
Minnesota · 1 listed address
- 10900 Wayzata Boulevard, Minnetonka
Missouri · 1 listed address
- 8235 Forsyth Boulevard, Clayton
Oregon · 1 listed address
- 15 S.W. Colorado Avenue, Bend
Tennessee · 1 listed address
- 10641 Deerbrook Drive, Knoxville
Texas · 1 listed address
- 3411 Richmond Avenue, Houston
Utah · 1 listed address
- 8706 South 700 East, Sandy
Virginia · 1 listed address
- 9954 Mayland Drive, Richmond
Other business names
Onedigital Investment Advisors has reported 7 other business names to the SEC.
- Derse Morgen Financial Advisors
- KB Financial
- Munkeby Kramer
- Onedigital Financial Services
- Onedigital Retirement and Wealth
- Signature Wealth Management Group
- Silicon Valley Retirement Services
Registration details
- Legal name
- Onedigital Investment Advisors LLC
- Headquarters
- 11101 Switzer Road, Suite 200, Overland Park, KS 66210
- Phone
- 877-742-2021
- Website
- www.onedigital.com
- SEC file
- 801-40622
- Structure
- Missouri LLC
- Fiscal year end
- December
This directory does not report disciplinary history, for any firm or individual, in either direction. The SEC publishes the complete record, including any disciplinary events, and it is the authoritative place to check one. See this firm's record on adviserinfo.sec.gov
Common questions
How many clients does Onedigital Investment Advisors have?
Onedigital Investment Advisors has 18,203 clients and manages $155.4 billion for them, as of April 2026. They include 9,087 other individuals, 5,160 pension and profit-sharing plans and 3,846 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026
What services does Onedigital Investment Advisors offer?
Onedigital Investment Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Onedigital Investment Advisors use?
Onedigital Investment Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $45,171,679,915, Empower Trust Company, LLC (Denver, CO), with $31,658,745,864 and Charles Schwab & Co., Inc. (El Paso, TX), with $12,057,393,997. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026
How many financial advisors does Onedigital Investment Advisors have?
Onedigital Investment Advisors has 372 investment adviser representatives registered with state securities authorities, out of 648 employees, and 367 perform investment advisory functions. 94 are registered representatives of a broker-dealer and 164 are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Onedigital Investment Advisors invest in?
At the end of its last fiscal year, Onedigital Investment Advisors’ separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 13% exchange-traded equities, 7% cash and equivalents, 5% U.S. government and agency bonds, 3% annuities, 2% state and local bonds, 2% investment grade corporate bonds and 1% pooled vehicles (private funds and similar). It advises no private funds of its own.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Onedigital Investment Advisors?
Onedigital Investment Advisors is owned through a chain of holding companies by Onex Od Limited Partnership, Atic Third International Investment Company LLC and Canada Pension Plan Investment Board. Its direct owner is Digital Insurance LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 April 2026
How does Onedigital Investment Advisors get paid?
Onedigital Investment Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
