{"url":"https://nivawealth.com/firms/navigate-401k-309466","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/309466","regulatoryAum":317893600,"crd":"309466","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7881594","suffix":null,"lastName":"Forbes","firstName":"Sean","middleName":"Joseph"},{"crd":"5847819","suffix":null,"lastName":"HOPKINS","firstName":"CALEB","middleName":"RYAN"},{"crd":"4356304","suffix":null,"lastName":"HUSSAR","firstName":"CHRISTOPHER","middleName":"NAGEL"},{"crd":"5364628","suffix":null,"lastName":"LADDEN","firstName":"JUSTIN","middleName":"ROSS"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-10","regulatoryAum":58128092,"clients":0,"employees":2,"offices":1},{"filedOn":"2022-03-08","regulatoryAum":72081964,"clients":0,"employees":2,"offices":1},{"filedOn":"2023-03-14","regulatoryAum":75011793,"clients":6,"employees":3,"offices":1},{"filedOn":"2024-05-24","regulatoryAum":131986568,"clients":11,"employees":3,"offices":2},{"filedOn":"2025-02-24","regulatoryAum":258930541,"clients":73,"employees":3,"offices":2},{"filedOn":"2026-04-27","regulatoryAum":317893600,"clients":80,"employees":4,"offices":2}],"secFileNumber":"801-119101","legalName":"Navigate 401k, LLC","displayName":"Navigate 401K","slug":"navigate-401k-309466","website":"https://navigate401k.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/309466/5bc81137a7e2dd2e-r1.webp","tone":"light","width":1326,"height":200,"sourceUrl":"https://www.navigate401k.com","sourceLabel":"Navigate 401k, LLC, website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_asset_manager","typeLabel":"Asset manager","feeDisclosure":"payment_only"},"founded":null,"organization":"Alabama limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2850 19th Street South, Suite 350","city":"Birmingham","state":"AL","stateName":"Alabama","country":"United States","postalCode":"35209"},"tradeNames":[],"registration":{"secApproved":"21 July 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":317893600,"discretionary":317893600,"discretionaryAccounts":80,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Pension and profit-sharing plans","clients":80,"regulatoryAum":317893600}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Fidelity Investments","shortName":"Fidelity","location":"Cincinnati, OH","smaAssets":150674869},{"name":"Principal Financial Services","shortName":"Principal Financial Services","location":"Des Moine, IA","smaAssets":61604904},{"name":"The Vanguard Group","shortName":"The Vanguard Group","location":"Malvern, PA","smaAssets":38804794}],"custodyNote":"Navigate 401K does not have custody of client assets.","leadership":[{"name":"Caleb Hopkins","title":"Managing Member / CCO","crd":"5847819"},{"name":"Christopher Hussar","title":"Managing Member","crd":"4356304"},{"name":"Justin Ladden","title":"Managing Member","crd":"5364628"}],"ownership":[{"label":"Caleb Hopkins","detail":"Managing member / cco in the 25% to 50% ownership band and a control person, since July 2020."},{"label":"Christopher Hussar","detail":"Managing member in the 25% to 50% ownership band and a control person, since July 2020."},{"label":"Justin Ladden","detail":"Managing member in the 25% to 50% ownership band and a control person, since May 2024."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Alabama","offices":2,"addresses":[{"street":"2850 19th Street South, Suite 350","city":"Birmingham","headquarters":true},{"street":"7800 Madison Boulevard","city":"Huntsville"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"205-224-9502","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":null,"assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":100}],"privateFunds":0},"sources":{"adv1FilingDate":"27 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/309466/PDF/309466.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Navigate 401K have?","answer":"Navigate 401K has 80 clients and manages $318 million for them, as of April 2026. They include 80 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Navigate 401K offer?","answer":"Navigate 401K provides portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Navigate 401K use?","answer":"Navigate 401K’s separately managed account assets are held at Fidelity Investments (Cincinnati, OH), with $151M, Principal Financial Services (Des Moine, IA), with $61.6M and The Vanguard Group (Malvern, PA), with $38.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Navigate 401K have?","answer":"Navigate 401K has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Navigate 401K invest in?","answer":"At the end of its last fiscal year, Navigate 401K’s separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Navigate 401K?","answer":"Navigate 401K’s direct owners are Caleb Hopkins, Christopher Hussar and Justin Ladden, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Navigate 401K get paid?","answer":"Navigate 401K is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Navigate 401K registered with the SEC?","answer":"Yes, Navigate 401K has been registered with the SEC as an investment adviser since 21 July 2020. Its CRD number is 309466 and its SEC file number is 801-119101.","source":"Form ADV Part 1A, Item 1, filed 27 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Navigate 401K?","answer":"Navigate 401K’s main office is at 2850 19th Street South, Suite 350, Birmingham, AL 35209. Its phone number is 205-224-9502. Its website is navigate401k.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}