Navigate 401K provides portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and educational seminars.
Navigate 401K reports 80 pension and profit-sharing plans. Of its assets, 100.0% ($318M across 80 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Pension and profit-sharing plans | 100% | 100% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Pension and profit-sharing plans | 80 | $318M | 100.0% | $3.97M |
| Total | 80 | $318M | 100% | $3.97M |
- Clients
- 80
- Regulatory AUM
- $318M
- AUM share
- 100.0%
- Avg. per client
- $3.97M
Total
- Clients
- 80
- Regulatory AUM
- $318M
- AUM share
- 100%
- Avg. per client
- $3.97M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Navigate 401K is paid through a percentage of assets under management and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Caleb Hopkins owns 25% to 50% of Navigate 401K. It has 4 employees.
Leadership
Caleb HopkinsManaging Member / CCO- Christopher HussarManaging Member
- Justin LaddenManaging Member
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Sean Joseph Forbes
- Caleb Ryan Hopkins
- Christopher Nagel Hussar
- Justin Ross Ladden
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- 1 insurance agent
- Owns 25% to 50% of Navigate 401k, LLC
Caleb Hopkins
Control person · since July 2020
- Owns 25% to 50% of Navigate 401k, LLC
Christopher Hussar
Control person · since July 2020
- Owns 25% to 50% of Navigate 401k, LLC
Justin Ladden
Control person · since May 2024
Navigate 401K’s regulatory assets grew 5.5× from $58.1M (March 2021) to $318M (April 2026); employees rose from 2 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $318M | 80 | 4 | 2 |
| February 2025 | $259M | 73 | 3 | 2 |
| May 2024 | $132M | 11 | 3 | 2 |
| March 2023 | $75M | 6 | 3 | 1 |
| March 2022 | $72.1M | 0 | 2 | 1 |
| March 2021 | $58.1M | 0 | 2 | 1 |
Besides its headquarters, Navigate 401K has 1 office, with 2 listed addresses in Alabama.
Alabama · 2 listed addresses
- 2850 19th Street South, Suite 350, BirminghamHQ
- 7800 Madison Boulevard, Huntsville
Contact and registration details
- Legal name
- Navigate 401k, LLC
- Headquarters
- 2850 19th Street South, Suite 350, Birmingham, AL 35209
- Website
- navigate401k.com
- Phone
- 205-224-9502
- SEC file
- 801-119101
- Structure
- Alabama LLC
- Fiscal year end
- December
Navigate 401K uses Fidelity ($151M, 60%), Principal Financial Services ($61.6M, 25%) and The Vanguard Group ($38.8M, 15%) as custodians for its separately managed accounts. Navigate 401K does not have custody of client assets.
- FidelityFidelity Investments · Cincinnati, OH · $151M60%
- Principal Financial ServicesPrincipal Financial Services · Des Moine, IA · $61.6M25%
- The Vanguard GroupThe Vanguard Group · Malvern, PA · $38.8M15%
At year end, Navigate 401K’s separately managed accounts were mostly in funds (100%).
What the accounts hold
- Funds100%
How many clients does Navigate 401K have?
Navigate 401K has 80 clients and manages $318 million for them, as of April 2026. They include 80 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 April 2026
What services does Navigate 401K offer?
Navigate 401K provides portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Navigate 401K use?
Navigate 401K’s separately managed account assets are held at Fidelity Investments (Cincinnati, OH), with $151M, Principal Financial Services (Des Moine, IA), with $61.6M and The Vanguard Group (Malvern, PA), with $38.8M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 April 2026
How many financial advisors does Navigate 401K have?
Navigate 401K has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Navigate 401K invest in?
At the end of its last fiscal year, Navigate 401K’s separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Navigate 401K?
Navigate 401K’s direct owners are Caleb Hopkins, Christopher Hussar and Justin Ladden, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 27 April 2026
How does Navigate 401K get paid?
Navigate 401K is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Navigate 401K registered with the SEC?
Yes, Navigate 401K has been registered with the SEC as an investment adviser since 21 July 2020. Its CRD number is 309466 and its SEC file number is 801-119101.
Source: Form ADV Part 1A, Item 1, filed 27 April 2026; IAPD firm record
How do I contact Navigate 401K?
Navigate 401K’s main office is at 2850 19th Street South, Suite 350, Birmingham, AL 35209. Its phone number is 205-224-9502. Its website is navigate401k.com.