Navigation Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 51–100 clients last fiscal year.
Navigation Wealth Management reports 962 clients. They include 940 individual clients, 14 high-net-worth individuals, and 7 corporations and other businesses. Of its assets, 100.0% ($103M across 1,302 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 98% | 76% |
| High-net-worth individuals | 1% | 24% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 940 | $78.4M | 75.9% | $83.4K |
| High-net-worth individuals | 14 | $24.3M | 23.6% | $1.74M |
| Charitable organizations | Fewer than 5 | $98.2K | 0.1% | $98.2K |
| Corporations and other businesses | 7 | $427K | 0.4% | $60.9K |
| Total | 962 | $103M | 100% | — |
- Clients
- 940
- Regulatory AUM
- $78.4M
- AUM share
- 75.9%
- Avg. per client
- $83.4K
- Clients
- 14
- Regulatory AUM
- $24.3M
- AUM share
- 23.6%
- Avg. per client
- $1.74M
- Clients
- Fewer than 5
- Regulatory AUM
- $98.2K
- AUM share
- 0.1%
- Avg. per client
- $98.2K
- Clients
- 7
- Regulatory AUM
- $427K
- AUM share
- 0.4%
- Avg. per client
- $60.9K
Total
- Clients
- 962
- Regulatory AUM
- $103M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Navigation Wealth Management charges 0.66%–1.63% a year for its Asset Management. The whole portfolio is charged at the rate of its band. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$50K | 1.63% |
| $50K–$100K | 1.48% |
| $100K–$250K | 1.38% |
| $250K–$500K | 1.23% |
| $500K–$750K | 1.03% |
| $750K–$1M | 0.93% |
| $1M–$5M | 0.68% |
| $5M and above | 0.66% |
Fee details and sources
Other fees
- ERISA Plan Services
- Annual fees on ERISA plan assets are negotiable, will not exceed 1% of the included assets, and may be a percentage or a flat fee.
- Financial Planning
- Financial plans are priced by complexity, at a negotiable hourly rate of $225 or a negotiable flat fee of $2,000.
- Qualified Plan Services
- Qualified plan services are priced by complexity, at a negotiable hourly rate of $225 or a negotiable flat fee of $2,000.
Adam Brunin owns 75% or more of Navigation Wealth Management. The leadership team of Navigation Wealth Management includes President Adam Brunin. It has 8 employees.
Staff
- 8 employees
- 8 in advisory functions
- 8 state-registered reps
- 7 insurance agents
- Owns 75% or more of Navigation Wealth Management, Inc.
Adam Brunin
Control person · since January 2016
Navigation Wealth Management’s regulatory assets fell from $109M (February 2021) to $103M (March 2026); clients rose from 749 to 962 and employees were 8 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $103M | 962 | 8 | 2 |
| Feb 2025February 2025 | $128M | 1,045 | 11 | 1 |
| May 2024May 2024 | $129M | 892 | 10 | 1 |
| Jul 2023July 2023 | $121M | 802 | 10 | 1 |
| Jun 2022June 2022 | $119M | 826 | 9 | 1 |
| Feb 2021February 2021 | $109M | 749 | 8 | 1 |
Besides its headquarters, Navigation Wealth Management has 1 office, with 2 listed addresses across 2 states.
Colorado · 1 listed address
- 2038 Caribou Drive, Suite 100, Fort CollinsHQ
Wyoming · 1 listed address
- 2015 Central Ave, Cheyenne
Contact and registration details
- Legal name
- Navigation Wealth Management, Inc.
- Headquarters
- 2038 Caribou Drive, Suite 100, Fort Collins, CO 80525
- Website
- Not reported
- Phone
- 970-672-1236
- SEC file
- 801-119615
- Structure
- Colorado corporation
- Fiscal year end
- December
Navigation Wealth Management’s named custodians for separately managed accounts are Charles Schwab ($83M, 80%) and Nationwide Securities ($20.2M, 20%). Navigation Wealth Management has custody of $54.8M for 379 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $83M80%
- Nationwide SecuritiesNationwide Securities, LLC · Columbus, OH · $20.2M20%
At year end, Navigation Wealth Management’s separately managed accounts were mostly in funds (96%). Its reported 13F holdings for the quarter ended 30 June 2026 total $72.6M across 33 positions; the largest are State Str SPDR S&P 500 ETF T (53.4%), Zacks Trust (9.4%) and SPDR Series Trust (8.0%).
What the accounts hold
- Stocks3%
- Funds96%
- Bonds1%
How many clients does Navigation Wealth Management have?
Navigation Wealth Management has 962 clients and manages $103 million for them, as of March 2026. They include 940 individual clients, 14 high-net-worth individuals, and 7 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Navigation Wealth Management offer?
Navigation Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Navigation Wealth Management charge?
Navigation Wealth Management charges 0.66%–1.63% a year for its Asset Management. The whole portfolio is charged at the rate of its band.
Which custodians does Navigation Wealth Management use?
Navigation Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $83M and Nationwide Securities, LLC (Columbus, OH), with $20.2M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Navigation Wealth Management have?
Navigation Wealth Management has 8 investment adviser representatives registered with state securities authorities, out of 8 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 7 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Navigation Wealth Management invest in?
At the end of its last fiscal year, Navigation Wealth Management’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Navigation Wealth Management?
Navigation Wealth Management’s direct owner is Adam Brunin (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Navigation Wealth Management get paid?
Navigation Wealth Management is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Navigation Wealth Management?
Navigation Wealth Management’s main office is at 2038 Caribou Drive, Suite 100, Fort Collins, CO 80525. Its phone number is 970-672-1236.
