{"url":"https://nivawealth.com/firms/navigation-wealth-management-282640","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/282640","regulatoryAum":103175002,"crd":"282640","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4407663","suffix":null,"lastName":"BRUNIN","firstName":"ADAM","middleName":"EDWARD"},{"crd":"8205751","suffix":null,"lastName":"Brunin","firstName":"Seth","middleName":null},{"crd":"7564056","suffix":null,"lastName":"Carpenter","firstName":"William","middleName":"Louis"},{"crd":"5784630","suffix":null,"lastName":"DAVIES","firstName":"JAMES","middleName":"W"},{"crd":"6246441","suffix":null,"lastName":"KEMP","firstName":"NICHOLAS","middleName":"DEAN"},{"crd":"7911263","suffix":null,"lastName":"Meuli","firstName":"Matthew","middleName":null},{"crd":"5048874","suffix":"JR.","lastName":"O'REILLY","firstName":"MYLES","middleName":"PATRICK"},{"crd":"8234788","suffix":null,"lastName":"Schaffer","firstName":"Jacob","middleName":null}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-22","regulatoryAum":109290986,"clients":749,"employees":8,"offices":1},{"filedOn":"2022-06-07","regulatoryAum":119296022,"clients":826,"employees":9,"offices":1},{"filedOn":"2023-07-26","regulatoryAum":120524758,"clients":802,"employees":10,"offices":1},{"filedOn":"2024-05-01","regulatoryAum":129328046,"clients":892,"employees":10,"offices":1},{"filedOn":"2025-02-21","regulatoryAum":127745098,"clients":1045,"employees":11,"offices":1},{"filedOn":"2026-03-11","regulatoryAum":103175002,"clients":962,"employees":8,"offices":2}],"secFileNumber":"801-119615","legalName":"Navigation 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They include 940 individual clients, 14 high-net-worth individuals, and 7 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Navigation Wealth Management offer?","answer":"Navigation Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Navigation Wealth Management charge?","answer":"Navigation Wealth Management charges 0.66%–1.63% a year for its Asset Management. The whole portfolio is charged at the rate of its band.","source":"ADV PART 2A & 2B, filed 26 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Navigation Wealth Management use?","answer":"Navigation Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $83M and Nationwide Securities, LLC (Columbus, OH), with $20.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Navigation Wealth Management have?","answer":"Navigation Wealth Management has 8 investment adviser representatives registered with state securities authorities, out of 8 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 7 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Navigation Wealth Management invest in?","answer":"At the end of its last fiscal year, Navigation Wealth Management’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Navigation Wealth Management?","answer":"Navigation Wealth Management’s direct owner is Adam Brunin (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Navigation Wealth Management get paid?","answer":"Navigation Wealth Management is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Navigation Wealth Management?","answer":"Navigation Wealth Management’s main office is at 2038 Caribou Drive, Suite 100, Fort Collins, CO 80525. Its phone number is 970-672-1236.","source":"Form ADV Part 1A, Item 1.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/navigation-wealth-management-282640/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-16","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1839930/000183993026000003/0001839930-26-000003-index.html","totalValue":72590922,"positionCount":33,"top10Share":0.8637302884787715,"top10":[{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":38752136,"shares":51893,"shareType":"SH","priorValue":2099298,"priorShares":3228},{"issuer":"ZACKS TRUST","titleOfClass":"EARNGS CONSTANT","cusip":"98888G105","value":6807541,"shares":180380,"shareType":"SH","priorValue":5274300,"priorShares":155906},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST BLOO HIGH 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}