{"url":"https://nivawealth.com/firms/onedigital-investment-advisors-106766","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/106766","regulatoryAum":155409677415,"crd":"106766","secFileNumber":"801-40622","legalName":"Onedigital Investment Advisors LLC","displayName":"Onedigital Investment Advisors","website":"https://www.onedigital.com/","linkedinUrl":"https://www.linkedin.com/company/weareonedigital/","founded":null,"organization":"Missouri limited liability company","fiscalYearEnd":"December","headquarters":{"street":"11101 Switzer Road, Suite 200","city":"Overland Park","state":"KS","stateName":"Kansas","country":"United States","postalCode":"66210"},"tradeNames":["Derse Morgen Financial Advisors","KB Financial","Munkeby Kramer","Onedigital Financial Services","Onedigital Retirement and Wealth","Signature Wealth Management Group","Silicon Valley Retirement Services"],"registration":{"secApproved":"22 January 1992","noticeFilings":null,"latestNoticeFiling":null},"staff":{"employees":648,"advisory":367,"brokerDealerReps":94,"insuranceAgents":164,"promoters":14},"aum":{"discretionary":59084688779,"discretionaryAccounts":34368,"nonDiscretionary":96324988636,"nonDiscretionaryAccounts":6101,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":175},"clientTypes":[{"label":"Individuals (other than HNW)","clients":9087,"regulatoryAum":2864858478},{"label":"High-net-worth individuals","clients":3846,"regulatoryAum":12479767426},{"label":"Pension and profit-sharing plans","clients":5160,"regulatoryAum":139264073765},{"label":"Charitable organizations","clients":22,"regulatoryAum":149539372},{"label":"Corporations and other businesses","clients":88,"regulatoryAum":651438374}],"fees":[],"feeNotes":[],"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"El Paso, TX","smaAssets":12057393997},{"name":"Empower Trust Company, LLC","shortName":"Empower","location":"Denver, CO","smaAssets":31658745864},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":45171679915}],"custodyNote":"Onedigital Investment Advisors has custody of $3.66B for 3,920 clients.","otherCustodians":[],"leadership":[{"name":"Andrew Jefferys","title":"National Vice President - 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They include 9,087 other individuals, 5,160 pension and profit-sharing plans and 3,846 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Onedigital Investment Advisors offer?","answer":"Onedigital Investment Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Onedigital Investment Advisors use?","answer":"Onedigital Investment Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $45,171,679,915, Empower Trust Company, LLC (Denver, CO), with $31,658,745,864 and Charles Schwab & Co., Inc. (El Paso, TX), with $12,057,393,997. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Onedigital Investment Advisors have?","answer":"Onedigital Investment Advisors has 372 investment adviser representatives registered with state securities authorities, out of 648 employees, and 367 perform investment advisory functions. 94 are registered representatives of a broker-dealer and 164 are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Onedigital Investment Advisors invest in?","answer":"At the end of its last fiscal year, Onedigital Investment Advisors’ separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 13% exchange-traded equities, 7% cash and equivalents, 5% U.S. government and agency bonds, 3% annuities, 2% state and local bonds, 2% investment grade corporate bonds and 1% pooled vehicles (private funds and similar). It advises no private funds of its own.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Onedigital Investment Advisors?","answer":"Onedigital Investment Advisors is owned through a chain of holding companies by Onex Od Limited Partnership, Atic Third International Investment Company LLC and Canada Pension Plan Investment Board. Its direct owner is Digital Insurance LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Onedigital Investment Advisors get paid?","answer":"Onedigital Investment Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. 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